Only had my sportback BE for four months, but the hard ride and limited spec has been more difficult to live with than I thought. Had a call from a dealer offering a pre-reg A5 Sportback SE (Softer suspension for the older chap :icon_thumright with lots of options. Good price to change and getting back what I paid for the A3. While it seems a no-brainer, there are two flies in the ointment. One is that the A5 is silver (as are 995 it seems) and I just love the Milano red of my A3. The other is I've got free servicing on the A3, which I'll lose if I sell. There is an offer of two free services if I take the finance on the A5, but I don't need or want it. Any financial bods know whether it would be possible to take out the finance and immediately pay it off?