One of my favourite times of the year is when the "Your Insurance Renewal Quote" envelope drops through the letter box onto the door mat. Oh, the joy of opening it up to see what benefit I'll see from another year of safe, conviction-free and claim-free driving. And what fun I have on the internet (steady!) searching comparison websites, entering the same data into the same little boxes time & again to find out how eager other companies are to insure me for a better price than my current insurer. Yes, this is truly one of life's great experiences. NOT. This year it's gone up 20% to Â£480. How is this possible? If everyone else is crashing or claiming, sting them not me! Maybe the solution is to buy one of those great little Toyota Aygos so I can be smug in the fact that I only pay Â£35 road tax and don't suffocate rabbits and daisies with my CO2 pollution as I make my merry way through the countryside. Well I tell you what, life's too short for that. I'm having an S3 and I'm driving it in the way Audi intended. Rabbits & daisies you'd better watch out! Aaaaarrrgh!