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Insurance Renewal.

Discussion in 'Insurance - Sponsored by Sky Insurance' started by mac1403, Oct 14, 2012.

  1. mac1403
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    mac1403 Member

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    Hi all. Haven't been around for a while, but hopefully get back in the swing of things again LOL. Anyway I was wondering if anyone had an answer to this question, because none of the insurance reps did. My renewal for the S3 has just come up, problem is a month ago I was hit off my bike (only a week old agh) by a lady who failed to see me and pulled out of a junction. To cut a long story short her insurance (admiral) admitted liability the next day and offered to settle the claim without involving my insurance at all, which suited me as I wouldn't have to recoup my excess etc. when I went to insure the car with Esure who I have been with for 4 years they informed me my premium would increase by £40, this is just under 15% of my premium. WTF is that all about!!........just wondering if anyone could give me an answer as to why I have to pay extra for someone driving into the side of me. It's just another insurance scam as far as I am concerned. One answer the rep came out with was that statistically I am more liable to have another accident.....what a load of ****!!!!!!, 15 years NCB.
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  2. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Can't answer your question, but just shop around mate! 99% of the time, you will find a better quote.
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  3. Tim@Prestige
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    Tim@Prestige Member

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    Hi Mac
    We certainly wouldn't load for this on our scheme.

    Unfortunately, some internet companies do load for non-fault accidents and even windscreen claims. I have been in the industry for 25 years and i can't understand why they do this but they do.

    Best to try a specialist insurer - like us!!! :)
    #3
  4. skyinsurance
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    skyinsurance Site Sponsor Site Sponsor

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    Shop around, only a small minority of insurers load for non-fault -settled claims, feel free to get in touch, we are Audi-Sport.net sponsors:

    Car Club Insurance Scheme from Sky Insurance
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