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S3 Insurance- 9 points

Discussion in 'A3/S3 Forum (8L Chassis)' started by keendean, Apr 11, 2006.

  1. keendean
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    keendean Member

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    S3 standard 9 points, two SP30's so not too bad I guess, 11 NCB, and I'm 30 this year /ubbthreads/images/graemlins/frown.gif Best quote is with Directline at £499 with protected NCB and a £350 Excess.
    One compnay claimed a £400 window screen excess what's so special about these front screens?
    This looks like a good price to me, anyone in the same boat as me points wise with a S3?
    #1
  2. nervus
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    nervus Active Member

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    S3 Standard, 1 SP60, one TS20 (double white line infringement) 12 NCB and 31. I pay £480 with Privilege with a £75 window excess and £200 general excess.

    So thats about right but the difference is probably in the postcodes.
    #2
  3. madvw
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    madvw Active Member

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    well i'm 28, have no points/claims in 11 years and i pay £750 year.

    I wouldn't classify norfolk as the crime capital of the UK either, but those pigs are known to to carjack every now and again.....

    i think i'm getting shafted.
    #3
  4. nervus
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    nervus Active Member

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    [ QUOTE ]
    well i'm 28, have no points/claims in 11 years and i pay £750 year.

    i think i'm getting shafted.

    [/ QUOTE ]

    Yes you are unless you live in the medowell estate in North Shields
    #4
  5. keendean
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    keendean Member

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    Just spoke to them, the window excess is incorrect, problem is I do I have an induction kit (CAI) and a set of H&R lowering sprinsg too to have fitted. Just been quoted £600 with the mods and points and protected NCB, also garaged.
    #5
  6. Hotscar
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    Hotscar Four Wheel Drifting

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    Still seems a good price. I'm 29, no points or claims, full breakdown cover, private carpark, West London, £50 windscreen and £150 everything else and I pay £654. Go for it!
    #6
  7. elucidate
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    elucidate Member

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    I'm a similar age on an A3 1.8T Sport and I pay £1279 a year!!

    I only have 6 points, but they are for driving without due care and attention.

    So overall, your quote doesnt seem too bad i suppose.
    #7
  8. RichA3Turbo
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    RichA3Turbo ...Watching you! Staff Member Moderator

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    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying £1100 for unlimited mileage!!

    Rich
    #8
  9. Hotscar
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    Hotscar Four Wheel Drifting

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    [ QUOTE ]
    I'm a similar age on an A3 1.8T Sport and I pay £1279 a year!!

    [/ QUOTE ]

    Someone needs to shop around...
    #9
  10. elucidate
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    elucidate Member

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    Did you read the bit about 6 points for careless driving.................

    That was the cheapest quote i got :-(
    #10
  11. ChriS3
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    ChriS3 hud at ye bam

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    Even with 6pts, that's a lot of money!
    #11
  12. god_thats_quick
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    god_thats_quick Numptie of the highest order

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    [ QUOTE ]
    Even with 6pts, that's a lot of money!

    [/ QUOTE ]

    I don't think it'd be as bad if it was speeding etc. but because it's careless it's probably more of a weighting to the policy!
    #12
  13. dantheman1986
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    dantheman1986 Member

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    im 20 and got 3 years no claims, got an audi a3 1.8t sport quattro an pay 1050 a year, didnt think that was bad
    #13
  14. amlaS3
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    amlaS3 New Member

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    My insurance is due and i have been holding off until pay day next week.

    27, live in Acton, London no points and had a DUI 4 years ago have 7 NCB just got quoted £590 from RAC inc legal, gaurenteed replacement car etc £200 excess and £50 widscreen.

    I was paying £680 but with installments £830

    This year Admiral, sent me my renewal in installments for £960.

    RAC will charge me £10 to pay £300 now and £300 in 6 months. So considering I think its not a bad deal

    Even when i phoned Admiral and told them i want to cancel, she asked why etc and then came back to me and said "we can do it for £700"

    Still not £600 so she got told to FO!

    Take it sounds like a good deal /ubbthreads/images/graemlins/confused.gif
    #14
  15. imported_YOGi
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    imported_YOGi Guest

    [ QUOTE ]
    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying £1100 for unlimited mileage!!

    Rich

    [/ QUOTE ]

    Damn Rich, who are you insured with?
    #15
  16. FactionOne
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    FactionOne Administrator Staff Member Administrator

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    [ QUOTE ]
    [ QUOTE ]
    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying £1100 for unlimited mileage!!

    Rich

    [/ QUOTE ]

    Damn Rich, who are you insured with?

    [/ QUOTE ]
    It's not that... He has a CAT1 Alarm/Immobiliser....

    ...A moat with drawbridge; three dragons working shifts 24-hours; stormtroopers on home-game weekends, and the car's got racelogic traction control, deflector shields and cloaking device! /ubbthreads/images/graemlins/lol.gif

    Regards,

    Rob.
    #16
  17. keendean
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    keendean Member

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    Going to try A Plan and Privilege too.
    I'll let you know how I get on.
    Motorbike Insurance is due at the same time /ubbthreads/images/graemlins/frown.gif
    #17
  18. nickel101
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    nickel101 Member

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    bell Insurance quoted me 390 quid for my A3 1.8T and am 30 yrs old.

    Just got flashed in hire care doing 50 in a 40 :S..

    am waiting to see if they do actually give me a penalty as I'm trying to be awkward and asking for evidence and certificates of calibration.
    #18
  19. madvw
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    madvw Active Member

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    theres a better one than that atm for speed cameras, read it in the paper the other day. Apparently theres a pre-written letter on the internet you can download and sign. All it basically says is that you confirm that you were driving the car at the time, and that you acknowledge the law-breaking, but because you were not cautioned before charges were raised, you cannot be charged.

    Apparently its working.

    moreso, it'll only work for so long because its going to the high court for a test trial (or something like)... In the meanwhile, such responses are not getting taken any further (if you beleive the nationals)..
    #19
  20. Grant
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    Grant Well-Known Member

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    [ QUOTE ]
    theres a better one than that atm for speed cameras, read it in the paper the other day. Apparently theres a pre-written letter on the internet you can download and sign. All it basically says is that you confirm that you were driving the car at the time, and that you acknowledge the law-breaking, but because you were not cautioned before charges were raised, you cannot be charged.

    Apparently its working.

    moreso, it'll only work for so long because its going to the high court for a test trial (or something like)... In the meanwhile, such responses are not getting taken any further (if you beleive the nationals)..

    [/ QUOTE ]
    You got a link to the letter?
    #20
  21. madvw
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    madvw Active Member

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    unfortunately not atm, if you have any old copes of MCN knocking about it was in last weeks edition (5th april)...

    still looking for an online copy.
    #21
  22. keendean
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    keendean Member

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    I asked for evidence and was sent three pictures of me on my motorbike /ubbthreads/images/graemlins/frown.gif
    Did not ask for evidence of calibration, not sure you can beat the system?

    Just bought a RoadAngel 2.
    #22
  23. ChriS3
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    ChriS3 hud at ye bam

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    I thought self incrimination was a breach of human rights or something. Surely if you were on your bike your face was hidden by the helmet, so it should be down to them to prove it was you.
    #23
  24. keendean
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    keendean Member

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    Yes, but if it was not me riding the bike, then who was it?
    #24
  25. Garth_S3
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    Garth_S3 Member

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    Postcode is the biggest problem I find.

    I'm 27 with full no claims and paid £500 until recently. I moved house 10 mins up the road and my insurance went up to over £700!
    #25
  26. keendean
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    keendean Member

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    I got insurance in the end, mods don't help very much, but I thought it's best to be honest.

    £600 on the nail with fully protected NCB, car lowered with an induction kit if I fit an exhaust, DV then no extra cost.
    If I do chip the car its an extra £60.

    Brentacre Insurance spk to John 01792 650933 he has a modified car scheme

    Had to pay motorbike insuarnce on the same day @ £200 /ubbthreads/images/graemlins/frown.gif
    #26
  27. aidank1981
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    aidank1981 Member

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    i,m 750 odd for 6 points with elephant (sp30 6 pts 400quid fine! 84 in a 60) (am still awaiting another 3,least i hope its only 3 from a mobile camera! trying to be difficult....) 1 year NCB, a claim in the last year.... it might be scary with 9 points!! have declaired most of my mods, alloys, lowered, brakes etc

    **** knows...wait an see what the b#stards come with.....
    #27
  28. steebo888
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    steebo888 Member

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    renewed my 6 weeks ago

    £850 protected 7yrsNCB age 26 clean 0 points,
    with Highways via Adrian Flux
    #28
  29. S3MHT
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    S3MHT Remap Do I or Don't I???????

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    just renewed at £751 im 23, 3 points (SP30), 4 NCD With Direct Line
    #29
  30. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    That's expensive, must be your postcode! I've never paid more than 800 a year on my S3(this year was £680 I think), and that's with my remap, wheels and suspension all declared! I've also noticed that my 6 points I got earlier this year made sod all difference to my Passat premium, which was £350 with alloys and lowered suspension declared!
    #30
  31. Quattro_Lew
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    Quattro_Lew All Torque

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    i know its not an S3 but

    A3 TQ
    19 yrs 0NCB
    about to receive an arse kicking for an SP50
    maximum punishment 6 points 4 week ban

    £1400 with Admiral
    #31
  32. tankie2ndrtr
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    tankie2ndrtr Member

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    on my S3
    23yrs
    2NCB
    £1100-admiral

    Seems expensive,
    #32
  33. Jonesy
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    Jonesy Member

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    im 24, 0 points, 1ncb and its 650 quid fully comp with elephant. 400 excess
    #33
  34. jimmi
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    jimmi Member

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    Ouch,

    A3 TQ, 23, 5 years no claims protected.......£540 (business cover)

    Also with admiral :hi:
    #34
  35. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    Some of you guys seriously need to shop around. £100+ per month just on insurance is crazy. I was payig that when I first got my licence back after a totting up ban and that included business cover.
    I now pay £228 with SwiftCover (AXA), but I am an old f*cker.
    This was via confused.com, which is a pain to use, but at least you only have to go through the headache once.
    #35
  36. Dave B
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    Dave B REALITY?.... WHERE AM I AGAIN?.... WHO AM I AGAIN?

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    28yrs no points (at the mo got the budget tneeds a top up letter this week)
    £448 with Direct line in standard form

    D
    #36
  37. max
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    max New Member

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    Just got 970 with 350 excess and protected NCB.
    I'm 22 with 6 points and 1 claim.
    Revo Declared.
    Highway through Green Light
    #37
  38. nickelvery
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    nickelvery RS4 B5 380bhp

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    Audi S3
    £650 per year
    3 points
    Aged 24
    1 claim
    #38
  39. Jampublic
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    Jampublic Taking it easy..

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    Not bad, but I see an increase in points running with that remap!! ;)
    #39
  40. nickelvery
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    nickelvery RS4 B5 380bhp

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    I got my points in a 1.7 90BHP french thing!!!!

    lol
    #40

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