1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Amazing Insurance Quote...imo

Kohaku Jan 24, 2013

  1. Kohaku

    Kohaku Member

    196
    27
    16
    A broker friend of mine has just quoted me £244 Fully Comp, Full NCB due in 3 weeks. (£182 without my growing list of 6 Points).Inc £400 vol Ex. and all the usual other bits Thought I would do a bit of shopping around,and found the following so far.

    Swinton -£424
    Rias-----£940..lol
    Aviva----£333.

    Awaiting SAGA (Yes,i'm an old bugger).Dont hold out much chance, charged me £215 for 2.0 tdi 170 + £92 for 6 mths on RS.and no speeding points.
     
  2. h n y +

    h n y + Member

    60
    22
    8
    do you mind me asking how old you are kohaku . i am 32 and just waiting for them to get nearer the three year old mark before i buy . any body on here round my age . i would like to know what i am looking at paying insurance wise .
     
  3. Kohaku

    Kohaku Member

    196
    27
    16
    I am 65.

    Think it was cheaper because. When i was asked the question, where's it kept . I answered ' I sleep in the car for extra security'.
     
    Nathan_jones2002 likes this.
  4. 45bvtc

    45bvtc Well-Known Member Supporter Team Daytona Gold Supporter Team Cornflower Blue Team Sahara Silver Audi RS3 Audi TT Audi A1

    3,930
    5,832
    113
    Hi Kohaku,

    I'm 67-years young with a clean driving licence (honest) and have paid SAGA £397 for 2011/12 and £364 for 2012/13. To put this into perspective in 2010 I paid £255 for a 2001 S3.

    Question: Do I think the RS3 worth spending £200 more per year than an S3? Undoubtedly, the RS3 suits me just fine...
     
  5. A3simon

    A3simon Active Member

    982
    40
    28
    I'm 30 and pay £340 FC with sainsburys insurance
     
  6. JudderMan

    JudderMan Well-Known Member

    1,010
    168
    63
    Wow, I'm 30 in July and I'm paying close to a grand! Will give Sainsbury's a whirl.

    Edit: scrap that, £3000 for my 8L.
     
    Last edited: Jan 24, 2013
  7. JonnyG

    JonnyG Active Member

    227
    67
    28
    Many insurance companies do seem to be "kind " to RS3 owners

    I'm with Privilege for £280 a year after extras (and in my fifties)
     
  8. Kohaku

    Kohaku Member

    196
    27
    16
    That sounds very good for your age..

    I'm probably as low risk as you can get. ( Apart from speeding offences) Max 6000 miles per year.
     
  9. dancupra225

    dancupra225 Active Member

    667
    25
    28
    I work for swinton
     
  10. Kohaku

    Kohaku Member

    196
    27
    16
    I believe many insurers are not in the market for us. Obviously Swinton take the negative approach.

    One company may be in a position to take most of the 750 of us that will be looking for a new home in the next 12 months.


    Just contacted Sainsburys.NO GOOD. Min Ex £750

    Premium £446....Another company doesn't want to be in this market...fools.
     
    Last edited: Jan 24, 2013
  11. s4tronic

    s4tronic New Member

    23
    4
    1
    I pay less for S4 than for Seat Leon FR 2.0t I had before it... £271 FC, 8 years NCB and 29 years of age... I was very surprised by this but checked twice and its correct
     
  12. Vito

    Vito Active Member

    163
    86
    28
    I was with sainsbury`s insurance up until last october, and was paying £470 for a mk5 GTi. No points, 13 years NCB, and I`m 44. When I was buying the RS3 I rang them to find out how much more they wanted from me and to my amazement they quoted me a whopping £ 1900 a year!!!!!!!!!!!!! Shocking I couldn`t belive it, I was really really p....d off with them so I sent them a right nasty email and good bye sainsbury insurance. Now I`m with admiral, at first they wanted £ 500 but then dropped it to £400 when I decided to get a multicar policy instead for me and my daughter, I bought her a 2005 Polo 1.2, she is 18, just passed her test and I paid £ 1600 for her insurance or could have been £ 1400 if we had a insurance tracker fitted to her car.
     
  13. h n y +

    h n y + Member

    60
    22
    8
    the best i have had is £1778 from privilege guess it is the manchester post code . :3sadwalk:
     
  14. NHN

    NHN Retrofitter - Audi - VW - Skoda - Seat Site Sponsor VCDS Map User

    29,420
    1,740
    113
    Bite there hand of for £244.
     
  15. monkeyboy_marcus

    monkeyboy_marcus Active Member

    353
    137
    43
    I'm due to renew tomorrow, got it down to £490 with Direct Line (been with them for 8 or 9 years) but having seen some of the figures above I might shop around. I'm 38 by the way and have a Sevenoaks, Kent postcode, garage and tracker fitted.
     
  16. Real Thing

    Real Thing Active Member

    104
    63
    28
    Can never understand insurance pay £330 for the RS3 9 years NCB then I had a Golf Edition 30 added on a Multi-Car Policy with 1 Years NCB last year nearly £600 just swapped it over to put the GT-R on it was thinking I would need to switch the RS3 NCB to bring it down and it costing less than the Golf (Only £580) with 1 Years NCB and same conditions.
     
  17. CarrG

    CarrG Active Member

    261
    36
    28
    £320 FC Euro cover & Breakdown, Sainsburys Age: 34 Garaged with reasonable postcode
    My 50k Cali is £190!!
     
  18. S3 AD

    S3 AD Active Member

    267
    83
    28
    The RS3 costs me LESS to insure that my S3, the S3 was 2 years ago when I was 30 but I was very nicley suprised. When renewing I did get quotes up to £1500 for the RS3 tho
     
  19. 45bvtc

    45bvtc Well-Known Member Supporter Team Daytona Gold Supporter Team Cornflower Blue Team Sahara Silver Audi RS3 Audi TT Audi A1

    3,930
    5,832
    113

    Maybe the reason for 'low' insurance is: (a) there aren't many RS3s out there so the statistical accident rate is low, (b) many are being driven by old far#s, mine included, and (c) the insurance industry think us safe and steady ~ ~ ~ ~ ~ sorry, but I just had to laugh at that!

    Maybe dancupra225, with Swinton informed knowledge, can tell us.

    PS: one definition of 'driving fast' is to compare: (a) the number of times you overtake to (b) the number of times you're overtaken: I can't ever recall been overtaken on A/B roads whilst in the RS3, ever...
     
  20. CarrG

    CarrG Active Member

    261
    36
    28
    I think begining of last year we put it down to (A) but since we've had stolen at knife point, 3 smashed up, 1 stolen interior and a few known minor claims...

    I think we all maybe in for a shock come renewal??
     
  21. P_G

    P_G Active Member

    383
    93
    28
    I'm impressed by a lot of the prices quoted here but at the same time sceptical I could get better given my own position. TBH I just swapped the RS4 for the RS3 at Admiral Multicar and they charged me to add air filter and exhaust to my mods on the 3 by about £30 so theoretically that meant the 3 was £30 more to insure than my RS4 which is reasonable enough since it is about 3x the value and I'm doing 3x the mileage in it. I suspect they were having me over a barrell though because I simply swapped cars on the same policy.

    I'll be shopping around next time as I'm not convinced multicar is worthwhile when only two cars. Theoretically my RS3 is costing £730 for Class I business use on 15k miles, no points, 11 years protected NCB, 1 fault accident, 2 windscreen claims and two non fault fully recovered accident notifications in the last 5 years, 39 years old. Partner on policy as well for SDP, 39 years old, 2x SP30, no accidents.
     
  22. h n y +

    h n y + Member

    60
    22
    8
    i wonder who is the youngest rs3 owner on here . i would like to know what he or she is paying .
     
  23. Kohaku

    Kohaku Member

    196
    27
    16
    SAGA - £375 Not inc 2x 3pts Speeding

    Obviously another not interested in this market.
     
  24. RYes3

    RYes3 Active Member Team Nardo Audi RS3

    919
    198
    43
    £580 here with a terrible looking license ;) 30 years young
     
  25. wickedstef

    wickedstef Active Member

    138
    43
    28
    I'm 37, not the best example as mine's an LHD import, 8 year protected no claim ==> £600

    I think I'm being had because of the LHD, but that's a choice I accept.
     
  26. monkeyboy_marcus

    monkeyboy_marcus Active Member

    353
    137
    43
    Ran out of time before I had to renew and have gone with Direct Line again. £490 with 6 years NCB and £500 excess was the best they could do and Sainsbury's, Swinton etc couldn't do significantly better. That's £90 more than for the 1.5 year old Scirocco £25k last year. Also found that adding the gf to the policy brings the price down, which is the opposite of what I expected.
     
  27. h n y +

    h n y + Member

    60
    22
    8
    where am i going wrong i am 32 with no points 11 years ncb and £1778 is the best i can get
     
  28. Vito

    Vito Active Member

    163
    86
    28
    My previous insurers sainsburys wanted £1900 ( £1500 more then what I was paying them for a GTi, I am 44,14 years ncb,clean licence ) I told them to get stuffed and went with admiral for a nice £ 450.(Still a bit high but I have a bad Preston PR1 postcode)
    Few days ago I got an email from money supermarket with a quote for £ 360 but that was for my old GTi, and just for curiosity I changed the car details with those of the RS3, and the cheapest quote I got was for £ 520 and to my astonishment it was from SAINSBURY again, my previous insurers, the same ones that wanted 1900 quid, and that was only 2 months ago !!!!!!!!!
    Can you work that out, anybody ???
    So to the people who are paying bloody alot of hard earned cash I would say to keep trying for new quotes, you can always cancel your policy get some money back and go with somebody else.
     
    Kelza likes this.
  29. A3simon

    A3simon Active Member

    982
    40
    28
    It depends a lot on your location
     
  30. Kohaku

    Kohaku Member

    196
    27
    16
    Co-Op £670

    Job Done at £244.
     
  31. P_G

    P_G Active Member

    383
    93
    28
    Can you declare modifications with them? IIRC you can't?
     
  32. A3simon

    A3simon Active Member

    982
    40
    28
    I'm not sure but I have no mods yet will. Put the mods on when I renew
     
  33. h n y +

    h n y + Member

    60
    22
    8
    could be the manchester post code .
     
  34. Kohaku

    Kohaku Member

    196
    27
    16
    Probably because in your area you have sophisticated gangsters.down here the equivilant is the odd passing highwayman.
     
  35. MBK

    MBK Well-Known Member

    1,161
    1,111
    113
    Another happy renewal quote today, £348.74 all in, £7 less than last year. How often do you get to say that when renewal time comes around!?
     
  36. Kohaku

    Kohaku Member

    196
    27
    16
    Give Kwik Fit a ring (R&SA ) Actively looking to get us. Special rates. 0800 280 2222

    Tell them your were recommended from this forum. I told them they could have a potential 750 new customers.

    Mine was £182 + £62 for 2 speeding offences.
     
    Last edited: Mar 27, 2013
  37. MBK

    MBK Well-Known Member

    1,161
    1,111
    113
    Ok thanks, I will give them a try, nothing to lose from a quick quote.

    Update - epic fail...they don't seem to know what an RS3 is!?!
     
    Last edited: Mar 27, 2013
  38. CarrG

    CarrG Active Member

    261
    36
    28
    If unmodified try Sainsburys Online Quote. :)
     
  39. MBK

    MBK Well-Known Member

    1,161
    1,111
    113
    Sure is, I'll add the classic three words though, at the moment. I'm holding off a remap due to the drive shaft issues etc reported recently, I want to stay with an insurer who accepts mods should the mood strike. Plus every time I think about more power three little letters hover in front of my eyes...GTR!
     
  40. Kelza

    Kelza MODERATOR Staff Member Moderator Audi RS3

    3,078
    605
    113
    MBK a few tweeks and the rs3 will be all over the gtr ....:)
     

Share This Page