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It's that time of year again - insurance quotes?

Discussion in 'General Chat' started by ColinM, Apr 10, 2003.

  1. ColinM

    ColinM Member

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    Just got my renewal from Eagle Star. Up to £775, so started shopping around:

    Direct Line - £630
    Tesco - £575
    Churchill - £570

    Any other recommendations to save me wading through my own list of insurers ?

     
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  3. RichA3Turbo

    RichA3Turbo ...Watching you!
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    Elephant
     
  4. dafunkymonkey

    dafunkymonkey Member

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    Heard Egg was good too...
     
  5. ColinM

    ColinM Member

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    OK, tried those two, so the league table (like for like policies) are, in order of price:

    Eagle Star - £775
    Egg - £644
    Direct Line - £630
    Elephant - £584
    Tesco - £575
    Churchill (phone) - £570
    Esure - £527
    Churchill (online) - £498

    So £277 saved for a mornings work so far!

     
  6. dafunkymonkey

    dafunkymonkey Member

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    What about budget or norwich union?
    How about a broker?

    Just some thoughts...
     
  7. Moresauce

    Moresauce Member

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    Now comes the easiest bit...to save all the form filing try www.confused.com and also when you have the cheapest quote call Eagle up and tell them, they may matching it and then it saves the hassle of changing companies!
     
  8. DavidR

    DavidR Active Member

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    Admiral Direct £1008
    Elephant £1250
    Tesco £1700 /ubbthreads/images/graemlins/shocked.gif
    Priveledge £1150

    on the s4 obviously and with me as driver not Colin so not a direct comparison I know!
     
  9. mramage

    mramage Member

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    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. /ubbthreads/images/graemlins/beerchug.gif
     
  10. RichA3Turbo

    RichA3Turbo ...Watching you!
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    [ QUOTE ]
    Mark R said:

    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. /ubbthreads/images/graemlins/beerchug.gif

    [/ QUOTE ]

    Thats the only reason i can afford my insurance.

    £2200 with my mum on it /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/frown.gif /ubbthreads/images/graemlins/crazy.gif
     
  11. ColinM

    ColinM Member

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    Just tried , NU, Admiral and Confused.com so the table is now looking like NU are my potential insurers for next year:

    Eagle Star - £775
    Admiral - £775
    Confused.com - £704
    Egg - £644
    Direct Line - £630
    Elephant - £584
    Tesco - £575
    Churchill (phone) - £570
    Esure - £527
    Churchill (online) - £498
    Norwich Union - £470

    Added advantages with NU is their excess is £100 than most of the others and courtesy car is included whereas some others charge for the service.

    Looks like I have knocked 40% off my renewal premium by shopping around this time.

     
  12. Drystone

    Drystone Member

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    It always amazes me how much quotes from different insurers vary /ubbthreads/images/graemlins/confused.gif. You'd think there would be an industry standard formula for calculating risk etc.

    It's very satisfying though when you can ring around and make a saving like that /ubbthreads/images/graemlins/smile.gif.

    Christian
     
  13. AlexStanley

    AlexStanley Member

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    At the end of the day, I think insurance companies will offer daft quotes for the first year, just to get your business. I think they hope that the customer will be too lazy to shop around the next year so put the premium up. And up and up etc.

    So the moral of the story is *always* shop around!

    Alex.
     
  14. tomsinclair

    tomsinclair Member

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    I got a letter from the PRU yesteray and I tried an online quote £314. for the S3 Tesco last year when I got it was £346. Always worth a go.

    www.pru.co.uk
     
  15. Moresauce

    Moresauce Member

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    Cool, Colin good to hear someone is getting cheap insurance, hopefully when I break the 25 yr old barrier I will be cheap as chips to insure!
     
  16. DavidR

    DavidR Active Member

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    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 /ubbthreads/images/graemlins/frown.gif
     
  17. Veracocha

    Veracocha New Member

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    Insuring an S3 whilst 20 was not very pleasant - now I'm 22 it has eased up a bit. Roll on 30!
     
  18. amoffat

    amoffat Member

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    [ QUOTE ]
    David R said:
    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 /ubbthreads/images/graemlins/frown.gif

    [/ QUOTE ]
    I dunno, my quotes have been coming down loads since I was 25. My most recent quote for my S3 (4 yrs No Claims) and for business use was £550 and I am only 27
     
  19. DavidR

    DavidR Active Member

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    does that relate to your no claims increasing, rather than your age?
     

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