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Insurance renewal

Discussion in 'A3/S3 Forum (8L Chassis)' started by S£, May 14, 2008.

  1. S£
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    S£ Member

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    [May 14, 2008]
    Got my insurance renewal through today and was just wondering which company's people use, and how much people pay. I'm 27 with 9 years NCD and tesco's offered £339 fully comp with protected NC but for some reason i have £750 excess, which i will not be keeping , probably go for £200-£300 excess..

    Plus, i know it's it's a old yarn but do people tell them about remaps?
    #1
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  3. S£
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    S£ Member

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    [May 14, 2008]
    Also whats a good search engine for insurance company's now??
    #2
  4. voorhees
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    voorhees Moderator Staff Member Moderator

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    [May 14, 2008]
    Yellow pages/yell.com or any motoring magazine

    not sure about the remap question as mine is switchable but ask yourself this question..if you wrote the car off would the insurance company go to all the trouble of putting vag-com on it? I told mine and they put it up forty quid

    I use adrian flux
    #3
  5. S3 NIK
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    S3 NIK Member

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    [May 14, 2008]
    Try the Autotrader insurance search.
    I'm with Morethan, last years premium was 230 quid, however i have a few more miles on my clock than you.
    Aren't Tesco's giving away Karcher pressure washers away with insurance at the moment?
    Nik.
    #4
  6. themanthatcan
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    themanthatcan Member VCDS Map User

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    [May 14, 2008]
    Greenlight seem to be quoting well on the S3 at the moment.

    I wouldn't bother with those insurance search websites. It may be more tedious searching every site indiviually but I've always got better quotes this way.
    #5
  7. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [May 14, 2008]
    I'm paying £450 fully comp with 10 years no claims, with all my mods declared and both me and the wife both have 6 points each on our licences. Best insurers for modified S3's is AdrianFlux and Greenlight, I usually end up playing each company off each other until I think I'm getting the best deal, excess is £350 IIRC.
    #6
  8. S£
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    S£ Member

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    [May 14, 2008]
    Free pressure washers hey! I think i might look into it, plus i think I'll tell them that it's mapped, just for peace of mind, i know what your saying though i wouldn't have thought that the insurance company would bother digging in to ECU files to check if its mapped.
    #7
  9. domburg
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    domburg Member

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    [May 14, 2008]
    im with churchill and since my recent claim (not my fault) they have been a nightmare.

    im 22 4 years N.C and im paying £487
    #8
  10. j4jon
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    j4jon Member

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    [May 14, 2008]
    I'm 27 (or will be on Sunday when my insurance is due) 9 years protected NCB,£250 excess, been quoted £472 with Greenlight. That includes H&R springs, ARBs Bilstein dampers, tie bars, short shift, diverter valve, and up to 40BHP increase with a remap.

    Didn't think that was too bad?

    Cheapest was £350 on confused.com but that was without any mods.
    #9
  11. Shy19s
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    Shy19s Oil running through my veins.

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  12. Aky
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    Aky Aky

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    [May 14, 2008]
    Greenlight are cheap and do remaps FOC. Voorhees - love the signature!
    #11
  13. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    [May 14, 2008]
    Swiftcover via confused.com - £225 fully comp including business cover
    #12
  14. deanmorris1986
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    deanmorris1986 New Member

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    [May 14, 2008]
    #13
  15. 1animal1
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    1animal1 The Clar!! it mouves!!! VCDS Map User

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    [May 15, 2008]
    why not try direct after trying confused.....we all know how they pay for the upkeep of their site.... commissions and loadings on policies.... makes sense
    #14
  16. S£
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    S£ Member

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    [May 15, 2008]
    Think I'm going to dedicate one evening next week for searching! I like the idea of a free pressure washer with tesco's but i bet they wont give me one as I'm already with them!!
    #15
  17. S90GAV
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    S90GAV Member

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    [May 15, 2008]
    ive just got a quote from greenlight cause mines due in 2weeks and they quoted £880. im 23 with 3yrs NCB. thats on a 2001 S3
    #16
  18. Essflee
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    Essflee Well-Known Member

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    [May 15, 2008]
    You wouldn't want to go with Tesco if you had a Renault then,
    a free power washer....you wouldn't have much of a car left !!!:laugh:
    #17
  19. voorhees
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    voorhees Moderator Staff Member Moderator

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    [May 15, 2008]
    Yes I used to be with them,I queried how much extra for my car to go on a trackday....I told her I wanted to take my car round a race circuit which she interpreted as competing in the grand prix!? they are useless
    #18
  20. golf
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    golf ***** rent boy VCDS Map User

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    [May 15, 2008]
    That is bloody good, I'm struggling to get my R32 under £1000 and I'll be 22 at renewal in a few months. I live in a very nice area, too.
    #19
  21. Essflee
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    Essflee Well-Known Member

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    [May 15, 2008]
    Your've had some nice cars 'Golf'......only 21 too, i must be doing something wrong !! Lol
    #20
  22. s3_tny
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    s3_tny Member

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    [May 15, 2008]
    yeah Greenlight for me aswell

    26 8 years n/c,protected and remap and porsche brakes declared, o yeah and 3 points under cu80 for mobile phone use :racer::no:

    and only £472 so not bad me thinks especially as direct line were my cheapest for 4 years

    until i remapped it then they wanted extra £250 for remap and brakes,

    were as greenlight look at how long you've had the car for wether your experienced with it

    and with the remap they agreed and encourage (apparently) to upgrade brakes so they get my :thumbsup:
    #21
  23. golf
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    golf ***** rent boy VCDS Map User

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    [May 16, 2008]
    :hi:
    #22
  24. Big_Al_A3
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    Big_Al_A3 1st Gear 1st Audi \o/

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    [May 16, 2008]
    im 23 paying just short of a grand (fully comp) with zero ncb on an a3 1.8t currently with tesco but im due for renewal next month so will be shopping around myself (and keeping an eye open here for any good sounding deals)
    #23
  25. S90GAV
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    S90GAV Member

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    [May 16, 2008]

    just had another quote from them and its gone down too £780
    #24
  26. S3Steve
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    S3Steve Active Member

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    [May 16, 2008]
    Ive been with Adrian Flux for years, ive also had good quotes from greenlight and usually play them off against eachother to drop the premium.
    #25
  27. S£
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    S£ Member

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    [May 16, 2008]
    Greenlight seem to be popping up a fair bit, might give them a try and see if they can match my tescos quote with a lower excess..
    #26
  28. jonS3
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    jonS3 Member

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    [May 17, 2008]
    im with greelight, 24, 6yrs no claims, modified as per below, £672 FC with mod for mod replacement! :)
    #27
  29. S£
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    S£ Member

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    [Jun 4, 2008]
    Finally got round to hassling Tesco's today about my renewal, after going through a few departments and originally being told I will NOT get better than £339 with £750 excess, I ended up with £400 with my partner on the policy, £300 excess, a pressure washer worth £120 and gold breakdown cover ( put up in a hotel,taken anywhere,home call outs etc.. etc ) I'm quite pleased with that!!
    #28
  30. S3 Rav
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    S3 Rav Well-Known Member

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    [Jun 4, 2008]
    im 24 with 1 yr no claims, 3 points for speeding (wasnt actually my fault though!) and am paying £1300 which initially i thought this was ok...not so sure now though
    #29
  31. S3 Rav
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    S3 Rav Well-Known Member

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    [Jun 4, 2008]
    oh sorry and its a 2000x s3
    #30
  32. S£
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    S£ Member

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    [Jun 4, 2008]
    Thats high, you probably paying the most on here!!!
    #31
  33. jonS3
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    jonS3 Member

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    [Jun 4, 2008]
    Greenlight

    24 yrs old, all mods declared (like for like replacement too!), 6 yrs NC protected, £670 FC
    #32
  34. danotto
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    danotto VAG HUNTER

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    [Jun 4, 2008]
    elephant £818 fully comp 3points 3years no claims im 21
    #33
  35. jonS3
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    jonS3 Member

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    [Jun 4, 2008]
    is that for 10mth policy though?
    #34
  36. S3 Rav
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    S3 Rav Well-Known Member

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    [Jun 5, 2008]
    you telling me!!! was quite happy with it at first but not so sure now. :sign_unfair:
    #35
  37. Jimmeh
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    Jimmeh Active Member

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    [Jun 5, 2008]
    This is quite interesting, see, I did some quotes Tuesday night, eventually went back to Elephant, and for me on a 2001 X REG 225bhp S3 (fully comp, 2 years NCB, no conivs/claims) it totalled just over £740. I'm also 21 years of age..


    **edit - Infact, Danotto, have you declared those mods? Ever had a remap go through with Elephant...? How badly did it effect you?
    #36
  38. danotto
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    danotto VAG HUNTER

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    [Jun 5, 2008]
    thats 10months but you get a years nop claim etc,no mods declared as they arent perfromance changing ones,yet.lol.i cant find anywhere cheaper than £818, but it also depends on postcode etc
    #37
  39. Wingnut Express
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    Wingnut Express Audi sponsored by Mastercard

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    [Jun 5, 2008]
    I'm 37 & live in South West London (Not even a good bit) & I paid £600 fully comp (Full NCB) with Admiral including my Remap, thou I think these days it's a post code lottery.
    Lot's of companies said they would not insure me, I think it will be cheaper just to move, LOL

    :unsure:
    #38
  40. vanilla_ice
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    vanilla_ice Member

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    [Jun 5, 2008]
    I'm 27, 4 years ncb, no convictons, all mods declared £525 Adrian Flux fully comp.


    ICE
    #39
  41. S3 NIK
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    S3 NIK Member

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    [Jun 5, 2008]
    Just in the process of looking myself.
    Best quote so far is with Admiral, 38yrs old, full ncb, protected for 220 :)
    #40

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