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One for those in the know about insurance...

S3 Paul Mar 21, 2012

  1. S3 Paul

    S3 Paul Well-Known Member Regional Rep

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    Basicaly ,
    Im wondering if a car is named on a traders policy ( my mrs's second car )
    Would my insurance that allows me to drive others cars if insured .
    The traders policy is her ex's he has always had it as a named car on his policy ( he can list upto 4 cars on the policy as "his")
    we are looking to set up our own policy but at the moment the car needs to go for an MOT and im unsure if im covered to drive it.
     
  2. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona quattro Audi S3 Audi A6 Audi Avant Owner Group

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    It should be fine, so long as the car you are driving is insured, and you have permission to drive it, you should be covered.
     
  3. Nilz

    Nilz Defo worth the wait :) Team Ibis TFSI Owners Group quattro Audi A4 S-line owners group saloon Manual

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    Agree with Jo, as long as the car is originally insured and you are covered on your policy to drive other cars 3rd party with the owners consent, you should be ok.
     
  4. S3 Paul

    S3 Paul Well-Known Member Regional Rep

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    Its just with it being "named" on a traders, Im a little unsure about that being the same.
     
  5. A1DEYB

    A1DEYB Well-Known Member

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    Ring them, saves confusion and assumptions.
     
  6. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona quattro Audi S3 Audi A6 Audi Avant Owner Group

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    Paul, just go on askMID and check to see if the car is registered as insured with it's reg number. If it comes up as yes, then all is go!

    From my experience of traders policy, most traders will inform their insurance company's of cars in their fleet, or they would be pulled over by traffic cars equipped with ANPR camera's, which can be annoying.
     

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