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car-finance.net

Discussion in 'General Chat' started by marriedblonde, Apr 28, 2008.

  1. marriedblonde
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    marriedblonde Moderator

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    [Apr 28, 2008]
    Morning,

    anyone used Car-Finance.net to finance their car? I've bought my wife a new car but the dealers finance offering isn't very good. Car-finanance seem to offer some decent rates. Or has anyone else got a recommendation for a third party finance company?

    I'm looking for something with a balloon payment at the end.

    Thanks,

    J.
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  3. SteveTDCi
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    SteveTDCi Active Member

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    [Apr 29, 2008]
    don't alliance & leicester do loans with balloon payments ? if not straight HP from tesco cannot be beaten
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  4. Nickynibbles
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    Nickynibbles Damn it where's 7th gear when you need it?!

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    [Apr 30, 2008]
    Having worked in corporate asset finance for a couple of years a wee while back arranging vehicle finance was one of my task on behalf companies so got a good grasp on this subject! Did once help an ex-girlfriend sort out her personal finance for a new Audi A4 cab and basically just played a few companies off each other before going back to the dealer with a written quote saying beat this & i'll go with you here & now. The simplest game to play is to ask several different companies for written quotes then doctor the figures if you can to keep driving down the quote. I had one company email me a quote on an excel template so very easy to tweak the figures. Ending up saving a fortune on the inital quote & the Audi dealer were game to quote matching. The other thing was I was open with them saying I worked for Barclays Asset Finance so they would know I couldnt be bullshitted basically! No harm in trying the same tactic with a few companies to drive down the price!
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  5. marriedblonde
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    marriedblonde Moderator

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    [Apr 30, 2008]
    They used to but I think they stopped that about 4 years ago. Marks and Spencers offer one but they have a top lend limit which isn't enough!

    J.
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  6. marriedblonde
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    marriedblonde Moderator

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    [Apr 30, 2008]
    Hiya,

    Thanks for the reply, thats what I was trying but I only managed to get a decent quote from car-finance. Mercedes would move a little on their prices but it was still £3.5K over the term. Audi and BM in the past have price matched but Merc obviously dont need the business!

    The lady at Car-finance has been very helpful and I have gone with them. so far recommended!

    J.
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