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Car Insurance

Discussion in 'General Chat' started by jojo, Sep 27, 2008.

  1. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [Sep 27, 2008]
    Yes, I know there's a car insurance forum for this, but it's very inactive down there, so I'm posting this up here.

    Basically, has car insurance gone up for eveyone this year? Has reccesion effected premiums?

    I was paying £450 last year for my S3 with all mods declared, nothing has changed this year apart from an extra years no claims which is at maximum anyways, I ended up paying £472 FC with AdrianFlux whom I was with last year after they beat my best quote from ChrisKnotts Insurance.

    I was a bit disappointed not to get it cheaper this year, since it had progressively got cheaper in the 7 years or so I've been insuring the same car, but I'm not going to cry about a 22quid hike, just wanted to see what everyone else is experiencing out there.
    #1
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  3. fingermouse
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    fingermouse thats me

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    [Sep 27, 2008]
    mine was 400 with AF they beat Admiral by £36 so was chuffed and like for like on mods if owt happens :)
    #2
  4. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    [Sep 27, 2008]
    Mine went down again this year to £215 with Swiftcover, soon it'll be cheaper than the roadtax (or rather the tax will overtake it)
    #3
  5. Neilybabs
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    Neilybabs New Member

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    [Sep 27, 2008]
    Am with AF now coz Admiral gave me the 2 finger salute after I mentioned the word 'Jabba' lol
    #4
  6. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    [Sep 27, 2008]
    Are you still running standard power FM?

    Forgot to mention that both me and the other half have 6 points each, but that's hardly effected the premium to be honest...
    #5
  7. Nilz
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    Nilz Defo worth the wait :)

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    [Sep 27, 2008]
    Havent really changed this year, as was on the A4, so transferred it across to the S3, so guess I will just have to wait and see on the next renewal.
    #6
  8. voorhees
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    voorhees Moderator Staff Member Moderator

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    [Sep 27, 2008]
    mate changed from TT group 18 to derv pug group 9 and got 30 quid off!?
    wankers they are...ex is an insurance broker
    #7
  9. Adieu Earth
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    Adieu Earth New Member

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    [Sep 27, 2008]
    I'm with Swiftcover. £217 and I'm well pleased with that. I 'fessed up to having having a bike accident a couple of weeks ago so was pleasantly surprised at the price they quoted :sm4:
    #8
  10. quattrojames
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    quattrojames Moderator Staff Member Moderator

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    [Sep 27, 2008]
    I renewed with First Direct a few months ago, and they were offering to beat your renewal premium by £30. I was a bit sceptical tbh, but to be fair to them they did :)

    All i would say is to anyone under 25 don't for a minute believe that premiums will drop when you reach 25. Total bull sh1t!!
    #9
  11. unkle
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    unkle Beer God

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    [Sep 28, 2008]
    Paying £380 for the van, happy with that...
    #10
  12. golf
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    golf ***** rent boy VCDS Map User

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    [Sep 29, 2008]
    Paying under a grand now for the R32, which isn't bad as I'm still a nipper at 21. With Morethan insurance.
    #11
  13. Nilz
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    Nilz Defo worth the wait :)

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    [Sep 29, 2008]
    Insurance is a funny ol' game hey!!!
    #12
  14. MintyS3
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    MintyS3 Works 60% the time, Everytime.

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    [Sep 29, 2008]
    No guarantee the insurer your with will reduce your premium the next year but if you shop you should get it cheaper.
    #13

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