Hi Si,
My insurance history is as follows:
Aged 20: Peugeot 106 1.1 (65BHP) - Tesco - My own policy with father as additional driver - £1,200 (3rd party F&T)
I then went on to do Pass Plus and received a £300 refund from Tesco dropping my premium to £900 (For a car worth £1000!!!!)
Aged 21...
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