Finally, I have found an Audi Forum worth looking at! Anyway, hello all. My name is Phil, 21, and I live in a small town (Fakenham) in Norfolk.... I've been an Audi lover all my life, with my Dad having quite a few! Although I have only owned 1 previous to this one, and that was an 1991 Audi 100 2.0E Auto with Climate (rare)! My current Audi isn't really mine at all, as my mrs keeps reminding me, its hers!! (A4 1.8 20V Auto) My last car was a BMW 525, and in no way did the quality come close to that of an Audi. Therefore I'm on the look out for another Audi 100. This time though, it will be an S4! Does anyone know why the S6 2.2 20VT costs so much more to insure than the 100 S4 2.2 20VT when they are practically the same car and exactly the same power???