Just wondered who people are with and which of them are mod. friendly? Currently with Admiral and they were fine with what I did to the RS4 but when I phoned them this week to ask about covering ARB's and intercooler on the 3 they didn't have a classification for ARB's (guy didn't even know what anti roll bars did?) and wouldn't underwrite the intercooler. I'm going to run out the policy until July when it is due but need a decent alternative. Not interested in Adrian Flux because they haven't been great in the past. Cheers for any suggestions.