I sure some of you guys are much more familiar with PCPs than I am. When I come to change my current A3 for a new one what, if any, are the advantages of using a PCP such as Audi Solutions (currently 7.8%) over using cash from my savings. I can obviously use the value of my current A3 as the initial payment. As things stand at the moment I tend to change my car every 3 years and, even though I am now retired, I hope to be able to continue to do this. Any views would be much appreciated.