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insurance!

Discussion in 'A3/S3 Forum (8L Chassis)' started by S3 Rav, Jan 12, 2009.

  1. S3 Rav
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    S3 Rav Active Member

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    Hi guys i know its been dealth with a few times but just wondered what insurers people used for their audi's. my insurance is due at the end of the month. at the moment im with bell, 2 years no claims 24 with 3 points and paying £1300. can this be cheaper! they've offered me a renewal price at £1100. i will check the usual moneysupermarket etc etc but want to know any specialist places. cheers
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  2. S3mad
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    S3mad Dark Knight

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  3. Jacko4130
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    Jacko4130 Goodie Gum Drops

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    I'm with Elephant, 24, 0 no claims, 0 points and paying £1400
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  4. domburg
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    domburg Member

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    hi m8

    im 22 4yrs no claims, i pay £485 full comp on my S3, i have 3 points as well

    with churchill, however, as far as after care, they are simply the worst insurance company ive ever been with! i rather pay a bigger premium than be insured by them again !

    i should think you can get your insurance cheaper if you hunt round a bit

    dom
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  5. themanthatcan
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    themanthatcan Member

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  6. Jimmeh
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    Jimmeh Active Member

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    I'm with Elephant..

    I'm 21. 2 year ncb. no points/claims. Fully comp I'm paying ~£730 (with Mother on as a named driver)

    I find this knocks the price down a fair amount sometimes.

    Good luck.
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  7. S3 Rav
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    S3 Rav Active Member

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    thanks for the replies guys ill get looking. want to stay on my own name as it helps build up my no claims.
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  8. Jimmeh
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    Jimmeh Active Member

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    Sorry if I confused; I am 'the' driver on the policy, my mother is down as an additional. (just found it knocked a few quid off)
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  9. fran-s3
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    fran-s3 Active Member

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    I second that am with these guys, cheapest quote i got.
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  10. JJBS3
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    JJBS3 Member

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    With admiral for several years now....
    30 with 5 yrs NCB guaranteed, paying £465 fully comp with hire car cover etc etc.....
    Had to claim a few years back after a meeting of metal/fence....car written off, and despite the fact the MoT had expired the day of the accident, they still paid out full market value and only took 1 years NCB off me!
    Happy days!
    #10
  11. MintyS3
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    MintyS3 Works 60% the time, Everytime.

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    Tesco, 24 years old, 5 ncb, 5 points, fully comp, £527.

    Mine is garaged though in the lowest crime rate zone possible.
    #11
  12. NHN
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    NHN Modmetractor Site Sponsor

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    www.swiftcover.com was £400 for s3 with 8 points & 3 ncb & 34yrs old, but that was last year now have different car & no points & 4 ncb & its £300
    #12
  13. S3fan
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    S3fan Kiteyboy

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    That's good.

    I'm 50, full protected no claims, no points, garaged, less than 8,000 miles pa £380 DirectLine - standard S3
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  14. S3 Rav
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    S3 Rav Active Member

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    swiftcover say im too young to insure!
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  15. vrbob
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    vrbob Thats no Moon, Thats a space station!

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    Im with admiral too have been for the last 3 years.

    My renewal quote was £320 fully comp with all the extras eg windscreen courtesy car etc. also got a low excess of £100. I'm 32 with 7 years NCB.

    Weirdly though it was cheaper for me to have the car registered as on the drive rather than in the garage.

    Lastly if you have a Wife/Girlfriend or another car user in the household i reccomend multicar from admiral. This is what i am doing now as i got me and my girlfriend both insured me on the S3 with her as a named driver and her on her Polo with me as a named driver same fully comp insurance as before for £417 for the both of us.
    #15
  16. 1animal1
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    1animal1 The Clar!! it mouves!!!

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    29, 9 years no claims, 3 points (speeding and about to come off).... £425 with Adrian flux (red star).... everything included
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  17. S£
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    S£ Member

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    I'm 27, with 9yrs no claims (protected), 0 points, with tescos for £325 + free £100 pressure washer & half price gold breakdown cover for £75 so £400 if you add that on!

    I must admit it did take a lot of ringing to get them to do that, the sales person wouldn't even get near that price ( i think £400 without the washer and breakdown), i had to get them to put me through to someone higher than them.
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  18. 1animal1
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    1animal1 The Clar!! it mouves!!!

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    yeah my misus haggled with them, they only reduced when she told them she was moving due to a much better deal elsewhere and actually commited to cancelling, they wouldnt reduce before she actually rang to cancel
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  19. S3 Rav
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    S3 Rav Active Member

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    yea thats what i used to do but when i tried that last time and put my dad on with loads of no claims no points etc it put my insurance up!
    #19
  20. thorsy22
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    thorsy22 Member

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    24, 4yrs protected no claims, no points £600 directline
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  21. bantam1
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    bantam1 Member

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    Try adrian flux as well. They and greenlight consistently come out as lowest for me. Adrian flux have guarantee to match other genuine quotes at renewal, and so have always been able to hammer them down. This is with a long list of mods of course which will make a difference.
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  22. TheSpaceCowboy
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    TheSpaceCowboy Member

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    I actually thought insurance prices were set in stone, I am insured with Admiral and didnt take out hire car cover as I could borrow my dads car but obviously would be a hassle, they called me twice, on the second time I said no I'm not interested she said hold on... came back and said her manager authorised a maximum discount and got 40% off! :wtf:
    #22
  23. Lenny Benford
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    Lenny Benford snowed under

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  24. 1animal1
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    1animal1 The Clar!! it mouves!!!

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    you will save even more money going direct as these websites regardless of them saying that they dont take a fee MUST take sumat as the terms seem different to going direct...and mine are ALWAYS cheaper direct.....
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  25. S3 Rav
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    S3 Rav Active Member

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    i agree tim. i've been on confused.com and the best quote i got was just over a grand. going to the places individually and i've notcied a good £100-200 reduction in price
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  26. 1animal1
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    1animal1 The Clar!! it mouves!!!

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    its the old thing Rav, whats in it for them...yes they will have advertising for the site but they MUST be pulling money in elsewhere with all these TV ads they are funding.... you dont get anything for nothing now as everyone is out to make a quick 'Buck'.... all these 'simple' solutions, 'answers' to your prayers are merely smoke screens designed to make someone else money

    you'll never beat the good old fashioned ring around, just remember to take a full days holiday:salute:
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  27. Typhoon
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    Typhoon New Member

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    Im not sure how u guys insurance work there, but Im paying R601.19p/m so that should be 42.94 pound and it will work out to 515.28 pounds per year.
    Im 26 and i have never claimed, my installment will be like this till i stop it. Fully covered for accident, stolen and i get a hired car etc etc..... Does this sound like a good deal compared to there?
    #27
  28. Lenny Benford
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    Lenny Benford snowed under

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    Yes your right, it just depends if you want to spend all day on the phone repeating your details over and over again :gaehn: to save a few quid. You could do a seach with the above, see who comes out the cheapest and ring the top three to see if it is cheaper by calling direct.
    #28
  29. fingermouse
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    fingermouse thats me

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    if you go through quidco you can get cash back or even £2 just for a quote :)
    #29
  30. 1animal1
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    1animal1 The Clar!! it mouves!!!

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    it obviously will be different for everyone Lenny, im 29 with 9yers no claims and 3 points so obviouslty high risk and the best quote was near a grand, I more than cut this in half just by ringing one random that wasnt on there then using that to barter with adrian flux
    #30
  31. S3 Rav
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    S3 Rav Active Member

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    adrian flux just quoted £1100, no thanks!
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  32. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    I always use either Greenlight or AdrianFlux, they are best for insuring modded 8L S3's, standard cars, I would stick with Known Insurance company's like Directline, Privilege or Admiral etc. Brentacre seems to offer a really good package where you can modify as much as you like so long as the engine capacity stays the same I think, but they have always quoted around £100 more than my lowest quote, so I have never actually been with them, but they certainly know what they are on about in terms of mods.
    #32
  33. S3BLX
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    S3BLX Member

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    Tesco compare is the bomb, or try Lloyds TSB. very good for me.
    #33
  34. mattyboy199
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    mattyboy199 Active Member

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    greenlight insurance
    #34
  35. S3BLX
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    S3BLX Member

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    jim s3 has an engine cover i bet he will sell since the BT.:thumbsup:
    #35
  36. Lenny Benford
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    Lenny Benford snowed under

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    Sounds like a blast animal, i will pm you when my insurance is running out.
    #36
  37. Mr.G
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    Mr.G Active Member

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    £298 With Norwich Union (Aviva). I am 31, 5 Years NCB, protected, Mother as second driver on policy also.

    Cracking deal i thought. My car is locked away safely in my garage ever night. It is very very rarely left on the driveway (not that i live in a dodgy area but rather for peace of mind).

    G
    #37
  38. wibble111
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    wibble111 needs to scratch the itch

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    £333 fully comp with privelege 9 years ncb protected for me with the missus as a named driver. I'm 38 and she is 29 and also earning ncb from my policy. No points.

    Was previously with swift cover but due to the missus age they wouldnt insure her on the S3.
    #38
  39. reptor245
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    reptor245 Active Member

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    fucking hell, you guys are mental! what happened to buying a smaller car for a few years, then working your way up to a nicer car?

    2yrs of you guys paying that insurance is a deposit on a house!

    im 35, 6yrs no claims, 3 points and its £324 fully comp.
    #39
  40. S3 Rav
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    S3 Rav Active Member

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    lol love cars, got a good job, pays well so why not. although now i am going to be saving for a house or atelast a deposit, just getting soo use to spending too much on my car though. plus i had a car before this but i do alot of milege so needed a reliable motor
    #40

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