1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

8L S3 Insurance costs..what do you pay?

Discussion in 'A3/S3 Forum (8L Chassis)' started by rich4130, May 3, 2011.

  1. Tank23

    Tank23 New Member

    Joined:
    Apr 25, 2011
    Messages:
    1
    Likes Received:
    0
    Im 23, driving for 5 years, 2001 1.8T, me as the main and missus as a named, 3 years ncb, **** postcode rating E, £937 Fully Comp
     
  2. Welly

    Welly VX220 SC Driver :)

    Joined:
    Aug 5, 2009
    Messages:
    10,699
    Likes Received:
    120
    Really?!
     
  3. S3 TAM

    S3 TAM Pocket now empty

    Joined:
    Oct 20, 2009
    Messages:
    624
    Likes Received:
    10
    26, 7years ncb fully comp no points, all mods declared.

    Edit:

    £490
     
  4. davidniclee

    davidniclee Member

    Joined:
    Apr 16, 2011
    Messages:
    96
    Likes Received:
    1
    im with swift cover age 23 4 ncb driving for 6 years a3 1.8 20v turbo paying £57month think its around £700 fully comp
     
  5. jcs356

    jcs356 Brum brum

    Joined:
    Jun 14, 2004
    Messages:
    2,696
    Likes Received:
    44
    Joe,

    I've been insured with Admiral group (Admiral/Elephant/Bell) for many years now and they've always covered modified cars. Their website is one of the better ones as it allows you to pick and choose mods from a long list and then get a requote. So you can see exactly how much extra each mod is. As someone else has posted, they found 0-10% power increase is £7 premium, but the 11-25% is £144.


    As a general comment, and it's touched on in previous posts, adding a female driver to the policy as named driver helps out. I've put one of my 34 year old friends on the policy and even though she has 3 points from a CU80 (using phone whilst driving), it still makes my policy about £50 cheaper a year.
     
  6. Syvo

    Syvo IF IN DOUBT GO FLAT OUT

    Joined:
    Jan 20, 2011
    Messages:
    1,338
    Likes Received:
    22
    Adrian flux on the modified scheme so any mod if free to insure 24 with 1ncb been driving for 6 years £1700 third party fire and theft

    £100 excess A3 1.8tq
     
  7. S3KO4

    S3KO4 Member

    Joined:
    Aug 15, 2009
    Messages:
    850
    Likes Received:
    2
    28, 3 points, 8 years NCB 4 of which is with the s3, good postcode, £900 fire/theft third party. Not born here means I am paying an extra £180 else it would have been ~ £720
     
  8. Westy

    Westy Double Dark Side! Diesel & 8P

    Joined:
    Dec 2, 2008
    Messages:
    17,358
    Likes Received:
    1,007
    I've got to renew my insurance next month so I'll let you know how much it is as I've got a fair few new things to declare!
     
  9. Pabl0

    Pabl0 Member

    Joined:
    May 2, 2010
    Messages:
    140
    Likes Received:
    6
    21 when i took out the insurance, was circa £700. Bargain.

    Just checked earlier and look likes it will be around £600 this year so not bad at all, aslong as its goes down every so often it keeps me happy, if it went over £1000 i think i'd rather sell, just don't see the point paying all the money for an S3 when i can insure a RS4 for £900 :wtf:
     
  10. marcuss3

    marcuss3 Member

    Joined:
    Nov 6, 2010
    Messages:
    31
    Likes Received:
    0
    38 yo Male, 12 years NCD, £340.
     
  11. Mpathe

    Mpathe 1st gear

    Joined:
    Aug 29, 2009
    Messages:
    394
    Likes Received:
    0
    24
    6 no claims
    1000 on my own
    with the miss its 760 same age
     
  12. colicabcadam

    colicabcadam Guest

    26, male, se london, first car (0 nc), resident parking, £2,000 excess (ouch), fully comp, car valued at £7,000 - £1,100
     
  13. Andrew@A.L.D

    Andrew@A.L.D May add NOS to 600+bhp?

    Joined:
    Jun 19, 2009
    Messages:
    3,660
    Likes Received:
    433
  14. <tuffty/>

    <tuffty/> Badger 5 Edition...Its all about the flow...
    Staff Member Moderator

    Joined:
    Sep 14, 2008
    Messages:
    17,436
    Likes Received:
    2,012
    Had my renewal though which I need to do before GTI... £436 fully comp all mods declared, 44, in Gloucestershire... I did get a 'whole' 10% discount for limiting mileage to 5k per year as I only really drive her at the weekends now...

    <tuffty/>
     
  15. Andrew@A.L.D

    Andrew@A.L.D May add NOS to 600+bhp?

    Joined:
    Jun 19, 2009
    Messages:
    3,660
    Likes Received:
    433
    I got mine at 5k a year now but getting quotes of £800 with all mods declared, 33, garaged

    Who are you with Tuffty
     
  16. Ian W

    Ian W Active Member

    Joined:
    Oct 27, 2007
    Messages:
    1,054
    Likes Received:
    8
    I'm really not looking forward to my renewal in August! Currently paying £500 iirc.
     
  17. Lemon S3

    Lemon S3 Alex

    Joined:
    Sep 1, 2009
    Messages:
    1,333
    Likes Received:
    16
    Im with Bell. £480 a year, fully comp, £350 excess, 4yrs no claims, 23 yrs old, essex.
     
  18. <tuffty/>

    <tuffty/> Badger 5 Edition...Its all about the flow...
    Staff Member Moderator

    Joined:
    Sep 14, 2008
    Messages:
    17,436
    Likes Received:
    2,012
    Adrian Flux but can't remember who the actual insurer is off hand... it was the best quote of all the companies they tried (apparently)

    <tuffty/>
     
  19. XFi

    XFi Active Member

    Joined:
    Jun 13, 2010
    Messages:
    422
    Likes Received:
    27
    In my experience when doing quotes it always has been for some reason...
     
  20. wibble111

    wibble111 needs to scratch the itch

    Joined:
    Nov 15, 2006
    Messages:
    838
    Likes Received:
    0
    I was with swift cover last year paying £330 ish, their renewal came beginning of June and they wanted near on 600, i'm 41 9+ years NCB no claims or convictions with my missus as a named driver, fully comp & protected with windscreen & breakdown cover, ended up going on go compare and got it down to about 500 ish IIRC, tried elephant & confused but go compare gave me the cheapest quotes by far.
     
  21. Andrew@A.L.D

    Andrew@A.L.D May add NOS to 600+bhp?

    Joined:
    Jun 19, 2009
    Messages:
    3,660
    Likes Received:
    433
    Tried them and they wanted £1030 from me
     
  22. StaceyS3

    StaceyS3 Well-Known Member

    Joined:
    Dec 17, 2010
    Messages:
    2,240
    Likes Received:
    265
    I'm with admiral they wanted £1700 by myself or £1000 multicar with the misses hers being £650 for a sport ka so was cheaper to insure both rather than just mine

    Both full comp on each others me 23, 6 years driving 1 claim 3 year ncb and 9 points :whistle2:

    Misses 22, clean with 2 years driving experiance
     
  23. <tuffty/>

    <tuffty/> Badger 5 Edition...Its all about the flow...
    Staff Member Moderator

    Joined:
    Sep 14, 2008
    Messages:
    17,436
    Likes Received:
    2,012
    Ironically I did a compare the market jobber on a std S3 for me and it was £213 fully comp... guess being old and living in the sticks is good :)

    <tuffty/>
     
  24. wibble111

    wibble111 needs to scratch the itch

    Joined:
    Nov 15, 2006
    Messages:
    838
    Likes Received:
    0
    Tufty did you say being old and living in the sticks or being old and needing sticks :p
     
  25. Westy

    Westy Double Dark Side! Diesel & 8P

    Joined:
    Dec 2, 2008
    Messages:
    17,358
    Likes Received:
    1,007
    Just renewed mine. 28 9 years ncb, all mods declared, £498 with greenlight. Admiral wanted £478 just for a standard car. Greenlight seem do do some great quotes.
     
  26. <tuffty/>

    <tuffty/> Badger 5 Edition...Its all about the flow...
    Staff Member Moderator

    Joined:
    Sep 14, 2008
    Messages:
    17,436
    Likes Received:
    2,012
    Either works :)

    <tuffty/>
     
  27. tom792

    tom792 Boost Addict :)

    Joined:
    Mar 17, 2011
    Messages:
    94
    Likes Received:
    0
    18, 1year NCB, 1 non fault accident.

    £you dont wanna know hahaha
     
  28. kent_andy

    kent_andy Member

    Joined:
    May 14, 2011
    Messages:
    113
    Likes Received:
    4
    im with Admiral multicar policy but im 24 6yr NCB live in a low crime area and have no claims or points plus cars left at two address's, mine and the other halfs;

    S3= 300
    RS4= 1100
    8p A3 2.0tQ= 300
    Peugeot 407 hdi= 290

    Thats me and the misses on both.
     
  29. Dan-Jnr

    Dan-Jnr Well-Known Member

    Joined:
    Jun 10, 2011
    Messages:
    1,096
    Likes Received:
    252
    2002 Audi S3
    28 years old
    5 years NCB
    No convictions or offences
    No modifications
    South Manchester post code
    £975 with Adrian Flux
     
  30. S3MMA

    S3MMA Member

    Joined:
    Jun 18, 2011
    Messages:
    235
    Likes Received:
    4
    2003 Audi S3
    4 years no claims
    Fully comp
    No convictions or offences
    No modifications
    £250 excess
    Female driver..Diamond

    £1100
     
  31. S3Lol

    S3Lol Member

    Joined:
    Jul 19, 2009
    Messages:
    425
    Likes Received:
    7
    24, 7 years NCD, no points - just shy of a grand with my mods declared.
    When I took it out the year before it was £800 so gone up a fair bit, regardless of being a year older with 1 extra year NCD, and still the cheapest I could find :(
     
  32. damo.h

    damo.h DVLA Say it's Black

    Joined:
    Feb 9, 2010
    Messages:
    3,610
    Likes Received:
    66
    35, no no claims as co car driver but gave small discount as good will... me and the missus full comp @ £480 (kwickfit of all places)
     
  33. S3Lol

    S3Lol Member

    Joined:
    Jul 19, 2009
    Messages:
    425
    Likes Received:
    7
    Greenlight are very good when it comes to modded cars - or at least I found them to be
     
  34. kwistof

    kwistof South East Events Moderator
    Regional Rep

    Joined:
    Jun 1, 2010
    Messages:
    2,389
    Likes Received:
    509
    24 Years old,
    S3 2000
    14k miles a year
    No mods declared
    2 years NCB with 1 fault claim, no points
    My renewal is at the end of the month and Direct Line (current insurer) have offered me £1600 with £600xs!!
    £1111 with £475xs (Admiral) inc legal cover + guaranteed hire car is the best I found
    Definetly worth shopping around...and then calling the company to get it even cheaper :) (was £1190 on the net without optional extra's inc)
     
  35. S3Lol

    S3Lol Member

    Joined:
    Jul 19, 2009
    Messages:
    425
    Likes Received:
    7
    Give greenlight a call.
     
  36. SunnyB

    SunnyB Member

    Joined:
    May 5, 2011
    Messages:
    65
    Likes Received:
    1
    I think this just comes down to a Post Code lottery. I live in Greater London (UB3), drive a 97 a3 1.8 T, 28 years old, 4 year ncb - protected. Will be paying £770 at the start of July with AA with no mods declared. Have seen slightly cheaper quotes (upto £100) but these are with companies I've never heard off. Had to incidents in last 5 years, 1 was a hit and run in 2007 - Claim made and 2nd was last year, hit by drink driver - no claim made. My insurance has been around £700 for the last 4 years or so on this car. Find it crazy that some of you guys are younger than me and pay less than me!!!
     
  37. Seansy

    Seansy Member

    Joined:
    May 12, 2010
    Messages:
    76
    Likes Received:
    0
    S3 2001 AMK
    29 y/o 6 years driving, 5 years ncb, South East Essex area.
    £895 fully comp with Sky Insurance all mods declared.

    Seán
     
  38. kwistof

    kwistof South East Events Moderator
    Regional Rep

    Joined:
    Jun 1, 2010
    Messages:
    2,389
    Likes Received:
    509
    Great advice mate- entered all my details into the site last nite- and have just got an e-mail from them....
    £899.35 with £450 XS, and that's with Highway Insurance who are a known insurer + Legal + Guaranteed Hire Car + Possible track day cover!

    I'll be giving them a call when I get home to run through all the details....but I'm impressed with the price and service so far.
     
  39. mephisto

    mephisto Member

    Joined:
    Oct 17, 2004
    Messages:
    202
    Likes Received:
    10
    41yo codger boy racer in S3 £261 with Swift which includes courtesy car.
     
    S3Lol likes this.
  40. kwistof

    kwistof South East Events Moderator
    Regional Rep

    Joined:
    Jun 1, 2010
    Messages:
    2,389
    Likes Received:
    509
    Just got off the phone to greenlight, to double check everything I entered on the net was correct + investigate any further T&C's.
    Nothing that I altered changed the premium (forgot a NF claim in 2007) and so £899.75 is the guaranteed price!

    This was with the spec I entered above (standard S3).... I then went on to say I was possibly getting a set of 18" BBS' Audi Alloys worth about £1000.. and that still didnt change the price!

    Then enquired about adding Coilovers which took it to £944.35- which is still very good I think. (Parts to be fitted pre-inception date)

    Definitely worth a quote from them when your renewal comes up... Cheers S1LFH
     

Share This Page