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Insurance renewal

Discussion in 'A3/S3/Sportback (8P Chassis)' started by jamiekip, Jun 18, 2007.

  1. jamiekip
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    jamiekip Guest

    [Jun 18, 2007]
    Hi All,

    I know this question has been asked many times, but I'd like peoples thoughts on insurnce on the new S3.
    I've been with dreict line for the last 6 years and they have served me well (though I've not made a claim with them, so in hindsight, they have done pretty well out of me!).

    Anyway any recommendations outside of the usual moneysupermarket.com etc?

    Thanks

    JK
    #1
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  3. a3norwich
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    a3norwich Not anymore - Back 2 BMW (shh)

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    [Jun 18, 2007]
    No one could touch Morethan for me...
    #2
  4. JohnS3
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    JohnS3 Active Member

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    [Jun 19, 2007]
    Sainsburys, underwritten by esure. Cheapest I could find with decent cover.

    Regards, John.
    #3
  5. TDI-line
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    TDI-line Uber Post Whore

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    [Jun 19, 2007]
    How much are your renewal costs JK?
    #4
  6. sjahS3
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    sjahS3 Member

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    [Jun 19, 2007]
    I've been with Privilege, DL for the past 5 yrs or so.. and they've not been too bad.

    Adrian Flux, Greenlight etc are supposed to be quite good :)

    -Sal-
    #5
  7. steve184
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    steve184 Active Member

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    [Jun 19, 2007]
    Adrian Flux not so good when car worth over £25k - or thats what they told me when they last time when they were over £200 dearer than the AA!!
    #6
  8. jamiekip
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    jamiekip Guest

    [Jun 19, 2007]
    OK, I'm in west london car parked off the street in a secure car park.
    29yrs old, 11 yrs no claims, clean licence.
    Car has a Tracker too.

    Direct Line renewal was £818
    Swiftcover came in at £671
    Privilege just come in at £656
    Sainsburys (underwritten by esure) in at £632

    I'll going with Sainsburys me thinks unless anyhone can recommend someone else I should try.

    FYI - Confused was the portal that got me the quotes from swiftcover and Sainsburys - worth a look if your fishing for new quotes.

    Cheers,

    JK
    #7
  9. RobinA3
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    RobinA3 Well-Known Member

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    [Jun 19, 2007]
    do a search for insurance as i posted up soemthing which got around 2 pages of replies full of useful info.
    #8
  10. jamiekip
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    jamiekip Guest

    [Jun 19, 2007]
    Thanks mate, I tried that and above is as good as I can do!
    Think it will be sainsburys as they have the lowest price and a lower excess too!

    Cheers
    #9
  11. rickparmar
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    rickparmar va va voom

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    [Jun 19, 2007]
    #10
  12. jamiekip
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    jamiekip Guest

    [Jun 19, 2007]
    #11
  13. rickparmar
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    rickparmar va va voom

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    [Jun 19, 2007]
    Ive been meaning to send you a pm, ive been so busy that i havent even started a thread to show my S3 off

    but just to let everyone know, jamiekip was a top guy, gave me excellent advice and was even happy to come and help inspect a car for me :)

    sorry mate that i didnt even get to say thank you to you via pm
    #12
  14. jamiekip
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    jamiekip Guest

    [Jun 19, 2007]
    Get an update posted on your car then mate I'm intrigued to know what you went for in the end!

    Glad you got it sorted ;)

    #13
  15. Leetaylor
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    Leetaylor Member

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    [Jun 19, 2007]
    Just for info guys, I also tried all of the above on renewal, swiftcover.com was the cheapest, however, I was previously with MCE

    www.mceinsurance.com

    If you tell em you cheapest quote, they will beat it, only slightly, and with decent underwriters, mine is with NIG

    Just a thought
    #14
  16. steve184
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    steve184 Active Member

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    [Jun 20, 2007]
    just be careful with confused - they class factory fitted options with modifications - so if you answered 'Is your car modified' with no, and you have ANY factory fitted options you must tell them or your insurance will only replace your car with a standard spec one if its written off in first year and market value for standard spec after first year. Check with them. I stumbled across this problem the other year and its caused me headaches everytime renewal comes up.
    #15
  17. JamS3
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    JamS3 Active Member

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    [Jun 20, 2007]
    Swiftcover for me mate came out the cheapest.

    29yrs old, 9 years no claims, misses on the policy with 3 points and protected no claims came out at £454.00!

    One thing to tell the insurance company when quoting is that although it has a standard manufacturers alarm and immobiliser you have to really push although it is standard it is infact Thatcham Cat 1 which should knock some more off the price.
    #16
  18. sjahS3
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    sjahS3 Member

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    [Jun 20, 2007]
    JamS3 - £454!.. that is quality mate :icon_thumright: .

    Mine's the wrong side of £1K :crying: , but only just which probably has something to do with my NW London postcode. Even so, I'm 29, 8 yrs no claims with wife on policy who has 3pts but no other claims or convictions.

    -Sal-
    #17

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