Just after a bit of advice if anyone can help me please. Ive just had our renewal quote through and its come in at £685 fully comp, which seems very expensive to me. Im 35, my wife is 33, we both have clean licences, no claims ever made on an insurance policy, no accidents etc. My wife has 10 years no claims, Im not sure what the score is with me because I have been a company car driver for the past 10 years until 2 months ago. I have been onto our broker to see if they can come down on that price and there is nothing they can do. So I have got quotes from confused.com and moneysupermarket.com and the quotes are coming in much cheaper, the cheapest being £350 with Kwikfit insurance. Thing is, I dont know anything about any of these companies, are they so cheap because if I ever need to make a claim Im going to get fobbed off, or worse still, if my car gets stolen or written off are they likely to make a derisory offer? I must add that I am putting my wife as the main driver as she uses the car for her mobile haridressing business plus she is the one with 10 years no claims, and Ive noticed a lot of companies wont offer a quote because the car is registered in my name and not hers. Are there any better companies to approach out there? thanks. edit: something I forgot, my car has the factory fitted DVD sat nav and parking sensors. How do I notify the insurance companies of these extras as the only choice on the websites is "modifications" but if I select that there is no option for the extras I have? Surely these extras add value to my car?