They have a settle early amount, anything over that will take ages to go through, brother was hit by a big lorry when learner driving & in all honesty the lorry driver was driving like a jerk, not bad learner driver, I helped him with his case as he had to take some time of work & have tests etc, the instructor had to give up his job which says allot, brother got a few k settlement which has helped him with his driving as he was a little weary of getting back in a car, as the offer was enough to cover his out of pocket costs & something to help him get back in a car, we took the offer.
Buttt, be very very careful who you deal with legal wise, some companies know exactly what your legal expenses limit is & they will fleece you up to that amount covered by insurers, once limit is reached, they will be scarlet pimpernel & you will be screwed, so make sure they are doing there job or handle it yourself until it gets too legal for you, as I did for my brother.