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non-fault claim?

Discussion in 'Insurance - Sponsored by Sky Insurance' started by Keeno, Mar 26, 2011.

  1. Keeno
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    Keeno Spooly Spooly Boosty Boosty!

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    [Mar 26, 2011]
    The long an short of it is that some bint arse-ended me yesterday, a little inconvienient but not a massive issue as she's admitted liability.
    Obviously I've informed my insurer and sorted out a courtesy car though them, and if it's a total loss they persue my excess through her insurer etc. Now being as she admitted liability and it's all being paid out through her insurance, do i still need to delcare a non-fault claim when applying for insurance in the future, as technically I haven't actually made a claim as such?
    Last edited: Mar 26, 2011
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  3. Johnytuono
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    Johnytuono Member

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    [Mar 27, 2011]
    ...yep you sure will. They always ask of any claims made (and how much) wether fault or non fault on your part.BTW its usually for the next 3 to 5 years depending on the insurance company. IMHO every insurance company wants stuffing........they will with you given half a chance.
    JT
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  4. ScottD3
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    ScottD3 I want your faulty electronics

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    [Mar 27, 2011]
    why do they ask that question?
    If not your fault, it should not effect your insurance, so why ask it?

    Your right, its all a complete joke.
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  5. Keeno
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    Keeno Spooly Spooly Boosty Boosty!

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    [Mar 27, 2011]
    But surely it's not a claim on my insurance, it's a claim on hers? mental.

    At least it's only a £50 hike. Still, rather have it in my pocket...
    Last edited: Mar 27, 2011
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