1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

insurance

Discussion in 'A3/S3 Forum (8L Chassis)' started by jay22s3, May 21, 2013.

  1. jay22s3
    Offline

    jay22s3 2nd gear sorts em out

    Joined:
    Jan 29, 2013
    Messages:
    162
    Likes Received:
    3
    does anybody know of any insurance companies that are at the right money ? im 42 and sick of being treated like 22 anybody please !
    #1
  2. Sandra
    Offline

    Sandra MODERATOR Staff Member Moderator

    Joined:
    Sep 12, 2010
    Messages:
    15,957
    Likes Received:
    2,308
    Give ollie at sky insurance a phone, they are site sponsors and its worth a try. :) x

    Insurance - Sponsored by Sky Insurance
    #2
    jay22s3 likes this.
  3. 16Klappe
    Online

    16Klappe Princess Slayer

    Joined:
    Sep 16, 2008
    Messages:
    5,228
    Likes Received:
    877
    Because moaning about being treated like a kid is really indicative of a 42 year old man...

    So what's the beef with insurance companies? And why the 22 in your name, are you sure you aren't 22?
    #3
    Tim_Attard likes this.
  4. Nogmeister
    Offline

    Nogmeister Member

    Joined:
    Jun 12, 2012
    Messages:
    290
    Likes Received:
    8
    I paid £248 fully comp on the S3 just yesterday with Priviledge. I suggest moneysupermarket.com for comparison :)
    #4
  5. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,012
    Likes Received:
    1,592
    Try the site sponsors Jay, and don't forget to quote 'audi-sport' for a discount, I'm with Privilege now, all three were reasonably competitive to be fair. For modified cars.

    If standard, use moneysupermarket.com.
    #5
  6. s33nyboy12
    Offline

    s33nyboy12 Well-Known Member

    Joined:
    May 14, 2012
    Messages:
    1,414
    Likes Received:
    169
    Nothing wrong with being 22! Had my s3 at 22 and paid £547 fully comp, new 2013 a3 2.0 tdi s line I'm 23 now and pay £679 a year fully comp and I've got 6 points. :) 5 years no claims with Zurich / sun alliance iirc

    Sean
    #6
  7. Tim_Attard
    Offline

    Tim_Attard Active Member

    Joined:
    Nov 12, 2012
    Messages:
    465
    Likes Received:
    43
    i tried, sky, adrian flux, greenlight and brentacre all were £40 within each other apart from AF was £200 less but ended up going with brentacre as they know there stuff and were great with mods etc literally just gave me a BHP limit, sky would have been my next choice tho as the excess was reasonable p.s. i am 22 :D
    #7
  8. 16Klappe
    Online

    16Klappe Princess Slayer

    Joined:
    Sep 16, 2008
    Messages:
    5,228
    Likes Received:
    877
    I know they are the forum sponsors, but I am still going to post my experience...

    I phoned them, and was told I lived in a rough area, couldn't declare my mods due to my age and that they were going to charge me three times my renewal for the privilege. When I phoned them as the forum sponsors for my Clio 172 I was quoted an utterly ridiculous price, and at that point I was also told I live in a rough area and I am too young for them to be competitive.

    Went to Brentacre and insured my A3 with all mods declared, with a power limit of 250bhp at the age of 22 with 5 years NCB for £510. Less than half of what they wanted for a standard car.

    Post hoc ergo prompter hoc, I can hardly recommend our forum sponsor.

    I can recommend Brentacre hugely though. The guy on the phone even knew me from a forum and recognised my number plate.
    #8
    Tim_Attard likes this.
  9. superkarl
    Online

    superkarl MAN OF STEEL

    Joined:
    Mar 28, 2010
    Messages:
    7,580
    Likes Received:
    1,090
    Ive been shopping around, and not found it all that great either. Location plays such a massive part.
    Im looking at 1k (again!) v low mileage with the mrs, with double the standard horsepower declared and a very generalised mod list.

    Some people pay great prices, yours is good jardo.
    Ive been getting circa 650 for a stock car, whilst thats a drop from last years 1k, i thought one more year added to ncb and passing 25yrs old would mark a change in insurance prices for me.

    Weird game.
    #9
  10. s3dave
    Offline

    s3dave TFSI Hybrid

    Joined:
    Nov 11, 2009
    Messages:
    10,120
    Likes Received:
    729
    Yours wont help living in a city centre postcode karlos...
    #10
  11. 16Klappe
    Online

    16Klappe Princess Slayer

    Joined:
    Sep 16, 2008
    Messages:
    5,228
    Likes Received:
    877
    This sums up all of my experience with insurance companies.

    I am lucky in that I have a full 5 years NCB, a second company car and my frankly middle aged misses on my insurance. But up until this year I have always paid £1000+

    Did you give Brentacre a call Karl?
    #11
  12. superkarl
    Online

    superkarl MAN OF STEEL

    Joined:
    Mar 28, 2010
    Messages:
    7,580
    Likes Received:
    1,090
    i tried at my dads address where it might live, and my address, not a huge difference. Despite one being PR, the other L.

    Perhaps insurance is regionalised aswell as postcode.

    P.s. Ive never heard of brentache until now. Adrian flux was my modded quote, wgo of course are a broker some it was through another company. Il deffo try them though. Tempted to go back with admiral and see if their multicar is worth a shot.
    #12
  13. 16Klappe
    Online

    16Klappe Princess Slayer

    Joined:
    Sep 16, 2008
    Messages:
    5,228
    Likes Received:
    877
    The way they work is very good. They asked me what bhp my A3 was, and asked me if I planned of modify further before next renewal, I said yes.

    They gave me a limit of 250bhp, and listed my upgraded brakes, anti roll bar and suspension mods and basically said that they made the vehicle safer and as such wouldn't effect my price. I was free to modify the vehicle within legal limits and would only need to update them with new mods, and it wouldn't alter my price unless I either stripped the vehicle or went above 250bhp.

    Certain tires aren't covered under this, R888's and the like.
    #13
  14. Adam P
    Offline

    Adam P Active Member

    Joined:
    May 21, 2012
    Messages:
    422
    Likes Received:
    125
    Im slightly younger than you but i found admiral good for me, worth a shot i guess.
    #14
  15. Lavis89
    Online

    Lavis89 Active Member

    Joined:
    Aug 18, 2011
    Messages:
    780
    Likes Received:
    134
    i went with adrian flux, they were the only ones that would quote me under a grand with all the mods declared (£800ish) thats with 3 years no claims, 23 years of age, 0 points but a write off and other small accident on my record, all comes off this year though :D. i was paying £820 driving a 1 litre 1994 punto around before i got the audi so was pretty happy with that quote!
    #15
  16. Stuart35205
    Offline

    Stuart35205 Member

    Joined:
    Apr 29, 2013
    Messages:
    108
    Likes Received:
    5
    I have 10 yrs no claims , 6 points , the car is social only as I have a works van , I have the wife on the insurance and its £400 with generalised mods listed with admiral and it was the best I could get with short notice.
    #16
  17. Tim_Attard
    Offline

    Tim_Attard Active Member

    Joined:
    Nov 12, 2012
    Messages:
    465
    Likes Received:
    43
    anyone struggling i would go brentacre there great, admieral are absolutely dire if you do have a crash
    #17
  18. kwistof
    Online

    kwistof South East Events Moderator Regional Rep

    Joined:
    Jun 1, 2010
    Messages:
    2,303
    Likes Received:
    466
    I'm with greenlight insurance and I know a lot of my mates with modified motors are as well and all rate them.

    They were cheaper than any other company already mentioned on this thread and can also cover you for track days in the UK (bar 1 circuit I can't think of ATM)

    It was the cheapest by a good £100 and that's with every mod declared with the possibility of adding more through the policy and a low excess. Shop around as each insurance company has different pricing structures and multipliers to reach your premium with the risk you want to cover. The premium your given at the end is personal to you and I really don't see the point in the whole - I pay this for insurance as no two policies and risks would ever be the same.
    #18
    Tim_Attard likes this.
  19. s3dave
    Offline

    s3dave TFSI Hybrid

    Joined:
    Nov 11, 2009
    Messages:
    10,120
    Likes Received:
    729
    Auto net INS £340 Not interested how many mods.. But you cant claim extra for them either
    #19

Share This Page