1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Job Titles and Insurance?

Discussion in 'Insurance - Sponsored by Sky Insurance' started by JudderMan, Jan 16, 2013.

  1. JudderMan
    Offline

    JudderMan Member

    Joined:
    Nov 29, 2012
    Messages:
    772
    Likes Received:
    112
    http://www.audi-sport.net/vb/rs4-fo...rs4-insurance-younger-driver.html#post1761638

    As per the above post. I'd like to know what's classed as a less-risky job title. I'm self employed and work from home or remotely. I don't commute and only visit clients a couple of times a month. So my car is sat outside most of the time and I'm paying £1400 for my A3. I haven't had a car for the past 4 years (living abroad) but prior to that (Jul 2008) I had 4 years' NCB, which I believe can't be carried over my most recent insurance (Jul 2012)? Correct?

    29 year old, no claims/accidents, no NCB (unless the above is wrong), pretty poor post code NE33 I do believe even though it's safe as houses round here.

    Now then, I put my job title as marketing manager or marketing consultant (can't remember) which I assume isn't the best title. I could put anything as I run the company and do everything.

    What's the best job title to lower premiums then? I'm due for renewal in May.
    #1
  2. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    25,935
    Likes Received:
    1,561
    Why don't you just pick a few that reflects your job, then get a quote with them, it's easy to update details and update price. I run a take away, but I use Fast Food Proprietor.
    #2
  3. JudderMan
    Offline

    JudderMan Member

    Joined:
    Nov 29, 2012
    Messages:
    772
    Likes Received:
    112
    True true. I always find calling them up usually gets better prices than online these days.
    #3
  4. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    25,935
    Likes Received:
    1,561
    I find that calling is cheaper for modified cars, as you need to declare the mods, but for standard cars, gocompare and moneysupermarket are better for standard cars.
    #4
  5. Tim@Prestige
    Offline

    Tim@Prestige Member

    Joined:
    May 28, 2012
    Messages:
    161
    Likes Received:
    4
    We don't load for occupations on our insurance scheme so no problem with us :)
    #5
  6. Nilz
    Offline

    Nilz Defo worth the wait :)

    Joined:
    Apr 9, 2006
    Messages:
    10,208
    Likes Received:
    387
    Moneysavingexpert.com has a tool on it that works out what is the best title to use when quoting for insurance.
    #6
  7. JudderMan
    Offline

    JudderMan Member

    Joined:
    Nov 29, 2012
    Messages:
    772
    Likes Received:
    112
    Really? I've been using that a fair bit to check on prices but it doesn't seem to make any difference it seems. Must just be no NCB or my area that is causing absolutely cack results.
    #7

Share This Page