Right here goes... I've just traded my 2005/54 1.6 tip Sport for a 2006/55 2.0T DSG S-Line. the 1.6 was effectively a gift/hand-me-down that my dad bought as a run around and never used, but he very kindly let me use it in p/x, and then lent me the rest of the money to pay for the 2.0T which i'm to pay back once i'm on my feet (i've just graduated from med school in August). I'm happy with the car, the power delivery etc. but the modding bug has hit me hard and now I have a long list of things I wanna do to my car including all the remappy type stuff and fitting RNS-E and optical parking, possibly changing the front end for a '09 with LED DRLs. thing is, i've seen a newer 8P3 2.0T quattro with DSG in red with all the extras on it already, minus rear parking sensors. a bit of maths tells me that i'll be shelling out a couple of grand more for the red one if i was to chop in the 2.0T that i've just bought compared with keeping it and modding it the way i want. (the 8P3 has RNS-E and LEDs and things already anyway.) but it's newer, won't need any work (apart from parking sensors which is fairly minor) and has quattro so i can put big power into it without needing a new set of tyres every week. originally i thought i'd struggle being able to pay my parents back for the money i borrowed off them, but with my new job i realise that i end up with a lot of money spare. (let me clarify that that's ABSOLUTELY NOT because new doctors are well paid - i make £10 an hour on my job, work over 48hr a week with over 1/3 of my hours being evenings and wknds and only have spare money because i have no time to spend what i make.) the only other complication is that i want to go to dental school in a couple of years time because the field i want to specialise in requires both degrees. so in theory i should be saving a bit of cash for that too. sooo do i: 1. stop being ungrateful and be happy with my lot; 2. get a loan, repay my parents immediately and get the new car; 3. mod the car i have including an '09 facelift front; 4. mod the car i have, but leave the '09 front and save some money for the next car/dentistry. thanks in advance. your input would be most appreciated! i've added a poll to help track answers, but written responses/explanations would be appreciated too.