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BLOODY WICKED!

Discussion in 'General Chat' started by JayB5UK, Mar 2, 2007.

  1. JayB5UK
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    JayB5UK Member

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    Not only is it Friday, (!) but I found out I got over a Grand back from Nat West from re-claimed Bank Charges today!!!!!!!

    I AM A BIT HAPPY!
    #1
  2. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Nice one, drinks on you tonight then?
    #2
  3. JayB5UK
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    JayB5UK Member

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    Certainly are!
    #3
  4. L1 HCS
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    L1 HCS Active Member

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    well done to you!
    #4
  5. fingermouse
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    fingermouse thats me

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    rather silly paying them in the first place lol but well done
    #5
  6. jcs356
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    jcs356 Brum brum

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    Well done.
    #6
  7. Andy101
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    Andy101 Member

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    Top man.

    Waiting on an answer from Barclays !!
    #7
  8. marmite
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    marmite Counting the Tesco Club points

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    I may have missed something herre, I'm with Barclays what you waiting for ??
    #8
  9. Andy101
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    Andy101 Member

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    You can claim back all bank charges for the past six years if they do not represent the loss incurred to the bank. ie they charged you £30 for using your card when you were over your overdraft limit five years ago. It did not cost the bank £30. That's a bit unfair so you can now claim it back. Read the link and treat yourself to something nice !!

    http://www.which.co.uk/reports_and_...it/Bank charges/what_you_can_do_559_74997.jsp
    #9
  10. TDI-line
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    TDI-line Uber Post Whore

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    Nice result.

    Did they make you shut your account down?
    #10
  11. Mart
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    Mart Active Member

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    Thing that get's me with this, is surely the Banks are going to want to get this money back in some way, so they'll only start charging for other things, like using a differnet cash machine again!
    #11
  12. S3tony
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    S3tony Member

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    i wish i had been charged more than once, would have been a nice savings account, i could do with the money.
    #12
  13. a4sline190
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    a4sline190 Member

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    Yeah, Banks will make up the costs somehow, probably by applying charges for using your account even when in credit, it will end up that the people who never ever got charges on their account as they managed it well will end up paying for the people who incurred the charges in the first place.

    Anyway at least you got them back which is good for your pocket.
    #13
  14. Rich
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    Rich Rollin on boost mother hubbards

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    Hmmm I'll have to try this somwhen... who do you address the letters to? "The bank manager" @ your account branch or somthing>?
    #14
  15. JayB5UK
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    JayB5UK Member

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    No, but I did anyway, kept using the O/D for emergencies - beer & motorbike parts mainly!
    #15
  16. JayB5UK
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    JayB5UK Member

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    go to www.moneysavingexpert.com and look for the re-claim part, there are template letters on there, piece of cake. Make sure you used Special Delivery or at least recorded delivery so you know when the letters made it there.
    #16
  17. Andy101
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    Andy101 Member

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    RESULT :yes: Barclays have offered to cough up in full. To be honest I was a little suspect about it all until I got their letter. For info, they did not request I close the account. Get ou there and do it. A handsome return on the price of a first class stamp. :o.k:
    #17
  18. SamDude
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    SamDude Active Member

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    You do realise that it is your money that they returned rather than giving you 'free' money as a bonus?

    Being charged more only means that you would have been more out of pocket just for them to return it (-interest)...

    :readit:
    #18
  19. Andy101
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    Andy101 Member

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    But they pay lost interest at 8% - You getting that at your bank ?
    #19

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