Carwow quotation
- Thread starter Migwire
- Start date
Can't think why it would. Might help if anything, it will show on your credit file as a debt settled, which is good.
Try a different variant, discounts vary wildly across the range. For instance, a £37.5k Golf GTi Clubsport 40 (with options) can be had with 4.9% (£1800) discount. A £37.5k Golf R gets 16% (£6000) off.
No it doesn't, my sister did it earlier in the year with her VW, before they had even collected the VW she went out and got another PCP deal with Ford on a new KA.
It was about 8 months before the 3yr deal was due to end, the car was worth less then, than what the GFV was at the end, so she saw no point in keeping it to just hand it back. She got another new car for the same money that she was paying out.
Officially:no.
Actually: a bit, though they won't admit it.
The voluntary termination will remain on your credit file, and might cause a borderline application/proposal to be declined, or conditioned. For example, the finance company might decide to only accept you if you have a large deposit if you have a history of vt-ing vehicles, as that limits their potential risk.
So it doesn't affect your rating, and doing it once probably doesn't matter, but you wouldn't want to make a habit of it.
