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8L S3 Insurance costs..what do you pay?

Discussion in 'A3/S3 Forum (8L Chassis)' started by rich4130, May 3, 2011.

  1. rich4130
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    rich4130 Member

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    Just getting some quotes on my 210AMK S3, very suprised at the price!

    Was paying £500ish Fully comp last year on a 1.8t A3 mods declared, now loking at circa 1k for the S3!?

    To compare, I am 23, 4/NCB Good postcode I would say, No points, full time (in motor trade though!!) etc.

    Any pointers?

    Rich
    #1
  2. XFi
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    XFi Member

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    22 with 3/NCB but driving for 5 with no accidents. I pay £670 fully comp on my S3.

    Driveway/street is cheaper than garage :)
    #2
  3. s3_stig
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    s3_stig Member

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    25 3years ncb fully comp no points been driving about 7 years with no claims £1500
    #3
  4. fossie
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    fossie Member

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    Am i doing something wrong in life.
    Im 30 with full NCB and yet im paying around £700 on the s3
    #4
  5. rich4130
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    rich4130 Member

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    Who are they with please?
    #5
  6. fossie
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    fossie Member

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    Im with More Than - thats probably my problem lol
    #6
  7. superkarl
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    superkarl MAN OF STEEL

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    I'm 23, 2 yrs no claims, driving for 3. Fully comp £1037.13p
    Got it last week. With admiral.

    Some tips based on my hunt last week:
    Put mum and dad on, or someone older and more experienced
    If you have a job such as mechanic (my dad is) try changing it to auto engineer or similar, it can have an effect.
    Confused.com was cheapest comparison site for me.
    Mileage is a big player in premium cost! I'm making it tight this year, aiming to commute by bike in summer.
    #7
  8. superkarl
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    superkarl MAN OF STEEL

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    Haha paying 'more than' every one else!
    #8
  9. AARON77
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    AARON77 Active Member

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    I am 33, 9 years ncb five an s3 & declared my remap,shocks,brakes,induction and nos kit
    I pay 735 Adrian flux
    #9
  10. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Post code is a huge factor guys bad area = higher premiums - FACT!

    I pay around £560, 34 with 15yrs NCB, all mods declared, and 6 points on my licence. The previous year, I was paying £470 for the same cover, so it's definitely gone up.
    Last edited: May 3, 2011
    #10
  11. Dansmith
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    Dansmith Member

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    Just got my best quote, adrian flux, 25 4years ncb no claims good postcode and garaged £559.95 I thought this was pretty good!
    #11
  12. danger S3
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    danger S3 Member

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    31 with 9 years NCB and im with admiral and the insurance for my S3 210 AMk is about £340 a year for fully comp
    Last edited: May 3, 2011
    #12
  13. scott6452
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    scott6452 New Member

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    With direct line: 225 s3: 22yrs old, 5yr no claims £480 fully comp. Live in a village where the largest crime is a dropped crisp packet so it must make a difference.
    #13
  14. chazza55
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    chazza55 got an S3 8L: living the dream

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    i am 28, with admiral and have a couple of crunches from a previous car......560 fully comp this yr.

    just did a multicar quote now and it came down to 433......(gf has a honda civic 56plate).......hers came down from 900 to 600....... - (but i didnt have to declare my crunches as they were older than 3 yrs)

    if you can well worth having a partner on the policy or a multicar policy! massive savings to be had.
    Last edited: May 3, 2011
    #14
  15. Pat
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    Pat Member

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    Lasy year i paid 450 with elephant 31 with full ncb
    #15
  16. sportquattro
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    sportquattro Active Member

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    48 Years old, full NCD £220 fully Comp (£250 excess)
    #16
  17. Andrew@A.L.D
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    Andrew@A.L.D Cylinder Head Master

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    Who you with now as i'm 33 and was with elephant also and was paying 600 with 2 others able to drive my S3
    #17
  18. DJ_Troopa
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    DJ_Troopa K1 Driver

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    I'm 23 years old, 5 ncb protected, no accidents or claims, £1180 fully comp on my own name. All mods insured.

    Looking at you others in here who are around my age you can tell the difference in prices! I live in a shitty postcode area which would explain why mine is so much more than yours!

    You lucky sods lol.
    #18
  19. AGU-TURBO
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    AGU-TURBO Audi a3 1.8t AGU

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    23 years old / 3 years no claims / post code c / been driving for nealy 6 years on trade policy / no points / no convictions
    the a3 is what ill be paying this year, my insurance has gone up nearly £200 for this year


    audi s3 2000 £1,131.47 ADMIRAL

    audi a3 1.8t 1999 £740.33ADMIRAL
    Last edited: May 4, 2011
    #19
  20. rydinator
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    rydinator Member

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    im 22, 3 years ncb, driving for 5 years and im paying £543 on my apy s3 and thats with adimiral, as previously mentioned, it makes a difference saying your car is parked on the street/drive
    #20
  21. AGU-TURBO
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    AGU-TURBO Audi a3 1.8t AGU

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    Well just changed mine and its gone from £740.33 down to £675.67

    Cheers :thumbsup:
    #21
  22. Ginge
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    Ginge It's never fast enough !

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    20, 3 years no claims, declared mods (in sig) on driveway for £900 :) looks like i'm getting quite a good deal considering i live in a busy town at home and in a city during term time (student). Just for info declaring my modifications saved me £82 on the quote !!!
    #22
  23. jcs356
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    jcs356 Brum brum

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    £340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

    I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
    #23
  24. nadine_s3
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    nadine_s3 Member

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    22 female 3yrs NCB 4yrs driving 1 none fault claim (bus hit me still bumped premium by £60) 3 points SP30 ..... £581 Fully comp for year and £468 for 08 player 310bhp edition 30 ;) I'm happy with that ;)
    #24
  25. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    I'm curious as to how you got insured with Admiral with a modified car, as they wouldn't touch my S3 the moment I said car is remapped! though that was 2 years ago, maybe they have changed their policy?
    #25
  26. S3featesV9
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    S3featesV9 Active Member

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    22 -3 years NCB - driving for 4 years Admiral £620 on 2002 S3
    #26
  27. AGU-TURBO
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    AGU-TURBO Audi a3 1.8t AGU

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    that is realy cheap, cheapest i could get mine was more than that on a a3 1.8t
    #27
  28. lee111s
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    lee111s Member

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    23 5 years NCB, driving for 7. I have 3 points and got mine for £620 fully comp with Admiral on a multi car policy
    #28
  29. Sanj
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    Sanj Blue Beast

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    Mine was at £860 with admiral, 28 7 yr NCB, put on my remap and its up at £1004.
    Stupid thing is, 0-10% power increase is £7, 11-25% is £144..... Im at 11% at the moment, but have a mind to say im at 10% for the saving.

    Check your postcode here: Post Code ratings for Car Insurance
    Mine is high because i live in an F rated (high risk) postcode.
    #29
  30. Alex C
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    Alex C Well-Known Member

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    26 Male, Audi S3 2001, Post Code TR12 (Rated A, i.e. best), paying a little over a grand with 4 yr NCB driving for 7 Yrs with Direct Line.
    #30
  31. coatesy
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    coatesy poking badgers with spoons

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    look at every ones mega cheap insurance :D

    im 20 drive a a3 T sport not an s3 and it costs me £2111 a year fully comp three years driving and two years no claims this is with bell and it was the cheapest quote so i took it last year.
    but on the plus side it looks like my renewal is going to be near a grand cheaper :D
    #31
  32. MartayMcFly
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    MartayMcFly Well-Known Member

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    I was £420 for 24, 2 years NCB, garaged, <8000k miles a year, AB24 postcode (A rated). Was £680 last year, maybe went down because I'm 25 this weekend and just renewed in March.

    Went back up to £600 yesterday when my new car arrived though, so didn't really notice the drop.
    #32
  33. Lee172
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    Lee172 GT3071

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    Im 21 and pay 780 on the s3 with 4 yrs ncb. How do you find out the ratings for your postcode? i would of thought garaged would be cheaper than on the street??
    #33
  34. Pat
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    Pat Member

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    Andrew im just about to sort insurance now as it ran out 2 month ago.. No doubt it will go up due to mods
    #34
  35. JoeD
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    JoeD Member

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    1200 fully comp with Elephant. 21 1YNCB 3 years driving experience. bad postcode too :(
    #35
  36. nimby
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    nimby Member

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    57 male (christ I'm the oldest here) comp. with protected NCD, £225 total excess, garaged. £185 for me and Mrs as named driver, £260 to include 28year old son. Admiral, been with them 8 years and I always shop around but no-one's ever got near them. 52 S3 bam.
    Last edited: May 4, 2011
    #36
  37. markthenewt
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    markthenewt Member

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    32 here A3 Quattro, 6 years no claims bonus insured with Chris Knott fully comp = £519

    Chris Knott have always gave me the best prices :)
    #37
  38. Ryan_W
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    Ryan_W Member

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    2002 S3
    26 yr old male
    7 years driving
    5 years no claims
    ok postcode

    £550 fully comp on the S3
    £750 fully comp on the 135i

    Both the above with elephant, although Greenlight offered me £498 fully comp on the S3 but I couldn't use my NCB because it's already in use on the BMW :(

    Going to speak to Admiral and see what the score is with me getting a multi car policy, should work out a fair bit cheaper?...
    #38
  39. sam4191
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    sam4191 If In doubt, Flat out!

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    2000 S3

    20 yrs old

    3 NCB

    £1030 with Elephant with parents and 19 year old girlfriend on insurance
    #39
  40. 5ean
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    5ean S3 Owner

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    I'm 24 (driving for 6 years), 2001 S3 with me as policy holder and mother (driving for 25+ years) as named driver.

    1yr ncb and im £545 fully comp on a bonus accelerator.
    #40

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