1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Insurance Truth & small Fibs.

JimmyJames Jan 23, 2008

  1. mrsteve

    mrsteve Member

    64
    0
    6
    I have always taken gap insurance because it makes sense on a car of any value, but my insurance company were saying if i did not declare the options (which would make me uninsurable) then they would void my policy.
     
  2. Dandle

    Dandle Member

    852
    1
    16

    It shouldnt be that much difference in price try shopping around with different companies. If you cant afford to insure the car you shouldnt be modding it TBH.
     
  3. JimmyJames

    JimmyJames Jas.

    204
    0
    16
    Update from yesterday.

    Did confused.com and then on to Elephant. They had a mod page when you ticked the mod button. It took you to a "what mods do you have" page. As you would expect all the classic mods and performance upgrades were in there but there was nothing about GSM/cruise/FBMFSW/I-Pod or arm rest etc etc.

    To confirm i phoned Elephant and was told as long as the car is standard (even though options) with the extras installed as factory build then they would be covered at no further cost. So thats good.

    Also got my premium down with them to £270 with £300 excess. Happy with that inc protected NCB and legal. Result.:icon_thumright:

    Cheerio Privilege.:moa:
     
  4. Kontraband

    Kontraband Active Member

    2,000
    2
    38
    how old are you JJ and where you living?? Am with privledge at the moment and theyve been the lowest for me the last 2 years, but got some quotes before I bought the car that were low... Have been with elephant when iwas in my 20's and they were good, but not as good when I hit 30.


    edit>> I see your in Scotland... so no idea about areas other than Glasgow for insurance. ;)
     
  5. JimmyJames

    JimmyJames Jas.

    204
    0
    16
    Kontraband . I'm 42 heading towards 43. Living 16 miles outside of Edinburgh. I'm really surprised by Elephant. Could have had quote down to £261 with slightly higher excess but decided on a mid excess and guarenteed NCB. I'm dropping Priv like a stone. Been with them for seven years and a few Audi's but Elephant blew them out the water. As policies go I'm in an improved position on cheaper money. Can't be bad:icon_thumright:
     
  6. Kontraband

    Kontraband Active Member

    2,000
    2
    38
    thats good to know... will definately check them out though I have to add business miles on my insurance too which bumps it up. Cheers fella.
     
  7. Kontraband

    Kontraband Active Member

    2,000
    2
    38
    my elephant quote was £575 :mad:

    Gone with Privilege for £420
     
  8. g-man

    g-man Member

    65
    0
    6
    Got mine down to £340 with Adrian Flux, with mods. AA wanted £570 !
     
  9. Kontraband

    Kontraband Active Member

    2,000
    2
    38
    damn... thought my being over 30 woulda help a bit more than £400!

    Adi Flux wanted 6 summat... as most companies did! City living maybe?
     
  10. h5djr

    h5djr Well-Known Member VCDS Map User Gold Supporter quattro Audi A3

    9,019
    1,414
    113
    One of the advantages of being a little older (60). Fully comp insurance on my 170 with £120 excess, protected NCB, continental use, enhanced coutesy car, legal services etc - no mods, 2 speeding tickets - £365 with Norwich Union Direct.
     
  11. RobinA3

    RobinA3 Well-Known Member

    1,816
    38
    48
    I have decalred my remap, even though in an accident they may not even find out its been remapped i declared it for a piece of mind, plus it was only £40ish extra per year!
     
  12. voorhees

    voorhees Moderator Staff Member Moderator Black Edition Team Brill Red

    16,078
    1,910
    113
    I did the same even though they'd never ever know..ever
    14.4 is good
     
  13. S£

    S£ Member

    683
    0
    16
    I've just got my insurance.... a little strange, had a golf VR6 £266 a year worth £1500..... Get my S3 worth £10500, ring up to change it and....... That will be no extra cost sir.... Huh??....Really?....Yes Sir, no extra cost with a £500 excess, if you would like to protect your NCB it will be an extra £19.....Hell yes!

    i was a little dubious to start with but i went on line done a check and it came in at the right price, I'm with Tesco's and 27 with my girlfriend is on the policy and have my home insurance with them too, which for some reason they gave me half price because we both have car insurance with them.

    Makes a change for some company's to look after you.
     
  14. siu00adg

    siu00adg Member

    997
    0
    16
    Remapped s3, 25 years old, £990, Adrian flux.
     

Share This Page