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Who are you insured with??

Discussion in 'General Automotive Chat' started by Drizz, Jul 12, 2009.

  1. Drizz
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    Drizz Project Plush

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    [Jul 12, 2009]
    As above. Mines due next month so need to start shopping!
    #1
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  3. aidank1981
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    aidank1981 Member

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    [Jul 12, 2009]
    elephant...pretty poor cover ta be fare, had a nightmare claim we them 2 years ago but nobody was cheaper, £450 access admittidly but for 2 claims, 6 points, 27 yr old , no no claims pretty good for £700 odd pound.
    #2
  4. Broken Byzan
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    Broken Byzan Photographic Moderator Staff Member Moderator VCDS Map User

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    [Jul 12, 2009]
    Adrian Flux underwritten by Highway. Greenlight got to the same price but wouldn't include breakdown cover. All mods declared £480 Full NCB age 37
    #3
  5. Drizz
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    Drizz Project Plush

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    [Jul 12, 2009]
    Elephant just quoted me £596. Direct line are best so far...
    Last edited: Jul 12, 2009
    #4
  6. docurley
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    docurley Moderator Staff Member Moderator

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    [Jul 12, 2009]
    Sky insurance was very good but a P take after my car was stolen and I got my renewal in £2100:wtf:
    #5
  7. Broken Byzan
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    Broken Byzan Photographic Moderator Staff Member Moderator VCDS Map User

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    [Jul 12, 2009]
    Drizz is that with the mods declared ?
    #6
  8. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    [Jul 12, 2009]
    LVE via confused.com - £192 fully comp
    #7
  9. Drizz
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    Drizz Project Plush

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    [Jul 12, 2009]
    Liverpool Victoria?
    #8
  10. wibble111
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    wibble111 needs to scratch the itch

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    [Jul 12, 2009]
    Privelege, £333 fully comp protected with the missus as a named driver, 3 points and no claims
    #9
  11. Drizz
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    Drizz Project Plush

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    [Jul 12, 2009]
    Just got down to £455
    #10
  12. Wai-Fan
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    Wai-Fan Member

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    [Jul 12, 2009]
    Churchill

    Just slightly over £1300 fully comp

    19 when I took the policy out.

    2 years NCB.

    Car parked on street.

    Up to 12k miles I think.

    Not sure whether they are any good when making a claim.
    #11
  13. sidibear
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    sidibear Looking for Zombies !! Staff Member Moderator

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    [Jul 13, 2009]
    RH Specialist for the Cossie. £154 F/C £4k agreed value and salvage retention. 3000 mile a year limit. All mods declared.

    Audi Insurance for the Audi. £810 F/C parked on street with shitty postcode and business use, no limit on miles. £1000 for road rage and car jacking therapy. £250 personal possesions. £40 per person per night for hotel if I breakdown, all singing all dancing bells and whistles etc
    #12
  14. fingermouse
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    fingermouse thats me

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    [Jul 13, 2009]
    adrian flux but only coz they matched admiral for the renewal
    #13
  15. unkle
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    unkle Beer God

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    [Jul 13, 2009]
    Directline, pretty good if your car isnt modded, bit of a nightmare if it is...
    #14
  16. Road Razor
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    Road Razor Member

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    [Jul 13, 2009]
    I've recently changed from Admiral to Adrian Flux. 9 Years NCB. There are many cheaper quotes around but many companies don't insure cars with mods.
    #15
  17. tony-b-3.2-v6
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    tony-b-3.2-v6 Member

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    [Jul 13, 2009]
    I was with budget for years bought 3.2 v6 begining of last year they wanted £800 went with LV £370 f/c and gauranteed protected 10+yrs no claims car valued at 14500 never had a claim
    #16
  18. ian52
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    ian52 2000 a4 1.8tqs-yellow

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    [Jul 13, 2009]
    direct line, 26 years old with 5y ncd and im £218 fully comp on my 1.8t quattro sport.
    #17
  19. SonicDeathmonkey
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    SonicDeathmonkey Member

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    [Jul 13, 2009]
    Shameless plug because I work for Confused.com but give us a try!!! I would say that we pride ourselves on "price accuracy", which means the price we quote is the price you pay, as opposed to other sites that quote based on assumptions that give a cheaper price to lure you in, until you go to the actual insurer and see the "real" price.

    I am insured with Elephant, for what it's worth. I pay £220.
    #18
  20. Dazmo
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    Dazmo Active Member

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    [Jul 13, 2009]
    Always found the `real` sites to be cheaper than any comparison websites simply because the comparison websites take commission.

    Just cut out the middle man and deal with the company direct and its much cheaper.
    #19
  21. kaz219
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    kaz219 Active Member VCDS Map User

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    [Jul 13, 2009]
    Admiral - Im 19 with 0 no claims, £950 :D
    #20
  22. AuldReekie
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    AuldReekie Member

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    [Jul 13, 2009]
    Adrian Flux underwritten by Redstar (IIRC?). You have to tell the you are a forum member and you get an extra discount (apparently).

    Quote: Are you in an owners club or online forum? If not consider joining one. There are several great clubs for all the main hot hatch models, so you're sure to find one you like. People who are enthusiastic about their car and learn all they can about it will take better care of it, which is why you could get an extra discount of up to 15%.

    Top tip: refuse the first premium, but make sure they have your Email. A day or so later you get a customer survey mail shot. Fill that in with, "you are known as the premium mod/hot hatch insurer, but your price...yada yada..."

    Next thing you know, they managed to reduce the (already competitive) premium by £70. :cool:
    #21
  23. A3Tom
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    A3Tom Smell my finger.

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    [Jul 13, 2009]
    Adrian Flux here too. Much cheaper than esure wanted on the standard car with all mods declared etc.

    Very happy with the price.

    T
    #22
  24. Drizz
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    Drizz Project Plush

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    [Jul 13, 2009]
    Why was this moved from the B5 forum? Thats all i was interested in was cover on B5s?
    #23
  25. Broken Byzan
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    Broken Byzan Photographic Moderator Staff Member Moderator VCDS Map User

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    [Jul 13, 2009]
    I moved it as it wasn't vehicle specific. Its a more general question so i put it in general to get better coverage
    #24
  26. Drizz
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    Drizz Project Plush

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    [Jul 14, 2009]
    well i was only interested in B5s. Any more B5 owners?
    #25
  27. Broken Byzan
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    Broken Byzan Photographic Moderator Staff Member Moderator VCDS Map User

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    [Jul 14, 2009]
    I left the link into the B5 section for you so any interested B5 owners will come here anywhere . But this is more general chat hence the move.

    Thanks
    #26
  28. alijames
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    alijames Active Member

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    [Jul 14, 2009]
    Directline just over £200 with 13y ncb + I'm an old fart at 38...

    Cheers,
    #27
  29. Oranoco
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    Oranoco Well-Known Member

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    [Jul 14, 2009]
    HIC do mine for £370 all mods declared and covered for business use. All modded parts are covered on a like for like basis unlike most companies who will hump th eprice but only pay out for standard kit.

    SKY offered a damn good quote but not having heard of them I went to HIC. Then found out they did a lot of Jap stuff and were pretty good. Doh!
    #28
  30. Ads
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    Ads License to drive

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    [Jul 15, 2009]
    11 years no claims, living in London, 2.0 fsi
    Elephant £440.

    Reading this thread it feels like i'm getting ripped off!!! :mad:
    London, 'ey!!
    #29
  31. Oranoco
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    Oranoco Well-Known Member

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    [Jul 15, 2009]
    TBH mate I would steer well clear of all the Admiral group of insurers when it comes to anything more than a basic shopping car. I've had to deal with a couple of claims for friends and family with them and they are a total bloody mare
    #30
  32. tdisportuk
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    tdisportuk Member

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    [Jul 16, 2009]
    lloyds tsb and cis have always been the cheapest for me in the past! that's if paying annually. but halifax are meant to be good if wanting to pay by monthly installments but ive never been with them!

    EDIT: i think Lloyds tsb is cheaper for me because most of my finances are with them so i think they give me like 3 months free!
    #31
  33. AidenUK
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    AidenUK Well-Known Member

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    [Jul 16, 2009]
    Brentacre, insurance is underwritten by Highway Insurance.

    :icon_thumright:
    #32
  34. dsmclark40v
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    dsmclark40v Member

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    [Jul 16, 2009]
    I pay £440 a year for my a4 2.8q with Bell which are part of the admiral group, with mods declared, although I had to pay an extra £20 when I called up to tell them about the wheels the other week.

    I'm 24, its parked on driveway good post code 10k a year, 5 years no claims got guarrented nc bonus on that and I can drive any car 3rd party.
    #33
  35. TanyaS3
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    TanyaS3 Member

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    [Jul 16, 2009]
    Trident through Adrian Flux
    #34
  36. Crombie
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    Crombie Member

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    [Jul 16, 2009]
    Was best quote I could get for mine unmodded. After tryin most/all the comparison websites, they beat lowest hits hands down.
    #35
  37. Neilybabs
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    Neilybabs New Member

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    [Jul 16, 2009]
    Adrian Flux here although never accept their renewal quote. When you get the renewal through, go to moneysupermarket.com, get the best price, ring AF and tell them the good news. I saved about 200 squids this year by doing just that. That's like 66.7 pints!
    #36
  38. Z82
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    Z82 Member

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    [Jul 16, 2009]
    Swiftcover

    £128
    Full NCB, 11 points (SP30's), parked on street, with burd as named driver too.
    #37
  39. SonicDeathmonkey
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    SonicDeathmonkey Member

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    [Jul 17, 2009]
    Working for confused, I can tell you that's note quite how it works. Price accuracy means that either via confused or direct to the insurer site, the price will be the same.

    The "Commission" comes from the insurer marketing budget, not the quote.
    #38

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