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Insurance renewal nightmare!!

Discussion in 'Insurance - Sponsored by Sky Insurance' started by Munch, May 29, 2013.

  1. Munch
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    Munch Member

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    [May 29, 2013]
    Hey all,

    Having a complete nightmare with my renewal, tried 3 different companies, sky included and it just keeps getting more and more expensive.

    i was paying £930 tpft last year with admiral, they've now put it up to £973, phoned them up to ask why, they ran it through again and now its £1137 (fully comp price admittedly)

    I plan on modifying the car later in the year, just coilovers, s3 wheels, s3 spoiler and s3 brakes (purely because discs and pads all round need changing)
    This has just confused things much more, putting the price up another £450

    I'm 25, use a work van during the day and then the a3 at the weekend, have 1 years ncb (had 3, no policy for 2 years so lost it all) and had clean liscence for 7 years.

    any suggestions of company's would be appreciated

    thanks in advance
    ben
    #1
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  3. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [May 29, 2013]
    Are you trying to get insurance as a modified car or standard is the first question?

    For standard, use GoCompare, wait 10 minutes, then use Moneysupermarket, that is usually the best quote you can get online for standard cars. don't ask me why? but I have found it to be effective for my totally standard Toyota Rav4 for 3 years in a row.

    For modified, the obvious is the site sponsors, don't forget to mention your an ASN member, limit your mileage, and declare all mods, it's usually cheaper, as they have schemes for modified cars, and stick your mum or GF on the policy to see if it makes a difference? Obviously, postcodes can sway your insurance premiums heavily, some to the point that some companies just won't quote you.
    #2
  4. Munch
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    Munch Member

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    [May 29, 2013]
    I've asked them to insure me as a modified car, acting as if the car is allready modified.

    I've tried sky, as helpful as the chap was on the phone, even he couldn't believe the cost it was coming out at. Over £700 dearer than admiral. He couldn't apologise more, lol. Just wish I'd have got his name now.

    I understand that post codes play a big part on it, but I have a mate who lives the next road down, has a 200bhp a3 with lots of other mods, he's paying £460 a year......and he's 22!!
    #3
  5. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [May 30, 2013]
    Did you not ask your mate who his insurance is with? Lol
    #4
  6. Artimus
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    Artimus Short Back

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    [May 30, 2013]
    Adrian Flux, one of the site sponsors, offer modified car insurance.
    #5
  7. Munch
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    Munch Member

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    [May 30, 2013]
    yes mate, he's with admiral, who want to quote me £1147 fc on my a3 with just suspension mods

    Thanks artimus, I've emails them for a call back, aswell as greenlight and prestige
    #6
  8. gradwells
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    gradwells Member

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    [May 30, 2013]
    For standard cars I doubt you will beat LV.com , I don't think they will insure modified cars . Got to be worth a try !
    #7
  9. Furkz
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    Furkz Active Member

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    [May 30, 2013]
    LV insure modded cars through their sister company Highway who have brokers by the name of Brentacre who i have been with for 10 years and are exceptionally good, great service and prices

    Brentacre Insurance
    #8
  10. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [May 30, 2013]
    I'm with prestige this year mate, sky and a flux were all competitive for me, but naturally, you go with the cheapest quote!
    #9
  11. skyinsurance
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    skyinsurance Site Sponsor Site Sponsor

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    [May 30, 2013]
    Hi,

    please PM me your details (surname, postcode) so I can have a look at your quotation.

    Thank you

    Ollie
    Sky Insurance

    Tel: 01707 642552

    FACEBOOK

    [​IMG]
    #10
  12. Munch
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    Munch Member

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    [May 30, 2013]
    pm'd :D
    #11
  13. Munch
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    Munch Member

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    [Jun 1, 2013]
    Would like to say a massive thankyou to ollie and his team. The very next morning I received a call from them saying they had double checked the system and worked out a better price, me thinking £1200.....no they'd managed to drop it dramatically!!!
    I've got mine and the missus 206cc up for renewal at the same time.....safe to say, with the quotes they've given me and the sheer professionalism and understanding from the team, they've got themselves a new customer!! (Two in fact)

    thanks guys, will be in contact in the week to arrange the finalisation :D :D
    #12
    JudderMan and skyinsurance like this.
  14. jojo
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    jojo S3 Drift King! Staff Member Moderator

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  15. Tim@Prestige
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    Tim@Prestige Member

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    [Jun 4, 2013]
    Thanks Jojo.

    Munch, please feel free to try our scheme :)
    #14
  16. skyinsurance
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    skyinsurance Site Sponsor Site Sponsor

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    [Jun 4, 2013]
    Much more like it, thanks for the feedback
    #15
  17. dA3nny
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    dA3nny Member

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    [Jun 10, 2013]
    I have always used money ssupermarket to find the best deals
    Just had a quote for A3 2.0 tdi sport 3dr for £265 fully comp including protected no claims
    i think endsleigh and Halifax came out on top
    #16

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