1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Adding a name to your house deeds?

Discussion in 'General Chat' started by jojo, Aug 19, 2011.

  1. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Aug 19, 2011]
    Does anyone know the cheapest way to add a name to your house deeds? And do I really need a solicitor to do it??
    #1
  2. Ads

    Ads

    [Dec 23, 2014]

  3. Keeno
    Offline

    Keeno Spooly Spooly Boosty Boosty!

    Joined:
    Apr 17, 2009
    Messages:
    701
    Likes Received:
    0
    [Aug 19, 2011]
    Blue bic, 40p.
    #2
  4. voorhees
    Offline

    voorhees Moderator Staff Member Moderator

    Joined:
    Dec 18, 2005
    Messages:
    15,343
    Likes Received:
    1,313
    [Aug 19, 2011]
    I geuinely laughed out loud at that lol lol lol can't stop lol'ing
    #3
  5. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Aug 19, 2011]
    B@ST@RD!
    #4
  6. jcs356
    Offline

    jcs356 Brum brum

    Joined:
    Jun 14, 2004
    Messages:
    2,688
    Likes Received:
    39
    [Aug 19, 2011]
    Joe,

    Give the Land Registry a call - they are really helpful and will tell you exactly what you need to do and I'm pretty certain it will be FOC (or if not minimal charge - certainly a lot less than a solicitor will charge). It is definitely worth ringing them as their website can be very, very confusing.

    I dealt with them earlier in the year as part of sorting out my dad's estate. Back in the 1980's my parents had changed the ownership of their house to be 'tenants in common' coupled with a trust as part of inheritance tax avoidance. With the changes to IHT back in the late 2000's this rendered this way of owning their house un-necessary, however they never changed the ownership back to joint tenants. This made my job resolving the situation and transferring ownership solely to my mother more complex than it should have been.

    I was expecting a load of hassle to resolve this but Land Registry gave me some very clear advice on what to do including what forms to complete and even what to put in the boxes on the form that weren't obvious, and all resolved without involving a solicitor.

    Land Registry - Land Registry
    #5
  7. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Aug 19, 2011]
    Thanks Jase, will give them a bell on Monday methinks.
    #6
  8. Sandra
    Offline

    Sandra MODERATOR Staff Member Moderator

    Joined:
    Sep 12, 2010
    Messages:
    17,028
    Likes Received:
    2,689
    [Aug 19, 2011]
    Joe, def try land registry, lawyers will charge you a fortune doing the same thing.
    #7
  9. beanoir
    Offline

    beanoir Large Member

    Joined:
    Jan 15, 2007
    Messages:
    2,177
    Likes Received:
    19
    [Aug 22, 2011]
    Is the property mortgaged? If so then the deeds will be with the Lender I would have thought, in which case it might be a bit more faffing and they won't let you add a name to the deeds without it also being on the mortgage, although they can be more relaxed if certain conditions are met, such as the majority of the mortgage is paid off or the status of the tenants etc.
    Last edited: Aug 22, 2011
    #8
  10. jcs356
    Offline

    jcs356 Brum brum

    Joined:
    Jun 14, 2004
    Messages:
    2,688
    Likes Received:
    39
    [Aug 22, 2011]
    That's a very good point - I hadn't thought about the implications of having a mortgage (my parent's place was all paid up).
    #9
  11. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Aug 23, 2011]
    Errrr, no, I have my deeds in front of me! :)

    Been away though, so will be on the case tomorrow.... hopefully.
    #10
  12. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Sep 7, 2011]
    Just an update on this, you can indeed do it yourself, but you need three forms to fill in. The lady at LandRegistry kindly pointed out that it's not easy to fill in though, and best left with the solicitors to deal with it, who only need 2 of the 3 forms required!

    I have no info on costs though...
    #11
  13. Gti Jazz Blue
    Offline

    Gti Jazz Blue Active Member VCDS Map User

    Joined:
    Feb 26, 2007
    Messages:
    1,655
    Likes Received:
    7
    [Sep 7, 2011]
    You don't actually have deeds these days anyway - all computerised at the Land Registry. Hope they have good backups - LOL

    Most deeds have been destroyed by the mortgage holders these day - shame they couldn't offer them to you before destroying them - but I guess it would have cost too much.

    Paul
    #12
  14. jojo
    Offline

    jojo Looking for Boost! Staff Member Moderator

    Joined:
    Sep 4, 2003
    Messages:
    26,712
    Likes Received:
    2,016
    [Sep 7, 2011]
    I have my deeds in paper format right in front of me! :)
    #13
  15. Sandra
    Offline

    Sandra MODERATOR Staff Member Moderator

    Joined:
    Sep 12, 2010
    Messages:
    17,028
    Likes Received:
    2,689
    [Sep 7, 2011]
    Joe, i have my paper deeds as well.
    If you get a solicitor to change any details on your deeds through the land registry, the cost to do so is £ 180 + vat here in scotland.
    #14

Share This Page