Guys, back in Jan I was hit by a motor bike, square in the rear. Fortunately everybody was OK and the car was cosmetic (slow moving traffic on motorway). Anyway.... I claimed via DL as a non fault accident, work has now been carried out, and being non fault no excess payable. The other party has disputed the claim saying that I pulled in front of him, hence I am being told by my insurer that they would like to suggest knock4knock as the were no witnesses, my word against his etc. Now I am not really happy about going down this road for 2 reasons, seems like I will be admitting a degree of fault, as such, although i have my no claims protected it does limit my future claims (if i am unlucky enough to have a fault claim). My insurer feels that this cannot be won, but why do I have to (potentially) suffer because of this? Any help would be appreciated Cheers.