Ok guys - I've finally almost finished the work on my house so will be in the market for a new car very shortly. I really want to get back into an Audi after defecting for a while in the Leon Cupra R and then downgrading (££ wise) to the MK4 Golf Gti to release some funds to finish the house. (The Golf was rear ended and written off yesterday but thats another story) I quite fancy an S3 Sportback. What I'd like some opinions / advice call it what you will, is on how to purchase / lease / PCP / PCH / Personal loan etc etc. I've only ever bought my cars outright, (with the help of a personal loan) and have only bought new once (the Leon) which I bought through a broker (£16K) via a personal loan. I therefore do not have any idea about the above methods of financing a vehicle, other than what I've read up on different forums. I'd therfore welcome your opinions on how to go about it. How have you purchased? Examples of what it costs you would be nice, if not too personal. I have also not been into the Audi dealer (yet) to discuss any terms and have only been playing around with the configurator on the Audi website. For something to work with, I have a deposit say of £4K and could afford £400 - £500 pcm as a payment. All advice is welcome in aiding me to be more active on the forum again.