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Good finance deal or no?

Discussion in 'New A3/S3 (8V Chassis)' started by goodfella7, Mar 20, 2014.

  1. goodfella7
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    goodfella7 New Member

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    [Mar 20, 2014]
    Hi, was just wondering whether I got a decent finance deal or no compared to you guys.

    Audi A3 1.2 TFSI, S Line, Brilliant Red. Options - cruise control, B&O sound system, Audi Complete.

    Based on 12k miles per year and 48 month PCP.

    Deposit - £3885, Monthly payment of £310

    Good deal or no?

    (Also the salesman said nobody buys the car outright at the end, they usually get another audi, true?)
    #1
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  3. veeeight
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    veeeight I am a very pretty girl

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    [Mar 20, 2014]
    What is the OTR price, and the GMFV and APR ?
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  4. cuke2u
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    cuke2u Well-Known Member

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    [Mar 20, 2014]
    I wouldn't put in such a high deposit and make sure the mileage quote is set at the same amount you actually do, if not lower as it makes a hell of a difference to the monthly amount, but puts up the GMFV...
    #3
  5. cemerson
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    cemerson Well-Known Member

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    [Mar 20, 2014]
    I just set the mileage to the minimum. The only time mileage will make a difference is if you hand the car back to the finance company at the end, but nobody does that. I don't think it's true to say noone pays the final amount (I'm intending to..), I think they just want another sale from you! Certainly a lot of people trade it in for a new car.
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  6. j0nny2013
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    j0nny2013 Active Member

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    [Mar 20, 2014]
    I think you could probably do better. I got all of my spec (on signature) with a £1700 deposit. I'm paying £355 a month. I based mine on 7000 miles a year. Your not far off, but I would try and get a bigger discount. I received £1500 off asking price, not sure how much you got off?
    #5

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