I've been with warrantydirect.co.uk for about 4 months now ....and it wasn't until last week where I wanted to stop the warranty as I thought it wasn't really that good of an deal. This was the deal I had : Engine All internally lubricated parts, including but not exclusive to the following: cam followers, camshaft bearings, camshaft/s, connecting rods and bearings, crankshaft and bearings, cylinder bores, cylinder head, cylinder liners, distributor drive, gudgeon pins, liner seals, oil pump and drive, piston rings, pistons, rocker gear/ tappet gear, timing chain and timing chain tensioner, valve guides, valve springs, valves (excl. decarbonisation, burnt or pitted valves and valve seats), cylinder block, internal bushings, rear main seal Specified non-lubricated parts: cylinder head gasket, exhaust manifolds, flex plate/ auto drive plate, inlet manifolds, timing gears, cambelt and cambelt tensioner, crankshaft pulley, flywheel, ring gear, starter ring gear. Turbo Intercooler, turbocharger, wastegate and actuator Clutch Clutch cable, master cylinder, pedal assembly, slave cylinder Manual transmission Bearings, bushes, extension shaft, gears, selector shafts and forks, shafts, synchromesh hubs and rings, drive chains, gearlever Automatic transmission Automatic transmission clutches, bearings, brake bands, bushes, extension shaft, gears, internal governor (manual and electric), oil pump, servos, shafts, torque converter, valve block, valves, drive chains, gearlever, input shaft oil seal, modulator valve Front Wheel Drive Unit Bushes and internal bearings, C.V. joints, crown wheel and pinion, differential gears and bearings, external drive shafts, front wheel bearings, universal joints, drive flange, hubs, rubber boots Rear axle Bushes and internal bearings, C.V. joints, crown wheel and pinion, differential gears and bearings, external drive shafts, rear wheel bearings, drive flange, hubs, rubber boots Four Wheel Drive System Bushes and internal bearings, C.V. joints, couplings, front differential, inter-axle differential and lock, rear differential and lock, shafts, drive flange, hubs, rubber boots Propshaft Centre bearings, universal joints, propshaft Suspension Bushes, pump, regulator valve, reservoir, self levelling suspension unit, shock absorbers/ dampers, spheres, springs, upper and lower wishbones/ control arms ECUs Engine ECU, all other ECUs. Braking System Brake servo unit, calipers, brake master cylinder, wheel cylinders, brake pedal assembly, diesel vacuum pump, handbrake control cables and linkages, pressure regulator, self-adjusting mechanisms ABS ABS pressure reducing and proportioning valves, ABS pump and control unit, ABS sensors Cooling System Heater matrix, radiator, thermostat, thermostat housing, viscous fan coupling, water pump, engine oil cooler, temperature gauge. Steering Column shaft, couplings, idler box, power steering unit including pump, pressure pipes, rack and pinion, reservoir, steering box, steering column tilt mechanism, track rods/ track rod ends Fuel System Airflow meter, cold start injector, diesel injectors, fuel distributor, fuel gauge, injection pumps, low pressure pumps, petrol injectors, tank sender unit, warm-up regulator, electromagnetic cut-off, fuel injector cooling system, glow plugs, overrun cut-off valve, pressure regulator, sensors, throttle body, barometric pressure sensor, fuel temperature sensor, intake air temperature sensor, manifold air pressure (MAP) sensor, mass air flow sensor, throttle body assembly (MFI) Electronic Ignition Camshaft sensor, crankshaft sensor, ignition coils Air Conditioning Air conditioning compressor pump, condenser, evaporator, fan control and sensors, magnetic clutch, refrigerant valves, reservoir, sensors Electrics Alternator, alternator voltage regulator, engine cooling fan motor, electric window motors, front windscreen wiper motor, rear windscreen wiper motor, interior cabin fan motor, horn, indicator flasher unit, starter motor, central locking solenoids and motors, cruise control unit, electric door mirror motors, aerial motor, electric sunroof motors, headlamp adjustor motors, relays, rev counter Bodywork Tailgate suspension struts Casings Casings are covered provided they have been damaged as a direct result of the covered failure of an insured part Alarm systems and immobilisers Alarm systems and immobilisers are covered provided they were factory fitted by the vehicle manufacturer as part of the vehicleâs original specification. Oil Seals and Gaskets Oil leaks that necessitate the removal of the engine, gearbox/ drive unit, driveshaft or differential unit to carry out repairs. Labour is all paid by them .....and I only have to pay for 50% of the parts. They rang my up yesterday to give me a better deal .....which was : The removal of £50.00 excess I'm now able to source my own parts for a claim. This is on the condition you keep the proof of purchase and still get them fitted at a VAT registered garage. (page 11, section 3 of your policy document will still apply). My monthly outgoing to pay for this ain't dropped thou.....I pay £38.60 Every month. So guys do you think this is a good deal As I'm now able to source any part from anywhere and supply the garage to fit it so it would be cheaper for me instead of the garage buying some expensive part that would cost me a bit more. So all I have to pay for is 50% of the part and I can source the part myself.