1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

It's that time of year again - insurance quotes?

Discussion in 'General Chat' started by ColinM, Apr 10, 2003.

  1. ColinM
    Offline

    ColinM Member

    Joined:
    Jan 7, 2003
    Messages:
    43
    Likes Received:
    0
    [Apr 10, 2003]
    Just got my renewal from Eagle Star. Up to £775, so started shopping around:

    Direct Line - £630
    Tesco - £575
    Churchill - £570

    Any other recommendations to save me wading through my own list of insurers ?

    #1
  2. Ads

    Ads

    [Sep 24, 2014]

  3. RichA3Turbo
    Offline

    RichA3Turbo ...Watching you! Staff Member Moderator

    Joined:
    Jan 6, 2003
    Messages:
    5,090
    Likes Received:
    4
    [Apr 10, 2003]
    Elephant
    #2
  4. dafunkymonkey
    Offline

    dafunkymonkey Member

    Joined:
    Jan 10, 2003
    Messages:
    38
    Likes Received:
    0
    [Apr 10, 2003]
    Heard Egg was good too...
    #3
  5. ColinM
    Offline

    ColinM Member

    Joined:
    Jan 7, 2003
    Messages:
    43
    Likes Received:
    0
    [Apr 10, 2003]
    OK, tried those two, so the league table (like for like policies) are, in order of price:

    Eagle Star - £775
    Egg - £644
    Direct Line - £630
    Elephant - £584
    Tesco - £575
    Churchill (phone) - £570
    Esure - £527
    Churchill (online) - £498

    So £277 saved for a mornings work so far!

    #4
  6. dafunkymonkey
    Offline

    dafunkymonkey Member

    Joined:
    Jan 10, 2003
    Messages:
    38
    Likes Received:
    0
    [Apr 10, 2003]
    What about budget or norwich union?
    How about a broker?

    Just some thoughts...
    #5
  7. Moresauce
    Offline

    Moresauce Member

    Joined:
    Jan 2, 2003
    Messages:
    570
    Likes Received:
    1
    [Apr 10, 2003]
    Now comes the easiest bit...to save all the form filing try www.confused.com and also when you have the cheapest quote call Eagle up and tell them, they may matching it and then it saves the hassle of changing companies!
    #6
  8. DavidR
    Offline

    DavidR Active Member

    Joined:
    Jan 2, 2003
    Messages:
    1,297
    Likes Received:
    1
    [Apr 10, 2003]
    Admiral Direct £1008
    Elephant £1250
    Tesco £1700 /ubbthreads/images/graemlins/shocked.gif
    Priveledge £1150

    on the s4 obviously and with me as driver not Colin so not a direct comparison I know!
    #7
  9. mramage
    Offline

    mramage Member

    Joined:
    Jan 5, 2003
    Messages:
    516
    Likes Received:
    4
    [Apr 10, 2003]

    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. /ubbthreads/images/graemlins/beerchug.gif
    #8
  10. RichA3Turbo
    Offline

    RichA3Turbo ...Watching you! Staff Member Moderator

    Joined:
    Jan 6, 2003
    Messages:
    5,090
    Likes Received:
    4
    [Apr 10, 2003]
    [ QUOTE ]
    Mark R said:

    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. /ubbthreads/images/graemlins/beerchug.gif

    [/ QUOTE ]

    Thats the only reason i can afford my insurance.

    £2200 with my mum on it /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/frown.gif /ubbthreads/images/graemlins/crazy.gif
    #9
  11. ColinM
    Offline

    ColinM Member

    Joined:
    Jan 7, 2003
    Messages:
    43
    Likes Received:
    0
    [Apr 10, 2003]
    Just tried , NU, Admiral and Confused.com so the table is now looking like NU are my potential insurers for next year:

    Eagle Star - £775
    Admiral - £775
    Confused.com - £704
    Egg - £644
    Direct Line - £630
    Elephant - £584
    Tesco - £575
    Churchill (phone) - £570
    Esure - £527
    Churchill (online) - £498
    Norwich Union - £470

    Added advantages with NU is their excess is £100 than most of the others and courtesy car is included whereas some others charge for the service.

    Looks like I have knocked 40% off my renewal premium by shopping around this time.

    #10
  12. Drystone
    Offline

    Drystone Member

    Joined:
    Jan 3, 2003
    Messages:
    177
    Likes Received:
    0
    [Apr 11, 2003]
    It always amazes me how much quotes from different insurers vary /ubbthreads/images/graemlins/confused.gif. You'd think there would be an industry standard formula for calculating risk etc.

    It's very satisfying though when you can ring around and make a saving like that /ubbthreads/images/graemlins/smile.gif.

    Christian
    #11
  13. AlexStanley
    Offline

    AlexStanley Member

    Joined:
    Jan 3, 2003
    Messages:
    621
    Likes Received:
    1
    [Apr 11, 2003]
    At the end of the day, I think insurance companies will offer daft quotes for the first year, just to get your business. I think they hope that the customer will be too lazy to shop around the next year so put the premium up. And up and up etc.

    So the moral of the story is *always* shop around!

    Alex.
    #12
  14. tomsinclair
    Offline

    tomsinclair Member

    Joined:
    Jan 4, 2003
    Messages:
    89
    Likes Received:
    0
    [Apr 11, 2003]
    I got a letter from the PRU yesteray and I tried an online quote £314. for the S3 Tesco last year when I got it was £346. Always worth a go.

    www.pru.co.uk
    #13
  15. Moresauce
    Offline

    Moresauce Member

    Joined:
    Jan 2, 2003
    Messages:
    570
    Likes Received:
    1
    [Apr 11, 2003]
    Cool, Colin good to hear someone is getting cheap insurance, hopefully when I break the 25 yr old barrier I will be cheap as chips to insure!
    #14
  16. DavidR
    Offline

    DavidR Active Member

    Joined:
    Jan 2, 2003
    Messages:
    1,297
    Likes Received:
    1
    [Apr 11, 2003]
    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 /ubbthreads/images/graemlins/frown.gif
    #15
  17. Veracocha
    Offline

    Veracocha New Member

    Joined:
    Jan 3, 2003
    Messages:
    26
    Likes Received:
    0
    [Apr 14, 2003]
    Insuring an S3 whilst 20 was not very pleasant - now I'm 22 it has eased up a bit. Roll on 30!
    #16
  18. amoffat
    Offline

    amoffat Member

    Joined:
    Jan 2, 2003
    Messages:
    466
    Likes Received:
    0
    [Apr 14, 2003]
    [ QUOTE ]
    David R said:
    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 /ubbthreads/images/graemlins/frown.gif

    [/ QUOTE ]
    I dunno, my quotes have been coming down loads since I was 25. My most recent quote for my S3 (4 yrs No Claims) and for business use was £550 and I am only 27
    #17
  19. DavidR
    Offline

    DavidR Active Member

    Joined:
    Jan 2, 2003
    Messages:
    1,297
    Likes Received:
    1
    [Apr 14, 2003]
    does that relate to your no claims increasing, rather than your age?
    #18

Share This Page