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Insurance Renewal.

mac1403 Oct 14, 2012

  1. mac1403

    mac1403 Member

    Hi all. Haven't been around for a while, but hopefully get back in the swing of things again LOL. Anyway I was wondering if anyone had an answer to this question, because none of the insurance reps did. My renewal for the S3 has just come up, problem is a month ago I was hit off my bike (only a week old agh) by a lady who failed to see me and pulled out of a junction. To cut a long story short her insurance (admiral) admitted liability the next day and offered to settle the claim without involving my insurance at all, which suited me as I wouldn't have to recoup my excess etc. when I went to insure the car with Esure who I have been with for 4 years they informed me my premium would increase by £40, this is just under 15% of my premium. WTF is that all about!!........just wondering if anyone could give me an answer as to why I have to pay extra for someone driving into the side of me. It's just another insurance scam as far as I am concerned. One answer the rep came out with was that statistically I am more liable to have another accident.....what a load of ****!!!!!!, 15 years NCB.
  2. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona Audi S3 quattro Audi A6 Audi Avant Owner Group

    Can't answer your question, but just shop around mate! 99% of the time, you will find a better quote.
  3. Tim@Prestige

    Tim@Prestige Active Member

    Hi Mac
    We certainly wouldn't load for this on our scheme.

    Unfortunately, some internet companies do load for non-fault accidents and even windscreen claims. I have been in the industry for 25 years and i can't understand why they do this but they do.

    Best to try a specialist insurer - like us!!! :)
  4. skyinsurance

    skyinsurance Site Sponsor Site Sponsor

    Shop around, only a small minority of insurers load for non-fault -settled claims, feel free to get in touch, we are Audi-Sport.net sponsors:

    Car Club Insurance Scheme from Sky Insurance

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