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Insurance Court Ruling - worth a read

skyinsurance Apr 12, 2013

  1. skyinsurance

    skyinsurance Site Sponsor Site Sponsor

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    We've just posted up a link to an interesting recent court ruling onto our Sky Insurance Facebook page.

    Feel free to have a look, link below:

    Sky Insurance Facebook

    Thanks

    Ollie
    Sky Insurance

    Tel: 01707 642552
     
  2. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona Audi S3 quattro Audi A6 Audi Avant Owner Group

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    Just had a quick look and read through the whole thing.

    Surprising the insurer didn't pick up on the 'correct' model with the reg plate, it wasn't like the reg was a private one neither?
     
  3. sliced

    sliced Drive safe, stay alive.

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    Ouch :(
     
  4. Gaz!

    Gaz! Member

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    That's wrong, the details should have been on the database for the company to see. The guy would have thought he had done no wrong.
     
  5. TED7

    TED7 Couldn't Find Reverse Gear

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    I might have to check my documents myself, it took about 10 minutes to confirm that my A4 was in fact a S4 over the phone.
     
  6. jdp1962

    jdp1962 Grumpy Old Moderator Staff Member Moderator TFSI Owners Group Team V6 Gold Supporter Team Tornado Audi S4 quattro Black Edition s tronic

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    The most telling phrase in the entire judgement is when the judge, in reference to the car owner, says:

    "I did not find him to be an impressive witness."

    That is judicial code for "He's lying through his teeth every time he opens his mouth".
     
  7. k1ano

    k1ano Member

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    Personally I ALWAYS believed it was the insured persons responsibility to check the details - especially when the policy documentation arrives on the doormat, even if the insurer seemingly insured the vehicle with correct details being provided.

    When the internet sites first came up a few years ago they often had an incorrect or incomplete list of models or excluded imports and so it was always best to double check - and especially if a quote looked TOO cheap. This is why I personally like specialist insurers where you can speak to people over the phone, discuss modifications and have your calls recorded for additional security - that is if you have nothing to hide. Under declaring modifications/car model details either accidentally or deliberately is gonna cause problems in the long runm, especially in the case of an accident.

    The rising cost of insurance though is a concern which p****s most people off including me ...

    Martin
     

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