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An Interesting question

Discussion in 'A3/S3/Sportback (8P Chassis)' started by h5djr, Feb 6, 2006.

  1. h5djr
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    h5djr Well-Known Member VCDS Map User

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    [Feb 6, 2006]
    As a follow on from the thread about recommending a car for a wife/girlfriend.

    This is a question for those members of the forum who drive a car provided by their employer....

    If you were not provided with a company car and had to purchase, insure and run a car from your own money, what do you think you would be currently driving?
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  3. stevieboy
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    stevieboy Member

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    [Feb 6, 2006]
    I opted out of the company car scheme in order that I could buy the Audi. Their scheme was limited to just a few manufacturers and Audi wasn't one of them.

    OK the company provide part of the expense but there was never going to be another choice of car.

    If I had to buy my own car it would still be the A3.
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  4. Amchlolor
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    Amchlolor Active Member

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    [Feb 6, 2006]
    If it were my own money I wouldn't buy a new car and I wouldn't buy a premium brand.

    For example,there's no way on earth I would pay £300 for an Audi service when the same engine in a Golf costs much less to service.

    I'd probably be driving a used (up to 3 year old,probably) Golf or Focus.

    Something humdrum,reliable and cheap to run and spend the rest on motorbikes,hookers and drugs.
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  5. mikep
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    mikep Member

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    [Feb 6, 2006]
    I run my own company, but I buy all my cars from my own funds. I charge my company mileage, which covers the cost of the car and servicing, as I do about 18k miles a year on business.
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  6. h5djr
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    h5djr Well-Known Member VCDS Map User

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    [Feb 6, 2006]
    Bowfer

    The same engine in a A3 can be much cheaper to service depending on the dealer. 1st AVS service - £184.24

    I'm sure your lovely wife would be quite happy with you spending your money on motorbikes, providing she could have her Mini !. But as for hookers and drugs...
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  7. simonl
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    simonl Member

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    [Feb 6, 2006]
    [ QUOTE ]
    For example,there's no way on earth I would pay £300 for an Audi service when the same engine in a Golf costs much less to service.

    [/ QUOTE ]

    Hardly. Dealers are independent of each other and thus charge what they want for a service. I've paid upwards of £200 for a basic service in a golf before. (naturally i shan't be returning there!) /ubbthreads/images/graemlins/grin.gif

    i'll be keeping an eye out for Bowfers Lada any time soon. /ubbthreads/images/graemlins/beerchug.gif I wonder if the Riva L comes with DSG? /ubbthreads/images/graemlins/grin.gif
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  8. h5djr
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    h5djr Well-Known Member VCDS Map User

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    [Feb 6, 2006]
    I wonder if there is a forum for Ladas
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  9. simonl
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    simonl Member

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    [Feb 6, 2006]
    i'll find it! /ubbthreads/images/graemlins/ok.gif
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  10. simonl
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    simonl Member

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    [Feb 6, 2006]
    couldn't find it, but I found Bowfers Lada! /ubbthreads/images/graemlins/beerchug.gif /ubbthreads/images/graemlins/grin.gif

    [​IMG]
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  11. Japper
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    Japper Ibis S3 Fan Club

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    [Feb 6, 2006]
    [ QUOTE ]
    If it were my own money I wouldn't buy a new car and I wouldn't buy a premium brand.

    For example,there's no way on earth I would pay £300 for an Audi service when the same engine in a Golf costs much less to service.

    I'd probably be driving a used (up to 3 year old,probably) Golf or Focus.

    Something humdrum,reliable and cheap to run and spend the rest on motorbikes,hookers and drugs.

    [/ QUOTE ]

    Bowfer, it cost me more to service my Golf 150PD than it does my A3. Same dealership - go figure that one !
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  12. Japper
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    Japper Ibis S3 Fan Club

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    [Feb 6, 2006]
    [ QUOTE ]
    couldn't find it, but I found Bowfers Lada! /ubbthreads/images/graemlins/beerchug.gif /ubbthreads/images/graemlins/grin.gif

    [​IMG]

    [/ QUOTE ]

    Nice cut and shut, but without the shut /ubbthreads/images/graemlins/grin.gif
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  13. marriedblonde
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    marriedblonde Moderator

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    [Feb 6, 2006]

    I opted out of having a company car about 5 years so you kinda know my answer to that question.

    Sevicing wise the R32 was on variable serivicing and the first service was £250 at 17K miles,
    the audi was £192 at 16.5K ish...

    I got better serivce from Audi and they found me a courtesy car with very little notice. the car
    ready on time and they even do servicing over night.

    J.
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  14. Eeef
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    Eeef Lord of War

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    [Feb 6, 2006]
    [ QUOTE ]
    For example,there's no way on earth I would pay £300 for an Audi service when the same engine in a Golf costs much less to service.

    [/ QUOTE ]

    So shop around or take it to a Skoda/VW dealer.

    There's very little in the servicing costs between VW/Audi.
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  15. bacardi
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    bacardi Active Member

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    [Feb 6, 2006]
    I've only just opted back in to company cars, after 6 years of owning my own, i went a little mad and blew too much/lost too much money on them so for me, depreciation is the key....

    so i'd have something similar to what I have now, probably 2.0t or V6 though
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  16. wilko
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    wilko Top Gear

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    [Feb 6, 2006]
    [ QUOTE ]
    If it were my own money I wouldn't buy a new car and I wouldn't buy a premium brand.

    For example,there's no way on earth I would pay £300 for an Audi service when the same engine in a Golf costs much less to service.

    I'd probably be driving a used (up to 3 year old,probably) Golf or Focus.

    Something humdrum,reliable and cheap to run and spend the rest on motorbikes,hookers and drugs.

    [/ QUOTE ]

    Can we have bowfer kicked out please he said the F word!!! /ubbthreads/images/graemlins/cry.gif
    #15
  17. cosmicblue
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    cosmicblue Member

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    [Feb 7, 2006]
    Having opted out of a company car back in 2001, and then back in last August I found the only financially viable way if one covered high mileage was something with a higher than normal residual value.....

    An A4 Cabrio did the deed admirably /ubbthreads/images/graemlins/cool.gif, the three Saabs (Saab nut) had previously all lost a load of money /ubbthreads/images/graemlins/frown.gif /ubbthreads/images/graemlins/blush.gif
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  18. Amchlolor
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    Amchlolor Active Member

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    [Feb 7, 2006]
    Oh the banter... /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/bang.gif

    There's zero point in opting out of a company car scheme if you plan on staying with a premium car.

    I only 'buy' nice cars because it's someone else's money.

    Cars simply don't interest me enough to warrant spending loads of my own dosh on one.
    #17
  19. Japper
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    Japper Ibis S3 Fan Club

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    [Feb 7, 2006]
    [ QUOTE ]
    Oh the banter... /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/bang.gif

    There's zero point in opting out of a company car scheme if you plan on staying with a premium car.

    I only 'buy' nice cars because it's someone else's money.

    Cars simply don't interest me enough to warrant spending loads of my own dosh on one.

    [/ QUOTE ]

    Bowfer,

    Lease rates for a 3 series BMW are cheaper than an equivalent Ford Mondeo.......reason ?, retained value after 3 years. You are only ever financing the depreciation, so to say premium brands are expensive is not always the case.
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  20. Amchlolor
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    Amchlolor Active Member

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    [Feb 7, 2006]
    [ QUOTE ]
    [ QUOTE ]
    Oh the banter... /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/bang.gif

    There's zero point in opting out of a company car scheme if you plan on staying with a premium car.

    I only 'buy' nice cars because it's someone else's money.

    Cars simply don't interest me enough to warrant spending loads of my own dosh on one.

    [/ QUOTE ]

    Bowfer,

    Lease rates for a 3 series BMW are cheaper than an equivalent Ford Mondeo.......reason ?, retained value after 3 years. You are only ever financing the depreciation, so to say premium brands are expensive is not always the case.

    [/ QUOTE ]

    That's a little misleading though Japper.

    Whilst you're undoubtedly correct that the depreciation figure (percentage) for a Mondeo is more than an Audi/BMW,those figures are always based on the full RRP.

    A private buyer will pay much less than RRP for a new Mondeo (sometimes an astonishing amount less,I've seen Mondeos having up to £7k off),so the traditional depreciation figures/calculations are suddenly made null and void.

    His Mondeo won't be worth any less in three years,just because he paid less for it.
    It'll still be worth £7k (for the sake of argument),so the fact he paid much less for it in the first place makes his depreciation figure much healthier.
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  21. Japper
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    Japper Ibis S3 Fan Club

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    [Feb 7, 2006]
    [ QUOTE ]
    [ QUOTE ]
    [ QUOTE ]
    Oh the banter... /ubbthreads/images/graemlins/blush.gif /ubbthreads/images/graemlins/bang.gif

    There's zero point in opting out of a company car scheme if you plan on staying with a premium car.

    I only 'buy' nice cars because it's someone else's money.

    Cars simply don't interest me enough to warrant spending loads of my own dosh on one.

    [/ QUOTE ]

    Bowfer,

    Lease rates for a 3 series BMW are cheaper than an equivalent Ford Mondeo.......reason ?, retained value after 3 years. You are only ever financing the depreciation, so to say premium brands are expensive is not always the case.

    [/ QUOTE ]

    That's a little misleading though Japper.

    Whilst you're undoubtedly correct that the depreciation figure (percentage) for a Mondeo is more than an Audi/BMW,those figures are always based on the full RRP.

    A private buyer will pay much less than RRP for a new Mondeo (sometimes an astonishing amount less,I've seen Mondeos having up to £7k off),so the traditional depreciation figures/calculations are suddenly made null and void.

    His Mondeo won't be worth any less in three years,just because he paid less for it.
    It'll still be worth £7k (for the sake of argument),so the fact he paid much less for it in the first place makes his depreciation figure much healthier.

    [/ QUOTE ]

    True, if you buy a pre-registered or nearly new......fair point /ubbthreads/images/graemlins/beerchug.gif
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  22. Anito
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    Anito Member

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    [Feb 7, 2006]
    I also opted out of a company car scheme over 5 years ago to buy an Audi so in my case that answers itself.

    I guess it will always boil down to what you can afford.
    #21
  23. Amchlolor
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    Amchlolor Active Member

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    [Feb 7, 2006]
    The next question is,how do you determine the amount of extra dosh you should get instead of the car ?
    The websites I've seen (like 'Cash or Car') aren't much good.
    I would be looking for an after-tax amount of roughly the monthly payments (approx £350 per month for my car) + a wee bit extra for insurance/running costs.
    So I would be looking at an after-tax figure of between £450-£500 before I would even think about doing without the car.
    Add that to the tax I would save (approx £140 a month) and I would be substantially better off each month.

    That's the bit that always makes me laugh actually.

    When I speak of doing away with my company car,people always say "yeah you'll save the tax".

    What...£140 a month ?

    Whoopee !

    I want a STACK more than that ! /ubbthreads/images/graemlins/grin.gif
    #22

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