Turned up at the dealership to collect my new pride and joy tonight. Looked around the car and all is good. Start going through all the paper work and everything is looking great. Right up until the credit agreement comes out. Some how they had managed to add an extra £720 to the amount of credit I actually needed, and their excuse was "so we could sort the APR" to match the monthly amount they had quoted me. I do NOT work on how much I can afford a month and base everything around that on discussion with car salemen. I look at the headline cost of the car and then if I can afford the monthly payment at a good APR rate then I will buy it. AAAAARRRRGGGGHHH god knows what the saleman told the finance guy when they drafted up the docs. So now I have to wait till Friday to go back and see if they can actually give me the deal that we shook hands on on Monday, and not try an pull the damn wool over my eyes.