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Coil overs and insurance

Discussion in 'Insurance - Sponsored by Sky Insurance' started by BILKO1, Aug 19, 2010.

  1. BILKO1

    BILKO1 Member

    Sep 1, 2003
    Likes Received:
    I've been looking at a few RS6's especially ones that have had the DRC replaced/removed and gearboxes changed. When trying to insure the said cars and being honest about the suspension modifacation why do they jack the premium up £400 plus? Do you guys tell the insurance companies about the suspension change? Can anyone recommend an insurance company that know of the DRC issues? It's not as if it makes the car more stealable or faster, if anything safer.

    Mods i posted same question in RS6 forum but got no replies please delete if necessary.
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  3. skyinsurance

    skyinsurance Site Sponsor
    Site Sponsor

    Jul 22, 2009
    Likes Received:
    You are speaking to the wrong types of insuers by the sounds of things, give my company a try, tel: 0208 3645500, we specialise in modified cars and offer a discount to audi-sport.net members.
  4. jojo

    jojo Looking for Boost!
    Staff Member Moderator Team Daytona quattro Audi S3 Audi A6 Audi Avant Owner Group

    Sep 4, 2003
    Likes Received:
    This is your answer buddy, the car is modified from standard spec, wether it makes the car faster or slower, or corners better is irrelevant. Insurance companies deems it as a mod, and as such, will insure it in that way, for you to be fully covered anyways. And as suggested by skyinsurance, calling specialists who know about these mods may get you a cheaper premium. I know I've declared everything on my modded car and pay the premium, so I know I'm fully insured.
  5. Scott

    Scott Well-Known Member

    Mar 10, 2009
    Likes Received:
    To be fair, I've always found 'big name' insurers cheaper than these modified specialists (not specifically Sky as I haven't tried them yet). Aviva didn't change my premium when I declared coilovers (I'm 20, was 19) and also didn't quote a change for bigger brakes. Not even a fee to modify the policy. :)
  6. Dazmo

    Dazmo Active Member

    May 9, 2009
    Likes Received:
    Really scot???

    Because im with aviva and they told me they wont insure coilovers at all, they would only let me change my springs!!

    I had to pay £55 for my lowering springs to be covered, although my new drilled and grooved discs were fine as they didnt change the size of the brakes.
    #5 Dazmo, Aug 23, 2010
    Last edited: Aug 23, 2010

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