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Insurance help for Audi 1.8 TSport

Discussion in 'A3/S3 Forum (8L Chassis)' started by andybubbles, Nov 14, 2005.

  1. andybubbles
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    andybubbles New Member

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    Hi guys,

    Just registered and this is my first post, hopefully one of many. Ive just bought a lovely Audi A3 1.8T Sport.

    Problem is i now need insurance. The car has 18inch TT alloys and tinted windows.

    Can anyone recommend a good and cheap insurance company. Im 25 and really struggling to find anyone that will insure. I can either do it on father name (9 years no claims) or just on my name ( 0 no claims)

    Any ideas? Thanks in advance /ubbthreads/images/graemlins/wink.gif

    Cheers
    Andy
    #1
  2. tick
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    tick Member

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    hi mate i have a a3 1.8t w reg and im only 20 and my insurance with elepahnt.co.uk is 1200 mate and thats with 2 years no claims aswell .try admiral aswell.
    good luck in your search /ubbthreads/images/graemlins/beerchug.gif
    #2
  3. andybubbles
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    andybubbles New Member

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    Hi Clench,

    Thanks /ubbthreads/images/graemlins/smile.gif

    Does your have any mods? ie. alloys, tints etc?

    I think they are quoting me about 950 on my name with 0 no claims. I think its the cheapest ive found so far.

    Fast car, but its only a group 14. I thought it would be cheaper than that!
    #3
  4. tick
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    tick Member

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    yea mine has been remaped by revo thats about it and it goes. /ubbthreads/images/graemlins/jump.gif
    #4
  5. god_thats_quick
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    god_thats_quick Numptie of the highest order

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    I'd give all the usual suspects a try, Adrian Flux, Greenlight, Direct Line, Tesco, Lloyds etc. that said I think Tesco and Lloyds are all using Direct line now as the online quote thingys are identical!

    Direct line just gave me a quote on my S3 that I was rather happy with, was about £650 which is a serious improvement over serious years!
    #5
  6. RichA3Turbo
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    RichA3Turbo ...Watching you! Staff Member Moderator

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    Try elephant/admiral as suggested. As you are in London, expect to pay a premium!! I'm 22, 2 years NCB and insuring a 320bhp A3 for litle over £1k.
    #6
  7. imported_Nigma
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    imported_Nigma Guest

    950 is good!.... Im with Admiral and used to be direct line (both the cheapest). Im 24 with 3 years no claims with Admiral and paid £750ish. Direct line was very similar.

    If you do, do it on your fathers name... you do know that he can't use the no-claims on his own car as well as yours?!
    #7
  8. RichA3Turbo
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    RichA3Turbo ...Watching you! Staff Member Moderator

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    I would say do it in your own name!! £950 isnt bad, and you need to start your own sometime!! Or it will not get easier!

    Rich
    #8
  9. imported_gek
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    imported_gek Guest

    Don't forget that you need to be careful if you are the main user of the car, but insured as a named driver on your dad's policy.
    If the insurance found out in the event of a claim, you're stuffed!
    #9
  10. Masterm8fo
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    Masterm8fo Warmonger

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    greenlight.co.uk

    cheaper than everyone for modded cars.....
    #10
  11. andybubbles
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    andybubbles New Member

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    Hi all,

    Thanks for all the comments so far. Basically i have found a nice solution. I can get it on my dads name for about 700ish. We both will drive the car /ubbthreads/images/graemlins/wink.gif

    Next year once im 25 i will turn it on my name and also possibly put my dad on it /ubbthreads/images/graemlins/wink.gif

    I'll let you know how it goes!

    p.s im so gagging to drive that car /ubbthreads/images/graemlins/frown.gif

    Cheers
    A
    #11
  12. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Add an experienced(driving experience that is /ubbthreads/images/graemlins/smirk.gif ) gf onto the policy, and it usually drops, or even your mother.
    #12
  13. Masterm8fo
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    Masterm8fo Warmonger

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    jojo quite right !!!!

    last year an ex g/frnd saved me 300 quid (which she didnt know about hahah)
    #13
  14. imported_Nigma
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    imported_Nigma Guest

    To be honest, i'd be tempted to pay the extra for it in your own name. 25 for a bloke makes no real difference in the price. Here is the scenario.

    You pay 950 this year. After 1 years no claims this will probably go down to aound 700-750 and will fall bit by bit each year.

    or what you are doing....
    You pay 700ish this year (in dads name), next year you have 0 no claims in your name and you will probably pay almost the same as you would this year if you were to do it in your name.

    So really, there is no real benifit of waiting. The quicker you start to build up your no claims the quicker it will reduce.
    #14
  15. andybubbles
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    andybubbles New Member

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    Hi All,

    Just took out the insurance, just under £700.

    Thanks for all your help and advice guys! Lets hope i never need it /ubbthreads/images/graemlins/wink.gif

    Anyway, now i can drive drive drive!

    Cheers All

    Andy
    #15
  16. marctwo
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    marctwo Member

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    Who did you go with in the end?
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  17. andybubbles
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    andybubbles New Member

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    Elephant, cheapest i found!
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  18. Markb
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    Markb Active Member

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    Elephant, Admiral and Bell are cheap. Although if you try and contact them you go through to India and you have to do all of the work yourself if you have a claim.

    Finally they are not very good modification friendly.
    #18
  19. cybrey
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    cybrey Member

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    I had to make a claim through admiral / elepant about 3 years ago .. probably the worst company I've ever come across. Took the best part of 6 months to sort out the claim and their offer on my car was about 500 quid off the list price ( which is a lot on a 2.5K car). I hope you never have to make a claim with them /ubbthreads/images/graemlins/smile.gif
    #19
  20. god_thats_quick
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    god_thats_quick Numptie of the highest order

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    I've just been having a look around for insurance with and without remap for my S3, greenlight only want an extra £100.

    I'll be giving the others a call, however that just might mean the visit to AmD is sooner rather than later!
    #20

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