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Insurance Theft Claim

Discussion in 'Insurance - Sponsored by Sky Insurance' started by pilcob, Jan 10, 2011.

  1. pilcob
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    pilcob Member

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    [Jan 10, 2011]
    Insurance Co rang me today regarding the theft of my car, (see stolen Audi S4 in new members area)
    they have made an appointment to phone me back tommorrow at a specified time, I have read on other forums that these phone calls are recorded and monitored with a lie detector machine, any one else heard of this.
    I was hoping an assessor would call in person so they could see the exact situation in which the car was taken.

    Will report back with any news as a recieve it.
    #1
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  3. bez101
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    bez101 Yorkshire & Humber Rep. Regional Rep VCDS Map User

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    [Jan 10, 2011]
    theres no lie detector at all
    even if there was they couldnt use it for anything and u have to be wired up to it
    hope you get a pay out as with keys in igg they usaly blame you and dont pay
    #2
  4. pilcob
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    pilcob Member

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    [Jan 10, 2011]
    Payout will depend upon what they determine unatended to mean, fingers crossed for tomorrow
    #3
  5. the jammy one
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    the jammy one Member

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    [Jan 10, 2011]
    im with bez on both point mate but wish you luck i think it will depend on situation ie if you where under the hood at the time for instance cheacking something that needed engine running youl just have to see but have a good google of the situations to save landing yourself in a opertunity for them to worm there way out
    #4
  6. icenutter
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    icenutter Member

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    [Jan 10, 2011]
    Make it clear that it was impossible to do the job you were doing /without/ having the engine running and the door open.
    #5
  7. pilcob
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    pilcob Member

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    [Jan 11, 2011]
    Engine was not running, ignition on ACC II position, drivers door was closed I was going to get into passenger side to use laptop
    #6
  8. pilcob
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    pilcob Member

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    [Jan 11, 2011]
    Anyone got any thoughts on the impact this will have on my insurance, I did not have protected no claims bonus on this policy, I have two other policies for other vehicles will it also affect them?
    #7
  9. bez101
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    bez101 Yorkshire & Humber Rep. Regional Rep VCDS Map User

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    [Jan 11, 2011]
    if they do pay out
    expect to loose a year plus this years no claims
    id say around a 10% increse on renew and yes it will affect all your cars in your name

    i say 10% as my last 2 claims last year went up about 11% cos of the claims
    #8
  10. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [Jan 11, 2011]
    Lose 2 years NCB and +30% onto your premium for the next 5 years seems to be the standard. Your other policies will only be effected come renewal time, if they are in your name.

    I don't know why insurance companies hikes your premium up when you make a claim, it's not like you have a choice when your car is stolen!? Have you made a claim in the last 5 years sir? Yes - ok +30% or whatever it is!(unless it's different for a theft of a vehicle.)
    #9
  11. pilcob
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    pilcob Member

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    [Jan 14, 2011]
    Hi all.

    Vehicle recovered today, see posts in B6 and welcome sections.
    #10

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