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I'm p****d off with insurance company's

guzzy_431 Sep 27, 2012

  1. sidibear

    sidibear Looking for Zombies !! Staff Member Moderator Audi A4

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    My post code came back as move to Iraq as your insurance would be cheaper !

    Aviva, £1200, 08 A4 Avant S-line with business mileage and the missus added, 2 no fault claims in two years.
     
  2. kwistof

    kwistof South East Events Moderator Regional Rep

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    Okay, that post code risk calculator is not just the only major rating factor on your insurance.....

    I did list a few others above... Occupation and also your employment status- E.g Self employed, Director... where vehicles kept, mileage and use of the vehicle.

    I work at an insurance broker and there are pages and pages of calculations to get to the premium your quoted and your individual risk. I mean it could be worse....we could all have little boxes in our cars that determine how much a policy would cost! lol
     
  3. skyinsurance

    skyinsurance Site Sponsor Site Sponsor

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    It'll stick out like a sore thumb.
     
  4. skyinsurance

    skyinsurance Site Sponsor Site Sponsor

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    Thieves, vandals and fraudulent claimers travel around. The 'WA' postcode area is a hot spot for fraudulent claiming.
     
  5. jdp1962

    jdp1962 Grumpy Old Moderator Staff Member Moderator TFSI Owners Group Team V6 Gold Supporter Team Tornado Audi S4 quattro Black Edition s tronic

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    Yes.
     
  6. jdp1962

    jdp1962 Grumpy Old Moderator Staff Member Moderator TFSI Owners Group Team V6 Gold Supporter Team Tornado Audi S4 quattro Black Edition s tronic

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    They read these forums.
     
  7. skyinsurance

    skyinsurance Site Sponsor Site Sponsor

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    It's incredibly unlikely an insurer will pick up on it that way, much more likely it'll be picked up at claim stage, which, if we're honest is when you really do want your insurance cover to be worth the paper it is written on.
     
  8. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona Audi S3 quattro Audi A6 Audi Avant Owner Group

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    Which is why it's better safe than sorry!

    I see no reason to skimp on not declaring mods, if you can't afford to run the car, don't buy it in the first place!, or don't modify it and keep it standard!
     
  9. sidibear

    sidibear Looking for Zombies !! Staff Member Moderator Audi A4

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    My business use bugs me, I am viewed the same as someone who uses their car all the time for business use, I go to the occasional meeting or to visit a site to do a survey. My business mileage is less than 12k a year, current total is around 1500 since April.
     
  10. guzzy_431

    guzzy_431 Member

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    Last edited by a moderator: Sep 28, 2012
  11. Wizza

    Wizza Member

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    But why does Lymm show near enough a double the amount of risk than the likes of Orford? Ifs bonkers but never realised Warrington was that bad!
     
  12. AlexGSi2000

    AlexGSi2000 Well-Known Member VCDS Map User

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    I feel your pain - Im 24, no points - fully comp costs me just over £2000 per year on my 2002 A4 Avant 2.5tdi Quattro
     
  13. Turkster

    Turkster Bro.Paul 2.5TDI Quattro Sport

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    I get raped right now with my 8 points and 5 years NCB, £73 per month, :scared2: and I'm 37 and been driving for 20 years.
     

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