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Any young(ish) A4 drivers?

Discussion in 'A4/A4 cabriolet/S4 forum(B6 chassis)' started by Mikebabs1, Apr 11, 2005.

  1. Mikebabs1
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    Mikebabs1 Member

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    [Apr 11, 2005]
    Hi all,

    Just wondered if there were any other under 25 A4 drivers on here who could recommend any cheap insurers?

    I'm 24, bought my 2.0 SE (51) last year (when I was, wait for it ... 23!) and got a good quote with Admiral, who I also have my Golf insured with. Renewal is coming up and the renewal quote is reasonable. Have done a few other quotes online, including Elephant, and Bell Direct (all part of the Admiral group), which are around the same. E-sure and First Alternative won't insure me because of the age/car combination.

    I'm getting quotes of just over the £500 mark. This includes 6 years no claims bonus, protected no claims, 12k miles per year, having the missus on the policy (she's 24 too) etc.

    I think £500 is actually quite reasonable, but I just thought I'd ask if anyone else had any recommendations of insurers to try? (The missus works for Churchill and they quoted me £800+ !!)

    Cheers.

    Mike
    #1
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  3. Soupie69uk
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    Soupie69uk Owner

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    [Apr 11, 2005]
    I dont have a B6 but have a B5 and am 20 got it when i was 19 and have been insured with Admiral and Elephant. Was with them with my 309GTI when i passed my test as well.
    I can't find anyone cheeper for me although one of my mates is with Tesco but they were more expensive for me.
    Hope this helps your decision.

    Cheers
    #2
  4. Markey
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    Markey Active Member

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    [Apr 11, 2005]
    I was with Tesco and they wanted 1400 pounds for this years renewal, so i phoned Admiral and got a qwote for 600 with business miles on as well.
    They even give you 1 month free, which was good.
    Oh and im 23.
    #3
  5. Mcgough
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    Mcgough Member

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    [Apr 11, 2005]
    Im with elephant pay £425 for a A4 avant 1.9tdi insured for 18k with 3 years PNCB, and im 23
    #4
  6. Audination
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    Audination Member

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    [Apr 11, 2005]
    I'm not as Young as you guys but i'm with Elephant also and they are about the cheapest around!
    #5
  7. Kevint
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    Kevint Active Member

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    [Apr 11, 2005]
    Direct line has been the cheapest for me many times round.

    Kev.
    #6
  8. imported_bubstar
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    imported_bubstar Guest

    [Apr 11, 2005]
    E-Sure ........................£349 Fully comp with the Mrs and 8Yrs NCB. I'm a little older than you boys though (just a little) /ubbthreads/images/graemlins/wink.gif
    #7
  9. GSCollie
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    GSCollie Member

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    [Apr 11, 2005]
    Directline has always come up trumps, otherwise Egg Insurance and that was on an S3.

    Now I have my S4 Sainsbury's Bank is cheapest by about £300 but the excess is higher, hence the reason. Only quote under a grand for 29 years of age plus 6 years protected NCD on Group 20.

    Not quite as young as you but had a £10K write off in 2002 (other party at fault) and banned from driving in 1997 (don't ask why, long story) so quote is good given the circumstances
    #8
  10. richy
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    richy Member

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    [Apr 12, 2005]
    20 years old. wll be getting an S4 in may.... depending on delivery to dealer. and my insurance will be just over 2k fully comp.. including a named driver on a prosche cayenne S aswell. also allows me to drive any car upto a 2.8 aswell fully comp..

    thats with Zurich on a private client policy.
    #9
  11. chasdrury
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    chasdrury Member

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    [Apr 12, 2005]
    I am 21 - my insurance on my b6 is £900 fully comp, 3 years ncb, 6 points with privilige

    chaz
    #10
  12. CJ A4
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    CJ A4 Active Member

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    [Apr 12, 2005]
    [ QUOTE ]
    20 years old. wll be getting an S4 in may.... depending on delivery to dealer. and my insurance will be just over 2k fully comp.. including a named driver on a prosche cayenne S aswell. also allows me to drive any car upto a 2.8 aswell fully comp..

    thats with Zurich on a private client policy.

    [/ QUOTE ]


    Oh how the other half live /ubbthreads/images/graemlins/crazy.gif
    #11
  13. richy
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    richy Member

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  14. richy
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    richy Member

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    [Apr 12, 2005]
    don't worry i do pay a fair wack!! for what i drive...
    #13
  15. GSCollie
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    GSCollie Member

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    [Apr 13, 2005]
    Can't be bad, must be getting a few rewards with your Shell plus points from that amount of fuel!!
    #14
  16. markpetty
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    markpetty Member

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    [Apr 14, 2005]
    I bought my 53-reg A4 1.8T 190PS Sport when I was 23. It's group 16, I had one years no-claims bonus, no points or accidents and got a year fully comp. from Elephant for £800. The year after it went down by about £130 to £670 and hopefully next time it's gonna come down singnificantly again. When I first looked Elephant were at least half as cheap as anyone else I could find.
    #15
  17. Mcgough
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    Mcgough Member

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    [Apr 15, 2005]
    ha ha ive used £140 in 6 months of diesel
    #16
  18. richy
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    richy Member

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    [Apr 16, 2005]
    MCGOUGH!!! no wish ass comments please lol

    i wish my car would do that.. but dreams never come true.. lol
    #17
  19. Mcgough
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    Mcgough Member

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    [Apr 16, 2005]
    ha ha ive used £140 in 6 months of diesel - sorry i lied ive just put £5 in so thats £145 in 6 months- and ive kept all recipts(how anal?)
    #18
  20. CJ A4
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    CJ A4 Active Member

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    [Apr 16, 2005]
    So you have a nice car but just dont drive it anywhere! Or is it cause its always in the garage??? /ubbthreads/images/graemlins/noidea.gif
    #19
  21. Mcgough
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    Mcgough Member

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    [Apr 17, 2005]
    Cause ive got a van and another car
    #20
  22. CJ A4
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    CJ A4 Active Member

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    [Apr 17, 2005]
    Ah ok that explains it! Even so little petrol (diesel) you cant be driving it much though. A car like that should be driven everywhere to show it off! /ubbthreads/images/graemlins/wink.gif
    #21
  23. Audination
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    Audination Member

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    [Apr 18, 2005]
    Me to ha ha, glad i've not got them bills.. /ubbthreads/images/graemlins/fuck_you.gif
    #22
  24. Mcgough
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    Mcgough Member

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    [Apr 18, 2005]
    [ QUOTE ]
    Ah ok that explains it! Even so little petrol (diesel) you cant be driving it much though. A car like that should be driven everywhere to show it off

    [/ QUOTE ]

    Every chance i get i go out in it, but just a bit too busy at moment, thats why ive got it for sale cause girlfriend recons its a waste of money
    #23
  25. Ney
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    Ney New Member

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    [Apr 18, 2005]
    try carole nash /ubbthreads/images/graemlins/soap.gif
    #24
  26. CJ A4
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    CJ A4 Active Member

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    [Apr 18, 2005]
    [ QUOTE ]
    thats why ive got it for sale cause girlfriend recons its a waste of money

    [/ QUOTE ]

    Yeah but what do most girlfriends know mate /ubbthreads/images/graemlins/wink.gif /ubbthreads/images/graemlins/laugh_2.gif
    #25
  27. Mcgough
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    Mcgough Member

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    [Apr 18, 2005]
    [ QUOTE ]
    Yeah but what do most girlfriends know mate

    [/ QUOTE ]

    Washing, cleaning, nagging, shagging, all the important stuff!!!

    HA HA
    #26
  28. CJ A4
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    CJ A4 Active Member

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    [Apr 18, 2005]
    /ubbthreads/images/graemlins/lol.gif very true!
    #27
  29. imported_kris_tdi
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    imported_kris_tdi Guest

    [Apr 18, 2005]
    im 22 and got a b5 2.5 tdi, got it when i was 21.

    with elephant and pay £746 with 1 years ncd.
    #28
  30. GSCollie
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    GSCollie Member

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    [Apr 18, 2005]
    £145 in six months, thats how much Optimax I use in a good month!! Coupled with a trip to London or the Highlands every now and then you're talking either side of £200. But hell its worth it! /ubbthreads/images/graemlins/smile_smoking.gif

    As for insurance, still maintain Directline, Egg or Sainsburys are probably the better deals. Confused.com gets itself confused and the AA........ well they're a joke. They must serach throught the UK's lead rip off merchants, was quoted £3600 at 29 for my S4 with 6 years protected NCD /ubbthreads/images/graemlins/cry.gif
    #29
  31. Mikebabs1
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    Mikebabs1 Member

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    [Apr 19, 2005]
    Thanks for all the responses. I think I have tried all the ones suggested that I hadn't already. If anyone's interested, I've included the results below.

    These are all based on a 24 year old Software Developer with 6 years protected NCD, SDP and Commuting to 12k per annum, parked on driveway in West Wickham (near Bromley), Kent, with 1 additional driver (24 year old female), on my October 2001 A4 2.0SE Manual Saloon with no mods (oh and £100 voluntary excess).

    Order lowest priced to highest:

    Bell Direct - £549.00
    Elephant - £562.00
    Admiral Renewal - £598.48
    Sainsburys - £625.00
    Directline - £680.40
    Egg - £723.45
    TheAA - £761.00
    Norwich Union Direct - £795.00
    Churchill - £862.00
    Budget/Fortis - £866.49
    Dial Direct/Fortis - £870.66
    Its4Me/Fortis - £944.63
    SWINTON/Fortis - £944.63
    Direct Choice/Allianz - £952.12
    Direct Choice/Cornhill - £1,313.00
    Direct Choice/Groupama - £1,632.40

    I don't know why I didn't just try Direct Choice in the first place and save myself all the hassle!! /ubbthreads/images/graemlins/lol.gif

    Cheers

    Mike
    #30
  32. HadesGrave
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    HadesGrave New Member

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    [Apr 19, 2005]
    23 with Churchill on 04 A4

    They're fairly good
    #31
  33. markpetty
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    [Apr 20, 2005]
    But not as good as 8 other insurers that Mike tried. They obviously didn't quote him happy.
    #32
  34. imported_topcat28
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    imported_topcat28 Guest

    [Apr 20, 2005]
    My girlfriend couldn't get her golf clubs in the back of an A3, so has just ended up with a brand new Alfa 147. Surprisingly nice little car! Anyway, not an A4 obviously, but Gp 12, so similar I assume to a 2.0 A4?

    She's 22, with 5 years no claims. Did have a big prang a year back, but fully recovered. Does have 6 (yes six!) points though for speeding... Lives in a fairly urban part of Surrey.

    Huge range in quotes after Churchill couldn't change her insurance over on the day she picked up her insurance - their "computer" had completely stuffed up her records. Raised a few interesting questions, but that’s a different story.

    The point - the best quote by far was Norwich Union - £599. Suggs certainly quoted her happy...!
    #33

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