1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Driving other cars third party.

Discussion in 'Insurance - Sponsored by Sky Insurance' started by jojo, Oct 21, 2013.

  1. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,005
    Likes Received:
    1,591
    Does anyone know if it's possible to drive a car under third party insurance via my own insurance, on a car that's registered to myself?

    The insurance document's wording is, I'm allowed to drive other cars under third party which does not belong to me, I was just wondering if the car actually belongs to me, am I insured? And YES, the car is insured, but just not by me.
    #1
  2. skyinsurance
    Offline

    skyinsurance Site Sponsor Site Sponsor

    Joined:
    Jul 22, 2009
    Messages:
    288
    Likes Received:
    33
    Registered to but not owned by yourself.. I'd say no but call your insurer to double check.
    #2
    jojo likes this.
  3. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,005
    Likes Received:
    1,591
    Thank for the reply, guess I better call up to double check!
    #3
  4. @udi A3
    Offline

    @udi A3 Site Sponsor Site Sponsor

    Joined:
    May 25, 2012
    Messages:
    1,764
    Likes Received:
    175
    You could sell the car on for a short while ?
    #4
  5. ScottD3
    Offline

    ScottD3 I want your faulty electronics

    Joined:
    Nov 24, 2010
    Messages:
    15,086
    Likes Received:
    1,010
    Not really worth the paper work hassle and extra owner?


    My understanding is if you own the car you can't drive it under the drive any car part of your insurance.

    If you want to drive it insure it but then you can't have 1 car insured twice, so you might as well get the wife/brother to put you down as a named driver?
    #5
  6. Tim@Prestige
    Offline

    Tim@Prestige Member

    Joined:
    May 28, 2012
    Messages:
    163
    Likes Received:
    4
    Hi Joe
    You can't use the driving other cars extension for a car that you own. You mention that a car is owned by you but insured by someone else. As has been mentioned , it's best to check with the insurers who are insuring that car to make sure they know the person insuring it is not the owner.
    #6
  7. jojo
    Offline

    jojo S3 Drift King! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,005
    Likes Received:
    1,591
    Thanks Tim, that's what I thought, just wanted to make sure that's all! The said car is currently insured on a traders policy to stay 'legal', as it's tax'd, so it's not that simple just to 'add' my name onto the policy! Lol
    #7

Share This Page