1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Help with Finance for RS3

Discussion in 'RS3 Forum' started by jamesp78, Jul 24, 2012.

  1. jamesp78
    Offline

    jamesp78 New Member

    Joined:
    Jul 24, 2012
    Messages:
    6
    Likes Received:
    0
    [Jul 24, 2012]
    Hi,

    After a 9 month wait my RS3 has finally arrived at dealer. Looking to collect on the 1st Sept, so a bit of time to research possible finance companies.

    Audi not being particularly competitive, so have gone to Oracle and Prestige.

    Does anyone have any recommendations? or experiences of Oracle/Prestige?

    Cheers

    James
    #1
  2. Ads

    Ads

    [Sep 22, 2014]

  3. ABYSS
    Offline

    ABYSS Andrew - Diesel Tuning UK Site Sponsor

    Joined:
    Apr 7, 2010
    Messages:
    689
    Likes Received:
    234
    [Jul 24, 2012]
    What kind of rates have you been offered from Audi?
    #2
  4. jamesp78
    Offline

    jamesp78 New Member

    Joined:
    Jul 24, 2012
    Messages:
    6
    Likes Received:
    0
    [Jul 24, 2012]
    10% APR on a 4 year PCP with a ballon of 18.7k on a 41k car
    #3
  5. MBK
    Offline

    MBK Active Member

    Joined:
    May 3, 2012
    Messages:
    1,156
    Likes Received:
    1,091
    [Jul 24, 2012]
    I'd say keep pushing the dealer I'd have thought below 8% on a PCP is possible in this economic climate.

    No experience with the other lenders.

    Depending on how much you want to borrow and monthly payments there are some good 6%ish rates around for personal loans, add a 0% credit card to the mix and there are ways to beat the dealers rates yourself. You would need to be disciplined though.

    You probably already have, and apologies if stating the obvious, but it's worth checking the overall amount you will pay. PCP can work out mightily expensive for only a few £ saved a month on payments.

    I use this site, I'm sure there are others.
    http://www.thecalculatorsite.com/finance/calculators/carloancalculator.php#.UA8dfWGe5js
    #4
  6. whitey
    Offline

    whitey Member

    Joined:
    Apr 2, 2010
    Messages:
    109
    Likes Received:
    1
    [Jul 25, 2012]
    ill send you a pm.

    may be able to help.
    #5
  7. On Any Sunday
    Offline

    On Any Sunday New Member

    Joined:
    Aug 3, 2012
    Messages:
    6
    Likes Received:
    0
    [Aug 7, 2012]
    Thanks for the web site, has been really helpful to see how much I'm getting ripped off! Went to my local Audi dealer, APR was 12%! I think I should be aiming for around 7-9%. Is that about right? Just for a ref Mercedes are around 5% apr!

    Thanks

    Tim L
    #6

Share This Page