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8L S3 Insurance costs..what do you pay?

rich4130 May 3, 2011

  1. rich4130

    rich4130 Member

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    Just getting some quotes on my 210AMK S3, very suprised at the price!

    Was paying £500ish Fully comp last year on a 1.8t A3 mods declared, now loking at circa 1k for the S3!?

    To compare, I am 23, 4/NCB Good postcode I would say, No points, full time (in motor trade though!!) etc.

    Any pointers?

    Rich
     
  2. XFi

    XFi In need of a V8.

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    22 with 3/NCB but driving for 5 with no accidents. I pay £670 fully comp on my S3.

    Driveway/street is cheaper than garage :)
     
  3. s3_stig

    s3_stig Member

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    25 3years ncb fully comp no points been driving about 7 years with no claims £1500
     
  4. fossie

    fossie Member

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    Am i doing something wrong in life.
    Im 30 with full NCB and yet im paying around £700 on the s3
     
  5. rich4130

    rich4130 Member

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    Who are they with please?
     
  6. fossie

    fossie Member

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    Im with More Than - thats probably my problem lol
     
  7. superkarl

    superkarl MAN OF STEEL

    9,480
    2,435
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    I'm 23, 2 yrs no claims, driving for 3. Fully comp £1037.13p
    Got it last week. With admiral.

    Some tips based on my hunt last week:
    Put mum and dad on, or someone older and more experienced
    If you have a job such as mechanic (my dad is) try changing it to auto engineer or similar, it can have an effect.
    Confused.com was cheapest comparison site for me.
    Mileage is a big player in premium cost! I'm making it tight this year, aiming to commute by bike in summer.
     
  8. superkarl

    superkarl MAN OF STEEL

    9,480
    2,435
    113
    Haha paying 'more than' every one else!
     
  9. AARON77

    AARON77 Well-Known Member

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    I am 33, 9 years ncb five an s3 & declared my remap,shocks,brakes,induction and nos kit
    I pay 735 Adrian flux
     
  10. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona Audi S3 quattro Audi A6 Audi Avant Owner Group

    28,899
    3,553
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    Post code is a huge factor guys bad area = higher premiums - FACT!

    I pay around £560, 34 with 15yrs NCB, all mods declared, and 6 points on my licence. The previous year, I was paying £470 for the same cover, so it's definitely gone up.
     
    Last edited: May 3, 2011
  11. Dansmith

    Dansmith Member

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    Just got my best quote, adrian flux, 25 4years ncb no claims good postcode and garaged £559.95 I thought this was pretty good!
     
  12. danger S3

    danger S3 Member

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    31 with 9 years NCB and im with admiral and the insurance for my S3 210 AMk is about £340 a year for fully comp
     
    Last edited: May 3, 2011
  13. scott6452

    scott6452 New Member

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    With direct line: 225 s3: 22yrs old, 5yr no claims £480 fully comp. Live in a village where the largest crime is a dropped crisp packet so it must make a difference.
     
  14. chazza55

    chazza55 got an S3 8L: living the dream

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    i am 28, with admiral and have a couple of crunches from a previous car......560 fully comp this yr.

    just did a multicar quote now and it came down to 433......(gf has a honda civic 56plate).......hers came down from 900 to 600....... - (but i didnt have to declare my crunches as they were older than 3 yrs)

    if you can well worth having a partner on the policy or a multicar policy! massive savings to be had.
     
    Last edited: May 3, 2011
  15. Pat

    Pat Member

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    Lasy year i paid 450 with elephant 31 with full ncb
     
  16. sportquattro

    sportquattro Active Member

    835
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    48 Years old, full NCD £220 fully Comp (£250 excess)
     
  17. Andrew@A.L.D

    Andrew@A.L.D May add NOS to 600+bhp S3.

    3,879
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    Who you with now as i'm 33 and was with elephant also and was paying 600 with 2 others able to drive my S3
     
  18. DJ_Troopa

    DJ_Troopa K1 Driver

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    I'm 23 years old, 5 ncb protected, no accidents or claims, £1180 fully comp on my own name. All mods insured.

    Looking at you others in here who are around my age you can tell the difference in prices! I live in a shitty postcode area which would explain why mine is so much more than yours!

    You lucky sods lol.
     
  19. AGU-TURBO

    AGU-TURBO Audi a3 1.8t AGU

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    23 years old / 3 years no claims / post code c / been driving for nealy 6 years on trade policy / no points / no convictions
    the a3 is what ill be paying this year, my insurance has gone up nearly £200 for this year


    audi s3 2000 £1,131.47 ADMIRAL

    audi a3 1.8t 1999 £740.33ADMIRAL
     
    Last edited: May 4, 2011
  20. rydinator

    rydinator Member

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    im 22, 3 years ncb, driving for 5 years and im paying £543 on my apy s3 and thats with adimiral, as previously mentioned, it makes a difference saying your car is parked on the street/drive
     
  21. AGU-TURBO

    AGU-TURBO Audi a3 1.8t AGU

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    Well just changed mine and its gone from £740.33 down to £675.67

    Cheers :thumbsup:
     
  22. Ginge

    Ginge It's never fast enough !

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    20, 3 years no claims, declared mods (in sig) on driveway for £900 :) looks like i'm getting quite a good deal considering i live in a busy town at home and in a city during term time (student). Just for info declaring my modifications saved me £82 on the quote !!!
     
  23. jcs356

    jcs356 Brum brum

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    £340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

    I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
     
  24. nadine_s3

    nadine_s3 Member

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    22 female 3yrs NCB 4yrs driving 1 none fault claim (bus hit me still bumped premium by £60) 3 points SP30 ..... £581 Fully comp for year and £468 for 08 player 310bhp edition 30 ;) I'm happy with that ;)
     
  25. jojo

    jojo Looking for Boost! Staff Member Moderator Team Daytona Audi S3 quattro Audi A6 Audi Avant Owner Group

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    I'm curious as to how you got insured with Admiral with a modified car, as they wouldn't touch my S3 the moment I said car is remapped! though that was 2 years ago, maybe they have changed their policy?
     
  26. S3featesV9

    S3featesV9 Active Member

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    22 -3 years NCB - driving for 4 years Admiral £620 on 2002 S3
     
  27. AGU-TURBO

    AGU-TURBO Audi a3 1.8t AGU

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    that is realy cheap, cheapest i could get mine was more than that on a a3 1.8t
     
  28. lee111s

    lee111s Member

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    23 5 years NCB, driving for 7. I have 3 points and got mine for £620 fully comp with Admiral on a multi car policy
     
  29. Sanj

    Sanj Blue Beast

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    Mine was at £860 with admiral, 28 7 yr NCB, put on my remap and its up at £1004.
    Stupid thing is, 0-10% power increase is £7, 11-25% is £144..... Im at 11% at the moment, but have a mind to say im at 10% for the saving.

    Check your postcode here: Post Code ratings for Car Insurance
    Mine is high because i live in an F rated (high risk) postcode.
     
  30. Alex C

    Alex C Well-Known Member VCDS Map User Audi S3

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    26 Male, Audi S3 2001, Post Code TR12 (Rated A, i.e. best), paying a little over a grand with 4 yr NCB driving for 7 Yrs with Direct Line.
     
  31. coatesy

    coatesy poking badgers with spoons

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    look at every ones mega cheap insurance :D

    im 20 drive a a3 T sport not an s3 and it costs me £2111 a year fully comp three years driving and two years no claims this is with bell and it was the cheapest quote so i took it last year.
    but on the plus side it looks like my renewal is going to be near a grand cheaper :D
     
  32. MartayMcFly

    MartayMcFly Booooooost VCDS Map User Gold Supporter

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    I was £420 for 24, 2 years NCB, garaged, <8000k miles a year, AB24 postcode (A rated). Was £680 last year, maybe went down because I'm 25 this weekend and just renewed in March.

    Went back up to £600 yesterday when my new car arrived though, so didn't really notice the drop.
     
  33. Lee172

    Lee172 GT3071

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    Im 21 and pay 780 on the s3 with 4 yrs ncb. How do you find out the ratings for your postcode? i would of thought garaged would be cheaper than on the street??
     
  34. Pat

    Pat Member

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    Andrew im just about to sort insurance now as it ran out 2 month ago.. No doubt it will go up due to mods
     
  35. JoeD

    JoeD Member

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    1200 fully comp with Elephant. 21 1YNCB 3 years driving experience. bad postcode too :(
     
  36. nimby

    nimby Member

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    57 male (christ I'm the oldest here) comp. with protected NCD, £225 total excess, garaged. £185 for me and Mrs as named driver, £260 to include 28year old son. Admiral, been with them 8 years and I always shop around but no-one's ever got near them. 52 S3 bam.
     
    Last edited: May 4, 2011
  37. markthenewt

    markthenewt Member

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    32 here A3 Quattro, 6 years no claims bonus insured with Chris Knott fully comp = £519

    Chris Knott have always gave me the best prices :)
     
  38. Ryan_W

    Ryan_W Member

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    2002 S3
    26 yr old male
    7 years driving
    5 years no claims
    ok postcode

    £550 fully comp on the S3
    £750 fully comp on the 135i

    Both the above with elephant, although Greenlight offered me £498 fully comp on the S3 but I couldn't use my NCB because it's already in use on the BMW :(

    Going to speak to Admiral and see what the score is with me getting a multi car policy, should work out a fair bit cheaper?...
     
  39. sam4191

    sam4191 If In doubt, Flat out!

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    2000 S3

    20 yrs old

    3 NCB

    £1030 with Elephant with parents and 19 year old girlfriend on insurance
     
  40. 5ean

    5ean S3 Owner VCDS Map User

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    I'm 24 (driving for 6 years), 2001 S3 with me as policy holder and mother (driving for 25+ years) as named driver.

    1yr ncb and im £545 fully comp on a bonus accelerator.
     

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