Will my s3 be a write off?

turtlewarrior · Feb 20, 2017

suffered some front end damage on my Audi s3 recently with a hit and run driver (luckily i took a picture of their reg and damage before they fled off from the scene of the accident) and it's got me thinking whether my s3 will be deemed a category write off?

I was also involved in an incident a month prior to last week's incident as shown below: engineers report stated it will cost about £3000 to repair that section (front passenger side wing area)

Here's my latest damage to the driver side area:

it's a 2010 black edition s3, stronic, 34000 on the clock. fully loaded. I mean if the passenger side damage was stated to be a £3000 job going by the engineers report, driver side damage must be atleast, 6k+. (two new wings needed, new front bumper, fog light cover, x2 replacement headlights, new complete wing mirror kit, bonnet is slightly crumpled too.

SootySport · Feb 21, 2017

Start saying bye bye to your S3, it's going to be a right off. If you can buy it back after the claim is settled, do it and have it repaired yourself.

hollows wife · Feb 21, 2017

not sure tbh . my 2012 black edition tdi got hit today by a runaway car ( kid forgot to put handbrake on) his insurance has took full responsibilty
taken mine to local vw/audis own body shop .
they reckon with parts (bumper ,crash bar, headlight ,wing ,bonnet , paint ,plus all the little bits what fly off on impact around £4k to repair . but said very doubtful it would get wrote off . they wanted to take it to nationwide repair centre told em were to get off ,plus offered me dont laugh , a fu***ng mini clubman courtesy car from enterprise . told em where to shove that as well .

Charlie23 · Feb 22, 2017

I wouldn't say write off. Only Bumper, Bumper Trim & wing by the looks off it, Nothing at all.

Matt268uk · Feb 22, 2017

The body shop i work in sees much worse than that and are fixed for much less than £3000. I'd start looking around for second hand parts and have them repainted.

Charlie23 · Feb 22, 2017

Yes second hand you prob get it all fixed for £500

SteveMcB · Feb 22, 2017

Could work to your advantage, I had an old Honda which was an uneconomical repair after a neighbour drove into it parked outside my house. Got £1700 (£200 more than I paid for it) then the insurance company offered me the salvage for £40! Spent £20 in the scrappies and was back on the road, albeit with a few new dents and scrapes.
Unbelievably there was an exact rerun about a year later, £900 that time.
Even more unbelievably it was later hit by a delivery truck parked at my wife's work, accepted offer of £500 that time.

When I sold it it for £50 it was moted and roadworthy but looked like it had been in the demolition derby. A panelbeater bought it and brought it back, used to still see it for years later.

Only car I ever made money on.

raffhussain · Feb 22, 2017

All the damage is cosmetic and is easily repaired. Don't think it will be written off.

enc · Feb 22, 2017

looks to be cosmetic ... so long as theres no steering/suspension damage Doubt they'll write it off

hollows wife · Feb 23, 2017

well at least i got a decent (spec wise )motor courtesy car . 16 plate jag xe Rsport with all the trimmings . slow *** things though

turtlewarrior · Feb 23, 2017

I'm hoping it's a write off tbh, esp light came on too after the crash and wouldn't turn off, had a look underneath the car before it went and it looked like the driveshaft was damaged too, if it's repairable i'll get it repaired and flog it on.

Talking about repairs - if the third party insurance admits liability the repair sum from the engineers report, can I request that amount as 'damages' and get it repaired myself? Had a call from my solicitor earlier but missed the call, hopefully some good news tomorrow.

I've got a TT tsfi stronic atm as courstey but it's no s3, really wishy washy and traction keeps kicking in from what i'm guessing is crappy tyres being the culprit.

hollows wife · Feb 23, 2017

not sure about collecting the amount as damages ,as the insurance company will want receipts from a vat registered company . they tried to take mine to nationwide repair centre , told them no quite bluntly and took it to vw hayselden bodyshop myself . they've approved cost of repairs already except a niggle over a ****** headlight bulb .
the 3rd party insurance accepted responsibilty in less than 10 mins of phoning them .
never even had to phone my own insurance at all ,seems motabilty insurance (the 3rd party) like to deal with claims swiftly

turtlewarrior · Feb 23, 2017

hollow said:
not sure about collecting the amount as damages ,as the insurance company will want receipts from a vat registered company . they tried to take mine to nationwide repair centre , told them no quite bluntly and took it to vw hayselden bodyshop myself . they've approved cost of repairs already except a niggle over a ****** headlight bulb .
the 3rd party insurance accepted responsibilty in less than 10 mins of phoning them .
never even had to phone my own insurance at all ,seems motabilty insurance (the 3rd party) like to deal with claims swiftly

******, that's a shouldn't be right if it's cross the board with all insurance companies, if an independent engineer has inspected your car and have stated it will cost x amount to fix then you should be given the right to a payout for estimated repair costs + like a average standard labour rate including in the costs and be free to do what the heck you want with the money.

That's good news then, they would be daft to dispute it anyway, it really was a text book open and shut case of who exactly was at fault in your situation - and I've heard some absolute horror stories of those nationwide cowboys so you did good being blunt with them. - I just feel sorry for those who not 100% up to scratch with such cowboys who operate in the industry get the impression their car will go in and come out how it should be quality wise pre accident.

turtlewarrior · Feb 24, 2017

Small update and it's not great news. So the third party insurance is a traders insurance policy and the insurer are saying they have contacted the person on the policy and they have been told the car had been sold when the incident occoured and my insurers saying because I don't have a name for the driver who did a runner, it looks like I will have to claim via the MIB or go through them to recover my losses..

I'm so outrage by now, what they've obviously thought is that they'll try and play it clever and say the car was sold and don't bother with doing the right thing as the car was a pretty worthless 2004 Renault megane that's probably worth 500 so easier for them to just walk away and continue like nothing's happen.

They are awaiting for them to provide an invoice to prove a sale has taken place so this will be interesting when exactly the vehicle was sold. I'm arguing that regardless if the car was sold or not, they failed to let their insurers know this was the case prior to said vehicle colliding with mine, so their insurers should pay out for my damage and chase their policy holder for the money paid out - I was told it doesn't quite worth like that with motor trade insurance with is unbelievable.

Still no news on the extent of the damage of the car, they've tried to arrange a without prejudice report from third party to inspect the car, just hoping it's just a right off now.

hollows wife · Feb 25, 2017

not sure tbh as my in law had his 2016 seat leon hit by an old mini , guy said he was a trader and it was a customers car , inlaw insisted on the guy giving him insurance details , took it through insurance and guy with traders policy had to pay for repairs ,even though it wasnt his car .
i think there stringing you on and the invoice will probably have joe bloggs name on it , who is unreachable at the address given or by phone .

turtlewarrior · Mar 14, 2017

Well, the bodyshop has done an estimate on the car and it has come back as £8k to repair it, which may rise as they start stripping it, hoping they'll just write it off tbh, waiting to see what the insurance engineer will say.

enc · Mar 14, 2017

Over 3 weeks just to come up with an estimate !? I hope fir your sake they do write it off ... otherwise it'd be xmas before they actually have it repaired.

turtlewarrior · Mar 14, 2017

Tell me about it, been an absolute joke of a show. The insurers approved repairer were meant to have collected the vehicle from the salvage yard, to the estimate they didn't, glad they didn't anyway as I didn't want there amateur hands on it.

Monday it was assessed by a proper audi approved bodyshop and it may rise from 8k once they start stripping so just hoping they ****** write it off now.

Jps3290 · Mar 14, 2017

The trader will have the details of the alleged new keeper. As its a hit and run get police to follow it up by serving a traff 12 on the dealer and on the new keeper. One of them will need to own up to being the driver at the time. My guess is the dealer is pulling a swift one here to avoid paying out and the new owner (if they exist) will have proof of when/if they actually purchased the car. Dealer fails to answer traff 12 - gets done for failing to disclose - 6 points + fine.

If dealer discloses the driver as new keeper but new keeper can prove this as false (times are incorrect etc) then dealer is committing fraud.

hollows wife · Mar 14, 2017

mine has been repaired by audi 's bodyshop . done a really good job on the repairs .

turtlewarrior · Mar 15, 2017

Jps3290 said:
The trader will have the details of the alleged new keeper. As its a hit and run get police to follow it up by serving a traff 12 on the dealer and on the new keeper. One of them will need to own up to being the driver at the time. My guess is the dealer is pulling a swift one here to avoid paying out and the new owner (if they exist) will have proof of when/if they actually purchased the car. Dealer fails to answer traff 12 - gets done for failing to disclose - 6 points + fine.

If dealer discloses the driver as new keeper but new keeper can prove this as false (times are incorrect etc) then dealer is committing fraud.

The central processing unit have stated they won't respond to any of my enquires until 12 weeks have elapsed - which they say is needed to allow time for a response from the registered keeper. When you say get the police to serve a traff 12 on the dealer and on the new keeper, what is a traff 12 as google isn't couple up with anything. Thanks!

hollow said:
mine has been repaired by audi 's bodyshop . done a really good job on the repairs .View attachment 119866

Top job, you wouldn't think it has been involved in a crash. Lovely colour too,

The audi approved repairer has sent a report over to the insurers, the estimated repair costs is just under £8000, and it may continue to rise once parts are taken off and more potential repair work is found. The insurers have come back to me today and said their assessor/engineer has stated the costs are inflated, and they think the wheel damage was done before the incident which is a load of toss, so they sending out an independent assessor hooters, to inspect the car.

The repair costs are not inflated whatsoever, yeah the car can be repaired cheaper elsewhere, such as using their shoddy bodyshops but they'll use cheap pattern parts, rush the job and the repair will come out looking as clear as day as being involved in an accident, thus affecting the resale value.

The ESP light is on permanently since the crash and the airbag light is on intermittently, these are serious mechanical issues with the car and it needs to be thoroughly inspected and if need be, replaced I refuse to have the car back with these faults thoroughly investigated, the airbag can deploy at any time once repaired.

Will my s3 be a write off?

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