1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Admiral refuse to insure with remap

Discussion in 'General Automotive Chat' started by Chadders, Feb 6, 2013.

  1. Chadders

    Chadders Member

    Joined:
    Oct 6, 2012
    Messages:
    157
    Likes Received:
    5
    I've just contacted my Insurance company Admiral to see how much they would charge if my car was remapped standard stage 1 35/40bhp increase

    The answer was they wouldn't cover me [​IMG] the increase is above the percentage they would allow what tosh
    Anyone else had this experience
     
  2. Google AdSense Guest Advertisement



    to hide this advert.
  3. AlexGSi2000

    AlexGSi2000 Well-Known Member
    VCDS Map User

    Joined:
    Feb 14, 2012
    Messages:
    1,441
    Likes Received:
    191
    How old are you? My insurers didn't want to know about the word modified before I was 25.
     
  4. Chadders

    Chadders Member

    Joined:
    Oct 6, 2012
    Messages:
    157
    Likes Received:
    5
    43 1 claim in past 10 + years & that wasnt my fault !
     
  5. Tay

    Tay Active Member
    VCDS Map User

    Joined:
    May 23, 2012
    Messages:
    444
    Likes Received:
    53
    That's weird because when I was looking at my renewal, admiral were the cheapest for my car with a stage 1 map and cat back. (On a comparison site)
     
  6. skyinsurance

    skyinsurance Site Sponsor
    Site Sponsor

    Joined:
    Jul 22, 2009
    Messages:
    293
    Likes Received:
    33
    We specialise in modified car insurance, please do get in touch:

    Modified Car Insurance

    tel: 03303 331250
     
  7. skyinsurance

    skyinsurance Site Sponsor
    Site Sponsor

    Joined:
    Jul 22, 2009
    Messages:
    293
    Likes Received:
    33
    This insurer, whilst they do cater for some modifications, they predominantly insure standard UK cars. Generally speaking, a modified car requires a modified car insurance specialist.
     
  8. jdp1962

    jdp1962 Grumpy Old Moderator
    Staff Member Moderator Audi S4

    Joined:
    May 26, 2003
    Messages:
    6,845
    Likes Received:
    1,427
    It's not tosh, it's a commercial company's right to exercise its legitimate commercial judgement when deciding who it does business with, and on what terms.
     
  9. Chadders

    Chadders Member

    Joined:
    Oct 6, 2012
    Messages:
    157
    Likes Received:
    5
    I think it's tosh in the sense that they said it's above the percentage they allow when i asked what the percentage was the person i spoke to couldn't tell me she should have just said we wont insure a modified car what ever the percentage
     
  10. jojo

    jojo Looking for Boost!
    Staff Member Moderator quattro Audi S3

    Joined:
    Sep 4, 2003
    Messages:
    27,260
    Likes Received:
    2,378
    Why does everyone get their knickers in a twist when an insurance company won't cover you for this or that?

    There's like hundreds of insurance companies out there, and one will come good, no point slating the one that didn't deliver?!

    I stand by this, that comparison sites like gocompare, supermoneymarket etc .com are good for standard cars, and for modified cars, go with specialists like the forum sponsors who offer modified schemes for our members.

    For my S3 specifically, I've used greenlight, adrianflux(was with these guys last 5 years in a row, 36yrs of age, 14yrs ncb, clean license, and they couldn't price match to keep me!) and prestige(who I'm with now) in the last 9 years.

    My other half's standard Rav4, which I insure anyways, I used comparison sites, where the existing insurer can't/won't price match a better quote I managed to find.

    My experience with Admiral was they can cater for upto 25% over standard power, so if your car is a 100bhp car, then a 30bhp increase is a no, but if you have a 200bhp car, then a 50bhp increase is acceptable. They have called me up to offer multi car policy, as I state I have 4 cars on my drive during the quote process. I told them 3 of them are modified, and they soon change their tune over the phone, so I move on. Simples.
     
  11. AVLO

    AVLO Active Member

    Joined:
    Mar 20, 2012
    Messages:
    292
    Likes Received:
    49
    i have found the comparison sites to quote me the cheapest quotes by believe it or not nearly £2000 im 23 been driving for 6 years but as a named driver :D hence why most of the quotes are ridiculous. everyone's circumstances are different and each insurer will quote different from person to person
     
  12. coatesy

    coatesy poking badgers with spoons

    Joined:
    Oct 12, 2010
    Messages:
    1,903
    Likes Received:
    267
    yeah me got told by a lad at bell before i did my turbo change, to do all the work to my car then ring them for a quote, did this rang them after i had done all the work. they turned round and said no way to that level of tune. canceled my insurance i lost half a years no claims and still had to pay them £120 for the cancel.

    ended up going with sky.
     

Share This Page