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Good finance deal or no?

goodfella7 Mar 20, 2014

  1. goodfella7

    goodfella7 New Member

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    Hi, was just wondering whether I got a decent finance deal or no compared to you guys.

    Audi A3 1.2 TFSI, S Line, Brilliant Red. Options - cruise control, B&O sound system, Audi Complete.

    Based on 12k miles per year and 48 month PCP.

    Deposit - £3885, Monthly payment of £310

    Good deal or no?

    (Also the salesman said nobody buys the car outright at the end, they usually get another audi, true?)
     
  2. veeeight

    veeeight I am a very pretty girl VCDS Map User Black Edition

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    What is the OTR price, and the GMFV and APR ?
     
  3. cuke2u

    cuke2u Well-Known Member TFSI Owners Group Audi A4 S-line owners group saloon

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    I wouldn't put in such a high deposit and make sure the mileage quote is set at the same amount you actually do, if not lower as it makes a hell of a difference to the monthly amount, but puts up the GMFV...
     
  4. cemerson

    cemerson Well-Known Member Team Cosmos quattro Audi A3 S-line owners group TDi DSG

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    I just set the mileage to the minimum. The only time mileage will make a difference is if you hand the car back to the finance company at the end, but nobody does that. I don't think it's true to say noone pays the final amount (I'm intending to..), I think they just want another sale from you! Certainly a lot of people trade it in for a new car.
     
    cuke2u likes this.
  5. j0nny2013

    j0nny2013 Active Member

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    I think you could probably do better. I got all of my spec (on signature) with a £1700 deposit. I'm paying £355 a month. I based mine on 7000 miles a year. Your not far off, but I would try and get a bigger discount. I received £1500 off asking price, not sure how much you got off?
     

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