1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Telling your insurance company about your alloy wheel change.

Ads Jul 19, 2010

  1. Ads

    Ads License to drive

    8,230
    609
    113
    Does anybody actually tell their insurance company when changing wheels?
    And if so, what sort of price did you have to pay them to amend your policy or for the increase in premium??

    It wasn't a considerable upgrade, just a swap from my 17" Sport alloys to some 18" S-line alloys.

    Should really tell them though I guess.
     
  2. edition

    edition Active Member

    1,426
    1
    36
    I will get people moaning about what i'm going to say i'm sure......


    I wouldn't bother if they are o.e.m. wheels that could have been fitted from factory..... How were you to know...... A good percentage of A3's have those wheels on, it's not like your fitting Bentley wheels hey!
     
  3. Ads

    Ads License to drive

    8,230
    609
    113
    I like your thinking, and it's similar to mine.

    I've just sold my old Sport alloys back to the dealer that I bought my car from. No doubt they'll be stuck on a standard A3 and sold on to someone who will insure it as an "un-modified from factory spec" car.


    **Also waits for the backlash**
     
  4. Ash B

    Ash B Well-Known Member

    5,831
    85
    48
    If there OEM ones just say factory fitted from new. If Aftermarket then yes
     
  5. Ads

    Ads License to drive

    8,230
    609
    113
    They're OEM.
    Ok, I'm telling them nish (nothing).
     
  6. akash_sky1

    akash_sky1 Active Member

    1,181
    5
    36
    I told mine but there R32 reps although they look OEMish I didnt wana risk it.
     
  7. Ads

    Ads License to drive

    8,230
    609
    113
    And what did they charge you?
     
  8. PH1L

    PH1L Gievf Buckets

    3,851
    40
    36
    like above youd get away with it (providing you dont write off a veyron,after all how are you to know that your car has different wheels on if they are stamped with the manufacturers stamp all over them. just dont crash into me you bas lol i was contemplating not claiming the facelift on my s3 but in the end i will for my own piece of mind
     
  9. Ads

    Ads License to drive

    8,230
    609
    113
    Sell me your 09 rear lights and I promise I won't! :eyebrows:
     
  10. akash_sky1

    akash_sky1 Active Member

    1,181
    5
    36
    it wasnt that much about 40-50 quid extra a year..
     
  11. Ads

    Ads License to drive

    8,230
    609
    113
    That's 10% of my premium.
    Insurance companies huh?!
     
  12. akash_sky1

    akash_sky1 Active Member

    1,181
    5
    36
    Im 24 ( was 23 when I started the policiy) only 2 years NCB , but driving since 18, city centre address with wheels and intake declared...£147 a month..so not much compared to my overall quote!
     
  13. Ads

    Ads License to drive

    8,230
    609
    113
    I guess, when you look at it like that.
    A drop in the ocean!
     
  14. paddy

    paddy Audi=No fault code, no idea Team Ibis Audi S3 Black Edition DSG

    5,320
    186
    63
    Wrong angle of attack Akash !! You ring up the insurance company and say..I have taken the ridiculously expensive original Audi wheels off and replaced them with some reps, what sort of discount will you give me.
     
  15. Harrelson

    Harrelson Member

    173
    3
    16
    ha ha. awesome.
     
  16. akash_sky1

    akash_sky1 Active Member

    1,181
    5
    36
    Damn bro! i need to try that out!!!
     
  17. PH1L

    PH1L Gievf Buckets

    3,851
    40
    36
    no way theyre going on the s3 :) also a wee project on them too
     
  18. xs2man

    xs2man Member

    792
    16
    18
    I would tell them even if they are oem. Ignorance is no excuse really. Plus, I doubt it makes very much difference anyway. Well, if you tell them at the start of the policy. Your actually meant to inform them of all changes anyway, even factory fitted optional extras, so even if out the factory you specc'ed up a set of the s-lines on your se, you would have to tell them.
     

Share This Page