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Insurance Court Ruling - worth a read

Discussion in 'Insurance - Sponsored by Sky Insurance' started by skyinsurance, Apr 12, 2013.

  1. skyinsurance
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    skyinsurance Site Sponsor Site Sponsor

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    [Apr 12, 2013]
    We've just posted up a link to an interesting recent court ruling onto our Sky Insurance Facebook page.

    Feel free to have a look, link below:

    Sky Insurance Facebook

    Thanks

    Ollie
    Sky Insurance

    Tel: 01707 642552
    #1
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  3. jojo
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    jojo Looking for Boost! Staff Member Moderator

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    [Apr 12, 2013]
    Just had a quick look and read through the whole thing.

    Surprising the insurer didn't pick up on the 'correct' model with the reg plate, it wasn't like the reg was a private one neither?
    #2
  4. sliced
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    sliced Drive safe, stay alive.

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    [Apr 12, 2013]
    Ouch :(
    #3
  5. Gaz!
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    Gaz! Member

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    [Apr 12, 2013]
    That's wrong, the details should have been on the database for the company to see. The guy would have thought he had done no wrong.
    #4
  6. TED7
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    TED7 Couldn't Find Reverse Gear

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    [Apr 13, 2013]
    I might have to check my documents myself, it took about 10 minutes to confirm that my A4 was in fact a S4 over the phone.
    #5
  7. jdp1962
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    jdp1962 Grumpy Old Moderator Staff Member Moderator

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    [Apr 16, 2013]
    The most telling phrase in the entire judgement is when the judge, in reference to the car owner, says:

    "I did not find him to be an impressive witness."

    That is judicial code for "He's lying through his teeth every time he opens his mouth".
    #6
  8. k1ano
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    k1ano Member

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    [Apr 16, 2013]
    Personally I ALWAYS believed it was the insured persons responsibility to check the details - especially when the policy documentation arrives on the doormat, even if the insurer seemingly insured the vehicle with correct details being provided.

    When the internet sites first came up a few years ago they often had an incorrect or incomplete list of models or excluded imports and so it was always best to double check - and especially if a quote looked TOO cheap. This is why I personally like specialist insurers where you can speak to people over the phone, discuss modifications and have your calls recorded for additional security - that is if you have nothing to hide. Under declaring modifications/car model details either accidentally or deliberately is gonna cause problems in the long runm, especially in the case of an accident.

    The rising cost of insurance though is a concern which p****s most people off including me ...

    Martin
    #7

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