After reading this section of teh forum I decided to give sky a try. Left 3 messages for callback and eventually got a nice gent who helped me through the quote. Basically I'm based in Glasgow, 37 with 10 yrs NCD lookking at insuring a S3SB BE in a 10 plate with buckets, sat nav, etc. Total cost of vehicle was £34.5k. Told them - upon their asking - about the most competitive quote so far - £369 from Elephant. Was told that they couldn't cover me and offer no reasoning why other than the cost of the vehicle was too high - which I would consider and told the rep so as nonesense when they are advertising on this forum with non flattering 20% discount quotes!! Anyway have since found an even better quote based on dual insurance including the wifes car and the S3 works out at £340. Cheers.