I'm looking at buying a new A3 Sportback 2.0 TDI Quattro S-Line. I have no part-ex and have cash for around 1/3 of the price. My question is - what's the best rate finance deal I can expect from Audi ? I can easily take out a personal loan on a 5 to 6 % APR. Can audi match or beat this ?? I need a straight finance deal - not PCP, leasing, etc. We bought a used (6 months old) previous shape A6 last August and Audi offered us a 5% deal on a short-term loan of 18 months. We took this up as it was ideal for us. Although another dealer didn't mention this deal at all and was hell-bent on signing us up for a PCP plan of undisclosed APR - later turned out it was 14.9% APR - no thanks !! and also because of this I won't buy anything from my local dealer. What's the best deal I can expect ? many thanks for any personal experiences.