NormantheDog
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Insurance
- Thread starter NormantheDog
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NormantheDog
Registered User
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- May 12, 2015
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That was with Aviva, Directline just quoted £155 for the TT RS and that's for the 400BHP - they don't have the current RS3 model on show but the old model was coming out at £400
I am truly mystified. I have just refreshed my insurance quotes from 3 weeks ago using all of the same details (these were stored on Moneysupermarket) and the quotes have come out about 30% cheaper. wtf? The cost is now only £150 more than I paid 2 weeks ago on a 2L derv A3 worth about £12k.
Anyway, handy for me as I will be able to place to policy in a week or two.
Anyway, handy for me as I will be able to place to policy in a week or two.
Same here, rates have moved lower in last 3 weeks , must be as more get registered I assume. Mine has dropped by 25% I’m in south London.
I wonder if they have done so re-rating of areas recently? Where I am in North London had a spate of thefts about 3 years ago but this has now reduced massively over the past couple of years.
7 years no claims, driving for 15 years, no points and quotes from 550 a month. 32 years old living in a decent area
Its all about the risk. Guess there are more RS3s than TTRS on the road. Plus Tommy the thief is probably more likely nick an RS3 hatchback than a hairdressers car (as nice as it is)
wtf, do you live on an island? I pay more than that for a 14 year old peugeot 307 xsi - thats a 49 year old with wife on the policy and 28 years protected NCD, no accidents or points
Ooooft, quite happy with my 550 then seeing the above! I wouldn’t have contemplated the RS if the insurance was over 750. That’s just a ludicrous amount to pay for what’s a quick A3
Similar to my quote at £687 - 3 weeks ago though, all of the quotes were above £1k. I am 48, no points (lets see how long that lasts), full no claims although a stolen recovered claim was made 3 years ago.
Out of interest I just refreshed the quotes again just now - yesterday Esure were cheapest at £687 and today they are cheapest at £674. What has changed in the last 24 hours given the policy has the same commencement date? Sh1t like this just confirms my total hatred of thieving insurance companies.
Really? Mine is nearly 4x that.
Beauty of young driver insurance! The S3 would have been the same if not more.
I did wonder how badly you were going to get shafted. When do you hit 25? Things do start to get better then.
I'd happily pay that to be 20 again , sod the car
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You have done well my man - at 20 I was driving a 1.8 Astra and paying about £1.2k in insurance. At 25 I did step it up to the Astra 16v GTE which was mental in the day (0-60 in 6secs with the LED dash - a forerunner to the virtual cockpit we have today which is roughly 1,000,000% better) - £2.5k insurance premium. This was all before the days of the personal injury payouts etc you have today.
teslaboy
Mythos black RS3 8v FL
20 years old and already have a fl rs3 fair play to you your chosen profession is paying off I see
I think the ideal would be to be 20 again but with what you know at 40 together with the resulting not giving a f*ck.
Thank you! This is my 5th car, all changed out of choice before anybody makes a comment. List of my cars and insurance costs.
Ford Fiesta Zetec S 1.6 ‘51 plate - £2,800 insurance - Owned at 17 for 2 months.
Ford Fiesta Zetec S EcoBoost ‘63 plate - £2,400 insurance - Owned for 10 months at 17 to 18.
Audi A3 Sportback 1.4TFSI S Line ‘63 Plate - £1,400 insurance for year 1, £600 for year 2 - Owned for 15 months 18 to 19.
Audi S3 Sportback FL - £1,700 insurance - Owned for 12 months 19 to 20.
Audi RS3 Sportback FL - £2,700 insurance - my ‘forever’ car as the controlling mrs’ says.
Note, the S3 insurance a couple of months before I changed it went up to £4,500... yes, that’s right. Thank you thieving t*ats
Touché touché also in the electrical industry. 11years in the commercial and industrial sector, now the last 7 years sub contracting to a diesel generator company installing these into sites all around London and beyond for permanent back up power solutions for football stadiums to corporate data centres. Also go back to sub contracting to another electrical firm doing light fitout works occasionally of a weekend, could be worse I suppose.
Well knowing the industry, you are likely earning a pretty penny
I’m just on maintenance at the moment, progression to management at some point hopefully.
Mine was opposite, just refreshed mine and they had nearly doubled for no reason. 400 up to 750 for lots of them.
Mine was the same, jumped up to around 750.current insurance company wasn't even quoting on comparison site .
They ended up doing it for around £250pa
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Lol my mate was an electrical engineer and hated it so quit and joined the police ha. He was in the office though and not on the tools.
Didn’t realise you were so young! Good effort getting the RS at that age. I’m 32 and my dad thinks the RS3 is too fast for me now let alone when I was 20. Was driving a polo at that age!!
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Just cannot stand car insurance companies. Currently paying £350, I'm 30's, 10yrs NCD, no points etc etc. Renewal due next month so had a look on Compare the Market and it's coming out at £650?! How can it nearly double in a year... hopefully when my formal renewal comes through it will only have risen a bit.
I’ve always been hands on, no matter what it is... perfect job for me, around all the usual politics that you get in any company.
Yeah I am pretty young, haha. Oh they do think it’s too fast, but I wouldn’t say they disagree with it. They worry and track me all the time using Find my iPhone to see I’m alright. But, I don’t drink, do drugs or smoke.. they are happy I put it into a car and not watering walls.
I'm paying £287 with protected 27 years ncd. (sorry, should I leave now?)
Mid 40s, I walk to work, car is garaged, edge of a small rural town, etc.
Mid 40s, I walk to work, car is garaged, edge of a small rural town, etc.
Refreshed the quotes again today and, f*ck me, another £5 off the premium in 12 hours. This whole thing is a vomit inducing sh1tfest.
Crazy really. I used to work in insurance, so boring, thats why i left after 3 months. I still dont see why it should be THAT much more for younger drivers. Surely experience should count more than age. I can understand it being a little more the perception is, right or wrong, that Audinutta will drive faster than me more regularly. Maybe not, who knows.
Impressive that at 20-21 you have an rs3. When i was 21 i have a ford escort 1.6GL (what a beast!), ditched it a year later for a Mk2 Golf GTI which was mildly modded but cost £800 a year to insure initially, then during the hot hatch theft epidemic (far worse then than now) it went up to £2400 temporarily after a moron drove into it, then back down to £1200 once the morons insurance settled up
Until now, the most fun car i had was a peugeot 205 1.9GTI, modded (Bilstein susp/lower torsion, struts, K&N, magnex full ss system etc 170bhp). Pretty quick for the day and timed using proper kit at 0-60 of 5.72, not much torque though so had to be driven hard. Annhilated better cars like a stock audi tt 225bhp. On a drag strip of course
I had a 1.9GTI for a few months in 1990 - what a great car in its day. I do recall how light the accelerator was though - it felt that you could rev it by blowing on the pedal.
Difficult to comment like you said, not knowing what you drive like. But I am very sensible on the roads, never go over 70 on the motorway.. in a 30 zone I’m doing bang on 30, speed is discretional.
Insurance is up and down all the time, almost impossible to put your finger on. I have done well to get into an RS3, but it’s because it’s my choice to put my money into a car.
Concerned as to whether my garage actually qualified as being officially locked. I re quoted as keeping on driveway , better safe than sorry , rather pay a bit more than have a claim rejected, came out 10% less! I can only conclude their are a lot of claims from accidents when entering or exiting the garage? . Whatever, moral is play about with the variables what you think may reduce the premium may be the opposite. Keeping on the road? More risk? guess they don’t know which house the keys are in etc.. all about the stats ..
